Search found 69 matches

by NCPE
Mon Apr 12, 2021 4:55 am
Forum: Personal Consumer Issues
Topic: Best 4 wheel drive vehicle
Replies: 75
Views: 5953

Re: Best 4 wheel drive vehicle

Regardless of which vehicle you choose when you drive on the sand be sure to lower the air pressure in your tires for maximum traction.

Speaking from 30+ years of driving on the sand beaches of the NC Outer Banks.

NCPE
by NCPE
Fri Apr 09, 2021 8:31 pm
Forum: Personal Consumer Issues
Topic: Hire a contractor without worker's comp insurance if it's a family business?
Replies: 15
Views: 1271

Re: Hire a contractor without worker's comp insurance if it's a family business?

The first thing I ask for before any contractor steps on my property is a copy of their worker's compensation and liability insurance along with the name of the issuing agency so I can verify that it is up to date. I have heard every type of excuse you can imagine but it quickly separates the profes...
by NCPE
Sun Mar 14, 2021 7:16 pm
Forum: Personal Consumer Issues
Topic: Smoke Detector Help - 5 chirps
Replies: 28
Views: 2158

Re: Smoke Detector Help - 5 chirps

Typically the 5 chirps means the smoke detector has reached the end of its life (Usually 10 years). Check the manufacture date on the smoke detector, if it is any where close to the 10 year mark in is time to be replaced. If I read your post correctly you have replaced the chirping detector with a n...
by NCPE
Sat Feb 20, 2021 9:06 am
Forum: Personal Consumer Issues
Topic: Typical Lifespan of Generac Propane-Powered, Standby Generator
Replies: 46
Views: 3388

Re: Typical Lifespan of Generac Propane-Powered, Standby Generator

The air cooled engines (Honda, Kohler, Generac, Briggs & Stratton, etc) used in your typical home back up generator run at 3,600 rpm in order to generate electricity at the proper frequency and should be good for 2000+ hours if maintained properly. If you are looking for longer life move up to t...
by NCPE
Mon Jan 18, 2021 9:26 am
Forum: Personal Consumer Issues
Topic: Radio Frequency Interference Issue
Replies: 25
Views: 1794

Re: Radio Frequency Interference Issue

I concur with David Jay and Vitaflo on with their responses, given that you are having a problem and your neighbors are not it is probably in your system. It is unusual that you can hear the radio station with nothing connected to the system, unless you have speakers that have a built in amplifiers....
by NCPE
Mon Jan 18, 2021 8:16 am
Forum: Personal Consumer Issues
Topic: Best place to find a nimh rechargeable replacement battery.
Replies: 13
Views: 755

Re: Best place to find a nimh rechargeable replacement battery.

Your local Hobby or R/C shop should be able to fill your needs, or you can have one custom built by Digikey. Looks like it would run you ~ $15.00 plus shipping https://www.digikey.com/en/products/filter/battery-packs/89?s=N4IgjCBcoMw1oDGUBmBDANgZwKYBoQB7KAbRACYB2cgThogF0CAHAFyhAGVWAnASwB2AcxABfAgBYw...
by NCPE
Fri Jan 15, 2021 6:32 am
Forum: Personal Consumer Issues
Topic: Contractor license and City permit
Replies: 10
Views: 825

Re: Contractor license and City permit

Not sure if a permit is required given the description of the work involved but I highly recommend that you require proof of business liability and worker's compensation insurance from the prospective contractor and to contact the issuing agency / agent to verify that the insurance is up to date. Fr...
by NCPE
Wed Jan 13, 2021 4:50 pm
Forum: Personal Consumer Issues
Topic: What Kind of Generator Do you Use for your Home Backup?
Replies: 139
Views: 8886

Re: What Kind of Generator Do you Use for your Home Backup?

