Search found 3677 matches

by lazydavid
Tue Apr 20, 2021 8:07 am
Forum: Personal Consumer Issues
Topic: Kitchen/bar towel maintenance?
Replies: 21
Views: 1167

Re: Kitchen/bar towel maintenance?

Two things we do that avoid the situation you experience: 1. Towels are used for drying clean surfaces only. Just like I wouldn't wash a dirty pot with a towel, I'm not going to wipe a dirty counter with it either. It gets a quick clean with a sponge (scrubby side if necessary), then the water is mo...
by lazydavid
Tue Apr 20, 2021 7:00 am
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 93
Views: 9560

Re: Why leasing a new car is always the best option even if you intend to keep it forever

What happens if 1 year into this three year lease you need a different vehicle or are driving a different amount of miles or your vehicle needs change really in any way? You do an early turn-in, trade the car, or sell it outright, and get hosed on the value, exactly like you would with a financed c...
by lazydavid
Mon Apr 19, 2021 4:21 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 93
Views: 9560

Re: Why leasing a new car is always the best option even if you intend to keep it forever

What happens if 1 year into this three year lease you need a different vehicle or are driving a different amount of miles or your vehicle needs change really in any way? You do an early turn-in, trade the car, or sell it outright, and get hosed on the value, exactly like you would with a financed c...
by lazydavid
Mon Apr 19, 2021 9:27 am
Forum: Personal Consumer Issues
Topic: Out on 4Runner - Used Lexus GX?
Replies: 27
Views: 1769

Re: Out on 4Runner - Used Lexus GX?

Also consider the LX570, which is the GX's big brother and Lexus flagship. You can get a 2011-2013 in great condition for the mid-high $30k range. Mileage is immaterial. They (along with corporate cousin Toyota Land Cruiser) are literally the most reliable SUV ever made by anyone, with a designed se...
by lazydavid
Mon Apr 19, 2021 9:12 am
Forum: Personal Consumer Issues
Topic: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior
Replies: 38
Views: 1796

Re: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior

Fire Cube requires pressing a button on the remote for TV voice commands? If so, Echo/Alexa has a big advantage there. No, the stick does. That's why it's a major advantage for the cube, at least in my household. I don't have to care where the remote is, I can just tell Alexa to do my bidding. :) W...
by lazydavid
Mon Apr 19, 2021 8:40 am
Forum: Personal Consumer Issues
Topic: Out on 4Runner - Used Lexus GX?
Replies: 27
Views: 1769

Re: Out on 4Runner - Used Lexus GX?

Comfortable ride, great off-road capability, bulletproof reliability and atrocious gas mileage. :)
by lazydavid
Mon Apr 19, 2021 8:39 am
Forum: Personal Consumer Issues
Topic: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior
Replies: 38
Views: 1796

Re: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior

In our case, doesn't appear to be a strong case for the Fire Cube over a Fire Stick 4K and Echo/Alexa. Apparently they provide equal capability for voice interaction with the TV, and neither has a performance/connection advantage. The voice interaction feature set is similar, but the caveat with th...
by lazydavid
Mon Apr 19, 2021 7:54 am
Forum: Personal Consumer Issues
Topic: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior
Replies: 38
Views: 1796

Re: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior

lazydavid, thanks for your reply- Fire Cube is kind of a mystery to me. Does Fire Cube have any advantage over Fire Stick 4K with Echo/Alexa? Is one easier to use? Can Fire Cube do everything that Echo does? The basis for selecting one option over the other isn't clear. The main differences with th...
by lazydavid
Mon Apr 19, 2021 7:41 am
Forum: Personal Finance (Not Investing)
Topic: "Nobody's ever regretted paying off the mortgage."
Replies: 412
Views: 27106

Re: "Nobody's ever regretted paying off the mortgage."

Every now and again I look at whether it makes sense to pay off our mortgage, and the answer is always no. Currently have about 10 years left on a 15-year note at 2.5%. The NPV of all my remaining interest payments is only about $700 more than the amount of capital gains taxes I'd have to pay in ord...
by lazydavid
Mon Apr 19, 2021 6:50 am
Forum: Personal Consumer Issues
Topic: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior
Replies: 38
Views: 1796

Re: Q's on Fire TV Stick/YouTube TV/Echo-Alexa for tech-phobic senior

As others have said, always buy the 4k models, as the performance is better. We elected to put Fire Cubes on all the main-room TVs, and Fire Sticks on the occasional-use TVs in bedrooms/office. Remotes are identical between them, so there's no adjustment needed. But the remote-free voice control and...
by lazydavid
Fri Apr 16, 2021 10:17 am
Forum: Personal Consumer Issues
Topic: Do Basement Bathrooms w/Ejector Pumps work? (w/Sewers, not Septic)
Replies: 20
Views: 1282

