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Pete12

watchnerd wrote: ↑Wed Apr 14, 2021 10:05 pm Do you mean teppanyaki?

https://en.wikipedia.org/wiki/Teppanyaki

No, I mean hibachi, as teppanyaki is commonly known in the United States.

watchnerd wrote: ↑Wed Apr 14, 2021 10:05 pm As for tipping, in America, I tip them the same as I tip a sushi chef if sitting at the sushi bar

How much do you tip your sushi chef?

Pete12

We went out for hibachi last night. It was the first time in ages we had gone for a sit down dinner indoors at a restaurant given covid going on. The hibachi chef did a very nice job. He did some juggling with the cooking utensils, tossed the shrimp around acrobatically, and the onion volcano was fa...

Pete12

Let's face it- if you don't pick up a $5 rotisserie Chicken each time you visit Costco then you're insane! :oops: However I find it gets a bit boring after a while... I usually just reheat it and serve with some rice and veg for a quick weeknight meal. What do you guys do with YOUR Costco chickens ...

Pete12

Here’s another recipe we recently came up with on the fly. A hot “thanksgiving” style sandwich. Slice up the chicken and serve it hot on an open faced sandwich with stuffing, cranberry sauce, and gravy. Fantastic!

Pete12

I recently linked a checking account with Capital One to another bank. Capital One sent the trial deposits over two weeks ago and have not taken them back. Am I good to go? I think you are good. I've had some taken back, and sometimes remain. In most cases, the sum of the deposits is still less tha...

Pete12

I recently linked a checking account with Capital One to another bank. Capital One sent the trial deposits over two weeks ago and have not taken them back. Am I good to go?

Pete12

After diligent research, the results are in! My top pick for a great martini is Beefeater (with Tanqueray placing second). Thanks to all for this educational (and very actionable) thread! Thank you! Beefeater may not be the most fashionable or expensive, but it’s my favorite gin for a martini! Chee...

Pete12

I guess I am not typical. I have gone to Costco and gone to the back of the store to pick up a gallon of milk and left the store with that one item. I live close to the store so this is not uncommon for us. Other times we roam the store looking for bargains. The impulse purchases we make doing this...

Pete12

Ignoring the chicken's quality of life, I must be one of the few bogleheads who really doesn't like the Costco chickens. For lack of a better description, they taste way to hot-doggy - salty / preserved / etc. I'd much rather buy a fresh chicken (Costco is great for this!) and roast it - while it t...

Pete12

Too bad... this is a great community. I browse most days and usually learn something new. Just a few examples of amazing things I have learned here: - How to enable ACH transfers into my 401k - How to roll over basis from a IRA to a Roth IRA and the proper tax reporting for that - Why it’s mathemati...

Pete12

OP, The average annual return difference between 100/0 and 60/40 is less than 1% per year. Why keep an AA of 90/10 when 60/40 can get you there with less stress? KlangFool Can you post the source for this please? This is very eye opening and I think would help a lot of folks out (including myself!)...

Pete12

OP, The average annual return difference between 100/0 and 60/40 is less than 1% per year. Why keep an AA of 90/10 when 60/40 can get you there with less stress? KlangFool Can you post the source for this please? This is very eye opening and I think would help a lot of folks out (including myself!)...

Pete12

Schedule SE Part III is a new section this year intended to help with the math in determining the maximum amount that self-employed folks can defer from their 2020 SE taxes (based on the 6.2% ER side of social security). How are eligible folks approaching this? To me, it seems worth doing if there’...

Pete12

More recently I had a small windfall and decided to get a bottle of JW Blue. It was an itch I had to scratch, and I absolutely enjoyed the smoothness of it. But I would not buy it again since I can get at three or four great bottles of single malt for the price of the Blue. I feel the same way abou...

Pete12

RJC wrote: ↑Wed Jan 27, 2021 9:36 am Boring investor here but all this chatter about GME and AMC is making me feel a little FOMO...

I am finding quite the opposite... all the talk of hedge fund short sellers vs. people on reddit / Elon Musk is making me even happier to stay the course long term in index funds!

