Bogleheads.org

Estate_Esq

A great book. Happily, it's available in several audiobook versions.

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Haters gonna hate. I guess. :D Regular readers of the MMM blog will know that by "retire" MMM means something closer to financially independent than "will never do anything productive for the rest of your life". Being financially independent means quitting your job and spending ...

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there's no way I'd go near Lending Club these days.

What about Prosper?

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It's in MMM financial interest to continue recommending this to others. I do wonder how much he makes through that affiliate link. I believe the NYT article about him said he makes well into the six figures off all the affiliate links. It is not surprising that he is still pushing something that fu...

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Pacman wrote:It's in MMM financial interest to continue recommending this to others.

I do wonder how much he makes through that affiliate link.

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After the recent turmoil involving the Lending Club, MMM says he's sticking with it. See the August 2016 Update at the end of this post: http://www.mrmoneymustache.com/the-lending-club-experiment/ I was considering investing with LC. However, I don't find MMM's or new CEO Scott Sanborn's response to...

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iphone 7 is just around the corner. Apple states its release in early September. Based on current leak and rumor it is almost certain that there won't be significant upgrade from iphone 6/6s at least in appearance. Quite a few people think Apple has run out of innovative ideas since Steve Jobs pass...

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BL wrote: There is a free short little PDF booklet that is packed with good info that I love to recommend:
https://www.etf.com/docs/IfYouCan.pdf

I just read that. Pure gold. His words on financial advisers are scorching.

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So many numbers... So many differing views. 1. Pay it off 2. Don't touch it 3. Go middle ground 4. Let it pay itself off My wife is laughing at me as I pull my hair out. Are there some "core tenets" that Bogleheads agree upon financially? I need to start from the beginning because ya'll o...

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It looks like I need to add Bernstein's Four Pillars to my list and possibly get right to it. I'm reading the pdf suggested above and am most impressed so far. I confess that I've already "read" The Millionaire Next Door via audiobook. Being prone to extravagance, I recognized that I had t...

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FYI: I've just discovered the following in audiobook format: The Millionaire Next Door: The Surprising Secrets of America's Rich http://www.audible.com/pd/Business/The-Millionaire-Next-Door-Audiobook/B002UZKJSG/ref=a_pd_Self-D_c4_2_3_i?ie=UTF8&pf_rd_r=1A42VR1R6C1WS625JWGP&pf_rd_m=A2ZO8JX97D5...

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FYI: Available in audiobook format: The Millionaire Next Door: The Surprising Secrets of America's Rich http://www.audible.com/pd/Business/The-Millionaire-Next-Door-Audiobook/B002UZKJSG/ref=a_pd_Self-D_c4_2_3_i?ie=UTF8&pf_rd_r=1A42VR1R6C1WS625JWGP&pf_rd_m=A2ZO8JX97D5MN9&pf_rd_t=101&p...

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The Millionaire Next Door: The Surprising Secrets of America's Rich http://www.audible.com/pd/Business/The-Millionaire-Next-Door-Audiobook/B002UZKJSG/ref=a_pd_Self-D_c4_2_3_i?ie=UTF8&pf_rd_r=1A42VR1R6C1WS625JWGP&pf_rd_m=A2ZO8JX97D5MN9&pf_rd_t=101&pf_rd_i=detail-page&pf_rd_p=18147...

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moneywise3 wrote:I haven't read any of these books fully, just partly. But I read this forum, and never felt the need to read anything else.

I'm addicted to books. Better than heroin, I suppose.

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BL wrote:I suggest The Bogleheads' Guide to Investing.
Also you can read this pdf tonight by Dr William Bernstein:
https://www.etf.com/docs/IfYouCan.pdf

Looks interesting. I'm 44 rather than a Millennial, but I'm sure much of it will be useful for me too. Thx.

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Ganacel wrote:If you're already out of debt and saving a lot of money (and probably you are based on you saying you already have six figures to invest), then...

True, no debt.

Thanks all for the responses so far. A consensus seems to be emerging about Random Walk being the first to read.

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Having tried and failed miserably at active trading :oops:, I'm sort of new to the Bogleheads way. I've bought the books listed below and now am trying to figure out which I should read first, second, etc. What do you think? Oh, any great video recommendations would also be most welcome. I've alread...

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Been thinking about retiring early, basically due to stress which comes from my job. I'm 55 years old and can collect a healthy pension and have my health care mostly covered (I pay $400/month) Not super rich compared to many posters on this site but I do have about 1.2 M in retirement savings. No ...

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The Washington Post has a story on their website about a very large and very frugal family: ... Thanks much for sharing. Such a beautiful, fruitful, and prudent family. They're obviously fellow actual ("traditional") Catholics, and thus hold a special place in my heart. And they're not in...

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I will be traveling to Tulum, Mexico... Any advice would be greatly appreciated. Thanks! Beware the airport scam recounted here: Avoid the megaresorts of Mexico in Tulum, a hipster mecca on the Yucatan Peninsula https://www.washingtonpost.com/lifestyle/travel/avoid-the-megaresorts-of-mexico-in-tulu...

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Railroader wrote:I think I will get the owners manual out and go spend a couple hundred dollars and replace my fluids. What do you guys think?

Yes, do this.

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Slacker wrote:Just continue to mind my own business?

Yes, completely.

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Normaldude, your last post should be in the Bogleheads' Member Post Hall of Fame. You made your point brilliantly with the photos. As they say, a picture is worth 1,000 words. I second this motion. Great post indeed, Normaldude. Whenever I see tattoos, jeans, and all such slovenliness, my skeptical...

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[They] also live rather primitively without modern conveniences, sewage, etc. The Blue Zones books mention what the author calls "de-conveniencing" as part of the longevity recipe. I've now started parking in the most remote reaches of parking lots. I'm also ripping out the modern plumbin...