Re: Do Basement Bathrooms w/Ejector Pumps work? (w/Sewers, not Septic)

Every home that I've ever lived in, save one (which was on a slab) has had an ejector pump for ALL of the sewage, not just what came from the basement. They work fine. As others have said, don't go cheap. I would recommend a cast iron unit, and Zoeller is my go-to brand. They last pretty much foreve...
by lazydavid
Fri Apr 16, 2021 9:45 am
Forum: Personal Consumer Issues
Topic: Best 4 wheel drive vehicle
Replies: 75
Views: 5942

Re: Best 4 wheel drive vehicle

Does the Rubicon 392 have the steel skid plate? I took a quick look at the Wrangler Brochure and didn't see a pic. All Wranglers come with the same (pretty thin) skid plates covering the entire gas tank, and part of the transfer case. All Rubicons come with rock rails standard. Here's a picture of ...
by lazydavid
Fri Apr 16, 2021 8:50 am
Forum: Personal Consumer Issues
Topic: Painting Vinyl Siding
Replies: 13
Views: 758

Re: Painting Vinyl Siding

You would definitely want a specific paint like Flora suggested above. This application will require a TON of flex agent, which a traditional exterior paint wouldn't have.
by lazydavid
Fri Apr 16, 2021 6:42 am
Forum: Personal Consumer Issues
Topic: C8 Corvette?
Replies: 44
Views: 3847

Re: C8 Corvette?

Carguy85 wrote: Thu Apr 15, 2021 6:46 pm That dial shift selector is cute.
The dial is the mode selector (comfort, sport, track). The shifter is pushbutton, and to the left of the mode selector:

Image
by lazydavid
Thu Apr 15, 2021 3:08 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 93
Views: 9560

Re: Why leasing a new car is always the best option even if you intend to keep it forever

Can you custom order a car for a lease? Say I want a Blue Honda Accord, Touring trim, beige interior and the dealership is willing to sell it for under invoice. Will they not care if you're buying it or leasing it? Of course. The dealership is selling a car no matter what: If you pay cash, they are...
by lazydavid
Thu Apr 15, 2021 2:19 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 93
Views: 9560

Re: Why leasing a new car is always the best option even if you intend to keep it forever

Lease calculation is based on MSRP value. Cash buyer based on whichever negotiated out-of-door price (usually 10-20% less than MSRP?) This demonstrates a fundamental misunderstanding of how leasing works. The lease calculation is partially based on MSRP, in that the residual value is a percentage o...
by lazydavid
Thu Apr 15, 2021 1:36 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 93
Views: 9560

Re: Why leasing a new car is always the best option even if you intend to keep it forever

The last car I bought was under invoice and from a dealership 800 miles away. Even with the plane ticket and cost driving it back, I still saved thousands over what any local dealership would sell the car to me. If I were handing back the keys, that would be another $4-600 in travel expenses to and...
by lazydavid
Thu Apr 15, 2021 12:08 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 93
Views: 9560

Re: Why leasing a new car is always the best option even if you intend to keep it forever

Sounds like a good option if none of the original assumptions made going into the lease ever change. I think the major assumption that would have to change would be the residual value of a 3-year-old Honda. It would have to be both higher AND lower, so you couldn't take advantage of selling the car...
by lazydavid
Thu Apr 15, 2021 8:33 am
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21089

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

Leasing can also be tax disadvantaged in some states where you pay sales tax on the entire price of the vehicle rather than just the total lease payments. True. Leasing is often not advantageous for people living in Texas and North Dakota for this exact reason. But the other 91% are ok in this rega...
by lazydavid
Thu Apr 15, 2021 8:06 am
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21089

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

2021 Corolla. Excellent credit. $1,160 down. $299/month - 72 months. Toyota Payment Estimator - https://www.toyota.com/payment-estimator You can lease a new Corolla for about $150/mo with about $1800 down. At the end of the 3 years you own nothing. In the buy situation, you own the car outright aft...
by lazydavid
Wed Apr 14, 2021 2:56 pm
Forum: Personal Consumer Issues
Topic: 2021 Wrangler Rubicon unlimited
Replies: 29
Views: 2163

Re: 2021 Wrangler Rubicon unlimited

I just read that Bronco article. That is unacceptable and the hill they went up is powder puff in my opinion. Wranglers use an ancient transfer case with a chain drive front engagement. When locked in, there's nothing but gears, a chain and oil. No fancy AWD stuff. I don't know what the Sahara uses...
by lazydavid
Tue Apr 13, 2021 8:26 pm
Forum: Personal Consumer Issues
Topic: C8 Corvette?
Replies: 44
Views: 3847

Re: C8 Corvette?