Pete12

Besides me, who only holds "regular" index funds in a bland, buy-hold-rebalance strategy anymore? Just curious. Talking about stocks and bonds in funds, not other fixed income (I-bonds, CDs etc.) or real estate. More-or-less the equivalent philosophy of a three fund, plain old long, but a...

Pete12

Happy Birthday Taylor! I hope you are in fine fettle and looking forward to being out of lockdown.
All my best,
Pete

Pete12

I own a small private practice with two employees. This is a young practice, less than 2 years old, and the person I hired as an office manager was green with little experience. My hope was to groom her as the business grew. Long story short its not working out. I was warned by other doctors that H...

Pete12

Costco Kirkland Signature Columbian Supremo, under $6/pound. Grind the beans fine in the burr grinder, then brew using the pour over method. Can’t function in the morning until I have had my life-giving brew

Pete12

Great question! Would love to play the 7th at Pebble Beach, then afterwards head over to Jim Nantz’s house to play the same hole again followed by cocktails and dinner. Oh well we can dream.... https://www.pebblebeach.com/insidepebblebeach/a-history-of-the-7th-hole-at-pebble-beach-in-photos/ https:...

Pete12

Great question! Would love to play the 7th at Pebble Beach, then afterwards head over to Jim Nantz’s house to play the same hole again followed by cocktails and dinner. Oh well we can dream.... https://www.pebblebeach.com/insidepebblebeach/a-history-of-the-7th-hole-at-pebble-beach-in-photos/ https:/...

Pete12

VCC wrote: ↑Tue Jan 12, 2021 5:57 pm If your wife's firm has an HRA or establishes an HRA that could be used to pay health insurance premiums in retirement.

No such luck unfortunately...

Pete12

theplayer11 wrote: ↑Tue Jan 12, 2021 2:52 pm too many Petes

I was thinking the same thing. Fortunately Petes 1 & 2 and 4 thru 11 never post!

Pete12

I last bought a new car in 2015. The first weekend after I picked it up from the dealer I got 2 dings. One from a shopping cart in the supermarket parking lot, and another from me reversing into a gas pump :oops: Buffed out the scratches but to date I have not repaired the dents. They aren’t that no...

Pete12

Interesting that you all are filing it now. I thought I should wait until I receive the paperwork from Fidelity in April. Is there no reason to wait to receive the Fidelity forms? I wait until the Fidelity form is available. I have a non-prototype account at Fidelity so they don’t send me an annual...

Pete12

The instructions for 7a: Lines 7a and 7b. Enter the total cash contributions received and/or receivable by the plan from employers and participants during the plan year. I take that to mean only contributions during the year, not those made after the end of the year and prior to the tax deadline. T...

Pete12

26 U.S. Code § 223(d)(2)(C)(i) a health plan during any period of continuation coverage required under any Federal law. Continuation coverage is a temporary extension of previous group health coverage (i.e. COBRA). Retiree health insurance is not continuation coverage. It is only a qualified medica...

Pete12

We are not quite there yet but I am trying to do some forward planning. My wife’s firm offers a retiree health plan to cover early retirees up until age 65 when they can go on Medicare. She currently is on the firm’s HDHP plan and we max her HSA contributions each year up to the family coverage lim...

Pete12

We are not quite there yet but I am trying to do some forward planning. My wife’s firm offers a retiree health plan to cover early retirees up until age 65 when they can go on Medicare. She currently is on the firm’s HDHP plan and we max her HSA contributions each year up to the family coverage limi...

Pete12

Just filed my 2020 5500EZ electronically on the EFAST2 system. Very smooth and easy and I received filing confirmation almost immediately. Last year I e-filed a 5500 SF in lieu of the 5500EZ. Prior to that I was paper filing the 5500EZ forms by certified mail each year. Highly recommend e-filing ove...

Pete12

I have used Capital One for over 10 years now and have been very happy with them. I use their business basic checking account. Have always been able to avoid the monthly fee by maintaining average balance of $2,000
https://www.capitalone.com/small-busine ... -checking/

Pete12

I login once per month to check that contributions were correctly posted, and to get the individual fund balances to update the spreadsheet I use to track my asset allocation.