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I tip everyone I possibly can, usually at a 50% rate. It brings me great service and happiness wherever I go.

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I've been reading The Blue Zones (2nd edition) book, each zone consisting of the longest lived people in the world, and one of the zones is Okinawa. While also watching lectures by the author on Youtube and related videos, I learned that the Okinawans have no word for retirement. This is the video w...

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Alas, pathological altruism is one of the defining bugs of the modern secularized European mind. Much, much more could be said about this. At any rate, I believe that justice demands that you don't cut them off immediately. Rather, incrementally decrease your contributions and let them know you'll b...

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They are also releasing this http://www.theverge.com/2016/7/14/12187296/nintendo-nes-classic-edition-announced-price-games. If I would have known a month ago, I probably would have bought my first individual stock. It's going to be a huge year for Nintendo. It's insane to me the number of tech-incl...

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Our son is going to be 8 months old soon, and both my wife and I want to ensure that he gets into a habit of reading from an early age. What strategies have worked for parents here for that? Any ideas you guys can share? Thanks! Any ideas? Ok. The hard, hard truth is that universal literacy is vast...

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Our son is going to be 8 months old soon, and both my wife and I want to ensure that he gets into a habit of reading from an early age. What strategies have worked for parents here for that? Any ideas you guys can share? Thanks! Any ideas? Ok. Yours is a great aspiration, but one to be pursued with...

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I am hoping to tap the group's wisdom and experiences on this one as I am somewhat at a loss. My 23 year old son (ADHD and very dyslexic) has decided college is not for him.... I salute your son! His recognition that college isn't for him indicates a degree of wisdom vastly superior to most college...

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Re-reading a golden little book by the Frenchman Rev. Jacques Philippe; namely, Searching for and Maintaining Peace: A Small Treatise on Peace of Heart

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Sell half your stocks - live peacefully at 30/70 for the rest of your days. Said like a winner ! :sharebeer 'Tis indeed saintly advice. I'm reminded of that great little book by the Frenchman Rev. Jacques Philippe entitled Searching for and Maintaining Peace: A Small Treatise on Peace of Heart .

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Tour of the local wine country. Eight hours total. Drive up there is about 75 minutes. Cost for eight hours is $1200. Eight adults- obnoxious level probably medium to medium high by the end of the day. So what should I tip this guy at the end of it? Thanks. I recommend a provisional 50% tip. Disbur...

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Phineas is exactly right.

Some might instead advise you to check sites like Martindale or Avvo. These sites are, in fact, worthless. The ratings are bought.

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GoldenFinch wrote:We hit an "all time high" the day before Brexit, and now are at a new "all time high" today. It's been an interesting year.

And yet another today. DJIA closed at 18347.67.

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U.S. Stocks (Vanguard Total Stock Market ETF) 31.4%, 6.2% return Foreign Stocks (Vanguard FTSE Developed Markets ETF) 24%, 2.9% return Emerging Markets (Vanguard FTSE Emerging Markets ETF & iShares Core MSCI Emerging Markets ETF) 19.7%, 6.5% return Dividend Stocks (Vanguard Dividend Appreciation...

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Looking for advice on dealing with a 23 year old son who dropped out of college in his senior year and now works minimum wage job and shares apartment with people he found on Craig's list. Behavior changed when he became aware that he is beneficiary of a million dollar trust. I know its not an inve...

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In such a situation, wisdom demands heeding only the following message board advice: hire an attorney who specializes in this area of law. You shouldn't feel compelled to come to a message board for advice. If you already have an attorney, consider a replacement.

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2016 edition:
https://www.amazon.com/Only-Investment- ... ent+tobias

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Betterment's move to halt trading following Brexit vote sparks controversy; "The notion they would halt trading on a 2% market drop; I was very surprised,” he adds, echoing the opinion of other advisers. “I couldn’t imagine if Vanguard would ever do the same thing." Betterment didn't even...

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I learned to raise my skeptical antennae even higher whenever listening to hysterical media scum.

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OP, it is strange indeed. It's a kind of plebeian, peasant pride; definitely something that doesn't infect aristocratic souls. Sadly, Warren Buffet is infected with this same petty pride. Perhaps many, looking to him as a role model, are adopting his brand of pathetic pecuniary perfidy.

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OP, you are not rich, but you are thoroughly middle class (as indicated by, among other things, your belief that you're rich). Highly recommended reading: Class: A Guide Through the American Status System, by Paul Fussell.

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Maui.

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wvmtnbkr wrote:
gd wrote:I was always underwhelmed by ST: DS9, too, but I've considered watching it again as I missed a lot of it during the original broadcast run and my friend claims it is the best of the "new" Trek.

It gets really, really epic good starting at season 4.

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Psyayeayeduck wrote:My favorite ST series is ST: Deep Space 9 especially when Worf was reintroduced to the series. It felt like the most "realistic" out of all of the ST series.

Yes! I just watched that episode--The Way of the Warrior--last night.

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Interested in seeing what the group likes best. My all time favorites are Avatar as a movie, the last two episodes of Star Trek Voyager, where Janeway time travels to defeat the Borg and return Voyager home. The Stargate introductory movie, the Star Trek Enterprise season end and start episodes whe...

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....... Right now I am reading The Four Pillars .... The Four Pillars of Investing is one of the basic, fundamental texts; required reading for new investors, in my opinion. The history of stock markets should be required reading; Bernstein does it the best. I've read elsewhere that The Investor's ...

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Read Preparation for Death by St. Alphonsus Liguori (Alfonso de Liguori in the original Italian). He beautifully and unforgettably puts everything into perspective.

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