I've been lusting after and planning the purchase of one since it was announced. After all, the mid-engine Corvette has been a dream of mine since I had the poster of the "Corvette Indy" prototype on my wall as a kid. Plan has been to buy one in ~2 years when my 13.5 yo steals my current r...
by lazydavid
Sun Apr 11, 2021 11:08 am
Forum: Personal Consumer Issues
Topic: Repair plasma television or get new TV?
Replies: 76
Views: 5616

Re: Repair plasma television or get new TV?

I realize this post is now 6 months old and OP has likely done whatever he/she was going to do. I was in a similar situation in January, with the exact same model (51PN8500) that just went black one day while we were using it. No power whatsoever. So I elected for both options. I immediately replace...
by lazydavid
Fri Apr 09, 2021 3:39 pm
Forum: Personal Consumer Issues
Topic: Windows 7 key fraud?
Replies: 17
Views: 1842

Re: Windows 7 key fraud?

Can you link the auction, if it hasn't been purged already?
by lazydavid
Fri Apr 09, 2021 2:44 pm
Forum: Personal Consumer Issues
Topic: Windows 7 key fraud?
Replies: 17
Views: 1842

Re: Windows 7 key fraud?

EDIT: Using the laptop's serial number, I was able to determine that the original OS was Linux. So, it appears that the seller somehow got a hold of a Windows 7 Pro key that requires the laptop to connect to a KMS server every 180 days to keep Windows 10 activated. To clarify, they didn't "som...
by lazydavid
Fri Apr 09, 2021 11:16 am
Forum: Personal Consumer Issues
Topic: Laser Printer: Buy a New One?
Replies: 54
Views: 3878

Re: Laser Printer: Buy a New One?

I disagree: not a beast, unless you enjoy diagnosing and replacing parts that are not considered consumables. As I mentioned you have the nuisance of having to buy used parts (motors, etc.) and hoping they're better than the ones you spent an hour digging out of the chassis to remove. Yes, for the ...
by lazydavid
Fri Apr 09, 2021 9:27 am
Forum: Personal Consumer Issues
Topic: fan trips GFCI; can I plug into surge protector?
Replies: 22
Views: 1398

Re: fan trips GFCI; can I plug into surge protector?

An outlet tester is only $8: https://www.homedepot.com/p/Gardner-Ben ... /202867890

If the outlet tests out good, replace the fan.
by lazydavid
Fri Apr 09, 2021 9:14 am
Forum: Personal Consumer Issues
Topic: Laser Printer: Buy a New One?
Replies: 54
Views: 3878

Re: Laser Printer: Buy a New One?

I have an HP LaserJet 4 Plus that I purchased new in 1994 for about $1500 that is still in relatively good working order. That whole series (4/4 Plus, 5/5+, 4000/4050, 4100/4150, 4200/4250, 4300/4350) were all beasts. I got a 4100 for free when it was being retired from a bank after 10 years and 12...
by lazydavid
Thu Apr 08, 2021 9:10 am
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21089

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

Buying cheaper vehicles is a great way to save a lot of cash. I understand the safety part but the reality is the safety argument is not that solid. If you get in a bad accident these newer cars will not save your life....my as well drive something cheap and keep investing :D Aside from the industr...
by lazydavid
Wed Apr 07, 2021 4:34 pm
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21089

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

I was inexplicably driving through a Dodge/Jeep dealership last weekend taking a casual look at some of the Wranglers when a nice looking Dodge Ram caught my eye. Not a dually but a sport/off road type but I didn't catch all the ins and outs of the options/model etc. because I didn't linger long wh...
by lazydavid
Wed Apr 07, 2021 1:51 pm
Forum: Personal Consumer Issues
Topic: The best $10,000 to $15,000 vehicle.
Replies: 42
Views: 3314

Re: The best $10,000 to $15,000 vehicle.