Pete12

DW bought me a gin making kit for Christmas which came with dried juniper berries and other assorted botanicals, bottles, a funnel and a strainer. You mix up a concoction of botanicals, add moonshine or vodka, then let it sit for a couple of days before straining. Plan on having some fun this weeken...

Pete12

3755.99

Best of health and happiness to all for 2021!
Pete

Pete12

Schwab will let you use the corporation's EIN, you don't need separate one for the i401k. I'm not sure that anywhere will let you open an i401k without any EIN at all, if I understand you correctly. Good point. OP do you mean you don’t have an EIN at all for your business? If not then not sure what...

Pete12

See my other reply here:
viewtopic.php?p=5693473#p5693473

Pete12

All, Long time reader, infrequent poster. I screwed up. I have a new business this year and would like to open an i401K or a SoloK. I didn't get an EIN on time and the IRS website is down for maintenance until 1/4. The account setup deadline is of course, 12/31. When on the phone with the Vanguard ...

Pete12

The 2020 IRS "penalty" for underpayment of estimated taxes is 3.398%. For many, that is cheaper than HELOC rates, margin lending rates and other short term lending rates. I'm guessing that rate may be even less for 2021. If a person finds themselves needing a bit more liquidity to execute...

Pete12

The comments about gaming the system are interesting to me as I don’t see these comments on posts about doing backdoor Roths, churning credit cards, etc. I am following the letter of the law to minimize my taxes and health insurance bought on the exchange has been interwoven with taxes. If everyone...

Pete12

I don't understand the obsession with funding an IRA as soon as possible. In my particular case if I have the funds available, and the choice is between putting into the IRA rather than the taxable account then I will go with the IRA. This way I get the maximum time for tax-free growth. This argume...

Pete12

That’s our plan! Trad IRA contribution (non deductible) on Jan 4, then conversion to Roth around the 7th or so when the funds clear at Vanguard. Could you please enlighten me? Are you saying that you contribute pretax funds into a traditional IRA within your Vanguard account and then a few days lat...

Pete12

That’s our plan! Trad IRA contribution (non deductible) on Jan 4, then conversion to Roth around the 7th or so when the funds clear at Vanguard.

Pete12

I think what you are proposing is good and of course you will have to tailor it to your particular kids. In my own case, my parents idea of this talk was to tell me that everything my brother and I need to know is in the file cabinet in their house. That's it. The file cabinet has 4 drawers bursting...

Pete12

Gnirk wrote: ↑Sun Dec 13, 2020 12:22 am We love our clothes from Costco!

Same here! Haven’t bought clothes anywhere else in a long time...

Pete12

My Dear Bogleheads: My bleeding lung and small cancer appear to have been totally cured. Your caring replies leave me humbled with gratitude. Today I received the bill for my 3-day visit in Miami Baptist Hospital: $68,266.00 . Fortunately, Medicare and my Federal Blue Cross health insurance policy ...

Pete12

I'm surprised that Vanguard considers an 8 character password to be secure. If you believe howsecureismypassword.net, an 8 character password consisting of uppercase, lowercase, numeric and special characters can be brute forced in about 8 hours. That's not long if someone is targeting you. Can I a...

Pete12

I'm surprised that Vanguard considers an 8 character password to be secure. If you believe howsecureismypassword.net, an 8 character password consisting of uppercase, lowercase, numeric and special characters can be brute forced in about 8 hours. That's not long if someone is targeting you. Can I a...

Pete12

We discussed this in another thread, but all most people need to do security wise is to: Use a reputable password manager , put all of your passwords into it, and change all your passwords to be unique to each website. Each password should be comprised of random characters that's as long as possibl...

Pete12

stan1 wrote: ↑Fri Dec 11, 2020 10:19 am I'm just waiting for someone to find a Jack Bogle quote where he said "I don't use a password manager, but if you must put 20% of your passwords in it".

I feel like Mr. Bogle would have said "when you are presented with multiple solutions to a problem- pick the simplest one!"

Pete12

I do not use any kind of password manager. I write all my passwords down in a small $1.99 notebook I purchased from CVS. I use pencil so I can update the passwords easily when I change them. This may be heresy to some on this thread but I feel the odds of being hacked are higher than someone breaki...

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