In general, I think for Honda or Toyota, you're going to be looking at lightly used Fit's or Matrices , and 5+ year used Civic's and Corolla's for the price target stated. Those cars should still be good for 10+ years of reliable use, though. We must have different definitions of "lightly used...
by lazydavid
Wed Apr 07, 2021 1:14 pm
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21089

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

Instead of handing it back this time, get buyout quotes from Carvana, et al. You very likely have positive equity in the SUV (assuming you negotiated well upfront) This. I have a friend who has been leasing luxury cars for over 20 years. He's never once turned one in--he trades them because he come...
by lazydavid
Wed Apr 07, 2021 8:24 am
Forum: Personal Consumer Issues
Topic: The best $10,000 to $15,000 vehicle.
Replies: 42
Views: 3314

Re: The best $10,000 to $15,000 vehicle.

Doesn't meet your "used" specification, but just over a year ago one of my employees bought a Chevy Cruze hatchback for his long (now nonexistent) commute. All in with tax and 120k mile extended warranty he paid $13k. I'd probably look at the Hyundai Elantra. It's a great car, but doesn't ...
by lazydavid
Wed Apr 07, 2021 7:24 am
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 243
Views: 16688

Re: Insane to buy a sports car?

Cayman GTS? He contrasted it with the Boxter Spyder, so I'm guessing it's the 718 Boxter GTS 4.0. Congrats! I've started looking at the Boxter GTS 4.0 and Spyder recently myself. Post either your Porsche Code or build sheet so we can all enjoy! How far out is your allocation, and what, if any disco...
by lazydavid
Tue Apr 06, 2021 3:47 pm
Forum: Personal Consumer Issues
Topic: Family car
Replies: 86
Views: 6695

Re: Family car

Another option I would consider is a used Lexus RX 450L (hybrid) with second row captains chairs. This is a horrible option. The RXL only exists so Lexus can advertise a "3-row SUV" without actually having to build one. They just added 4 inches to the existing RX and crammed a pair of tin...
by lazydavid
Tue Apr 06, 2021 2:13 pm
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 172
Views: 22825

Re: Oil change interval for low-mileage vehicles

That was from 15 years ago. Oh I know, was just pointing out that at that time, it had been going on for a while. Do you know how long before 2000 they began the program, and were they the first (or who started that wave)? And aside from the 2017 changes (reduction) was it the same program for near...
by lazydavid
Tue Apr 06, 2021 1:19 pm
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 172
Views: 22825

Re: Oil change interval for low-mileage vehicles

Was that corporate on all vehicles or only local dealer? Local dealers have always done free oil changes to keep you coming back, sometimes lifetime, but corporate policy seems to ebb and flow. February 13, 2006 12:00 AM Bumper-to-bumper free maintenance remains a part of BMW's strategy BMW is the ...
by lazydavid
Tue Apr 06, 2021 1:06 pm
Forum: Personal Consumer Issues
Topic: Should I buy a SLR camera without a built in flash?
Replies: 90
Views: 3297

Re: Should I buy a SLR camera without a built in flash?

Let's look at the crop-sensor dSLR Nikon line a bit. I have a D7500. It is what most people would call an "enthusiast" camera and very clearly fits in between their D500 and the D5600*. What's the difference between a D500 (clearly their pro crop sensor camera) and a D7500? 1) The D500 ha...
by lazydavid
Tue Apr 06, 2021 11:54 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 172
Views: 22825

Re: Oil change interval for low-mileage vehicles

A few years back, BMW started with 4 years, but I think it's now only 3. https://www.bmwusa.com/explore/bmw-value/bmw-maintenance/ultimate-care.html It was more than a few years back. My 2000 BMW 3-series came with 4 years of maintenance, which included everything but tires. I got my wiper blades r...
by lazydavid
Tue Apr 06, 2021 11:40 am
Forum: Personal Consumer Issues
Topic: Do maintenance free car batteries last as long in warm/hot climates?
Replies: 53
Views: 3155

Re: Do maintenance free car batteries last as long in warm/hot climates?

I can't tell you how to spend your money, but that's not how I do it. My insurance is a jumpstart in the trunk (with lithium battery that can last a very long time). And I replace a battery when it really dies. I do this as well, but there is a little bit of a false sense of security involved. When...
by lazydavid
Tue Apr 06, 2021 11:09 am
Forum: Personal Consumer Issues
Topic: Should I buy a SLR camera without a built in flash?
Replies: 90
Views: 3297

Re: Should I buy a SLR camera without a built in flash?

My ancient D7100 has a built in flash, but I basically never use it. In cases where i might need a little bit of fill, the tiny but awesome SB-400 lives on the hotshoe full-time. Far more powerful than any built-in flash, and can be bounced easily. If I know I'm going to need a flash, my big SB-800 ...
by lazydavid
Sun Apr 04, 2021 6:55 pm
Forum: Personal Consumer Issues
Topic: New Tool Suggestions
Replies: 31
Views: 2196

Re: New Tool Suggestions

Ok, you all have persuaded me that a miter saw would be better than a table saw. I did use the table saw for moulding in the living room and dining room. It took me awhile to figure out the correct angles for the saw blade, and it was a pain. Perhaps with a miter saw I will put moulding in the bedr...
by lazydavid
Sun Apr 04, 2021 9:21 am
Forum: Personal Consumer Issues
Topic: Laser Printer: Buy a New One?
Replies: 54
Views: 3878

Re: Laser Printer: Buy a New One?

Not to belittle the pandemic, but seems like that would have caught up a bit by now. Most WFH have been sent back or already bought a printer by now, I would think. I went to Best Buy today and the entire shelf was bare of lasers. Tons of inkjet printers (yuck). The supply chain is in absolute sham...
by lazydavid
Sat Apr 03, 2021 10:17 am
Forum: Personal Consumer Issues
Topic: AWD vs 2WD in up state new york
Replies: 53
Views: 3307

Re: AWD vs 2WD in up state new york

Get snow tires regardless (single most important safety factor, regardless of vehicle), but I agree the Odyssey is a far more compelling vehicle overall than the Sienna, so I wouldn't let its comparative lack of AWD dissuade you if that's what you really want. I live in the Chicago suburbs, so somew...
by lazydavid
Fri Apr 02, 2021 6:54 am
Forum: Personal Consumer Issues
Topic: Laser Printer: Buy a New One?
Replies: 54
Views: 3878

Re: Laser Printer: Buy a New One?

I'm going to order a new separation pad and pickup roller from this place: https://www.quikshiptoner.com/catalog Cost is $38.66. I have had to buy only one new toner cartridge for this printer. The original one seemed to last forever. In the interest of being "green" I bought a "recy...
by lazydavid
Thu Apr 01, 2021 6:49 pm
Forum: Personal Consumer Issues
Topic: toyota sequoia vs toyota sienna safety
Replies: 44
Views: 2675

Re: toyota sequoia vs toyota sienna safety

I would never recommend anyone buy a new Sequoia. Its sole redeeming quality is exceptional reliability of its ancient drivetrain. It is more cramped than it should be for its size, technology and safety equipment is literally a decade behind everything in its class (and pretty much any class, for t...
by lazydavid
Thu Apr 01, 2021 5:36 pm
Forum: Personal Consumer Issues
Topic: How to make strong coffee equivalent to Starbucks for cheaper?
Replies: 134
Views: 10565

Re: How to make strong coffee equivalent to Starbucks for cheaper?

Nicolas wrote: Thu Apr 01, 2021 5:20 pm
praxis wrote: Thu Apr 01, 2021 5:15 pm I stopped roasting at home because I like dark roast and it smokes too much
I roast in my garage. In nice weather I roast on my deck. Never inside the house.
I roast on a cutting board I set top of my stove, and the range hood helpfully routes the smoke outside for me. :)
by lazydavid
Thu Apr 01, 2021 7:13 am
Forum: Personal Consumer Issues
Topic: TV size question
Replies: 105
Views: 5815

Re: TV size question

I just bought a 55" TCL 5 series for $489.... built in Roku. Works great and picture is terrific. Sound is pretty adequate as well. You can get a 65" QLED for $649. What did it replace? I have yet to see a mainstream TCL/Hisense set that I would describe with stronger term than "good...
by lazydavid
Thu Apr 01, 2021 7:02 am
Forum: Personal Consumer Issues
Topic: Mulch from Costco or Lowes
Replies: 41
Views: 4174

Re: Mulch from Costco or Lowes

We buy no-name bagged mulch from Menards, which is a major HD competitor in the Midwest. When they are on sale, it is dramatically cheaper than their bulk mulch--$1/cuft ($27/cu yd), vs usually something around $80/cu yd for the bulk. They deliver it on a pallet dropped on our driveway. I then use a...
by lazydavid
Tue Mar 30, 2021 3:49 pm
Forum: Investing - Theory, News & General
Topic: Why the disdain for managed funds like ARKK that destroy total market funds?
Replies: 827
Views: 69010

Re: Why the disdain for managed funds like ARKK that destroy total market funds?

You think the bubble is going to burst within 6 months? Meh, I'll take my chances. I have no idea what ARKK will do over the next 6 months, but surely a 60% drop isn't difficult to imagine for even the most ardent fan. I can imagine only 60% more gain over that time period, and that feels like a wo...