Never could justify the expense of a whole house generator so we have a trailer mounted gasoline fueled Miller Bobcat Welder / Generator that puts out 9.5 KW continuous, which is enough to run the entire house other than the A/C compressors. 99% of the time the Bobcat spends its life happily welding...
by NCPE
Thu Jan 07, 2021 7:12 pm
Forum: Personal Consumer Issues
Topic: Recommend a free business checking account
Replies: 11
Views: 768

Re: Recommend a free business checking account

First National Bank of Pennsylvania (Brick and Mortar Bank with offices mainly on the East Coast) offers a free business account, but I am pretty sure that you must truly be set up as a business with a Taxpayer ID number instead of a social security number to get it established. As others have said ...
by NCPE
Thu Dec 24, 2020 11:03 am
Forum: Personal Consumer Issues
Topic: Has anyone swapped a Taco Circ Cartridge?
Replies: 3
Views: 358

Re: Has anyone swapped a Taco Circ Cartridge?

If you have water cut off valves on either side of the pump it is very simple - turn off power to pump close both valves remove the 4 bolts pull cartridge out of replace with new cartridge and new o ring It helps to have someone to hold the pump housing while you are popping the cartridge out. Just ...
by NCPE
Sat Jul 11, 2020 3:22 pm
Forum: Personal Consumer Issues
Topic: Will my credit card be cancelled?
Replies: 16
Views: 1944

Re: Will my credit card be cancelled?

From our experience you won't get cancelled provided you do all the paperwork / phone calls with the CC issuer to confirm they were fraudulent charges. We have several cards, and there appears to be no rhyme or reason on how they get hacked. Seems like every couple of years (some times more often) w...
by NCPE
Tue Jul 07, 2020 6:24 am
Forum: Personal Consumer Issues
Topic: 1st Car Purchase - Volvo XC90 vs. Lexus RX350
Replies: 70
Views: 5384

Re: 1st Car Purchase - Volvo XC90 vs. Lexus RX350

For reliability hands down go with the Lexus, have a RX350 in the driveway with 200,000+ miles and wouldn't be afraid to drive it across the country.
We drove Volvo 240's for years until they stopped making them, bought an XC70 and that was the worst car I have ever owned for reliability.

NCPE
by NCPE
Wed Jun 10, 2020 1:26 pm
Forum: Personal Consumer Issues
Topic: Exterior Water Service Line Coverage
Replies: 26
Views: 1638

Re: Exterior Water Service Line Coverage

When we were on a municipal water system years ago we got the yearly solicitations you describe, but our house was about 10 years old and the water line was black polyethylene pipe (much more resistant to failure than the white PVC pipe) and it was only about 30 feet from the meter to the cut off va...
by NCPE
Tue May 26, 2020 4:02 pm
Forum: Personal Consumer Issues
Topic: does anyone have a subscription to youtube tv?
Replies: 118
Views: 8165

Re: does anyone have a subscription to youtube tv?

Switched in December when DirectTV raised their rates (again :annoyed ). Overall very pleased, at $49.99 plus tax it saved us about $75.00 / month and the ability to have 3 users works well with our household. The DVR feature works great also. We are running ROKUs on all the TVS with no issues. We w...
by NCPE
Sat May 16, 2020 10:50 am
Forum: Personal Consumer Issues
Topic: Tire shop returned my van with a broken part!
Replies: 27
Views: 1918

Re: Tire shop returned my van with a broken part!

Some comments: Tire winches have been on vehicles for at least 30 years, and are pretty much trouble free other than the cable rusting in half or road grime / road salt locking up the mechanisms. Any competent tire mechanic should be able to quickly look at the winch and diagnose any issues. I'm gue...
by NCPE
Sat May 09, 2020 8:34 pm
Forum: Personal Consumer Issues
Topic: Where should I go for extended warranty on my Toyota?
Replies: 35
Views: 2055

Re: Where should I go for extended warranty on my Toyota?

I have a 2005 Camry, a hand me down to my son, with 140k mileage. In 15 years, total non-maintenance repairs were two rear power window regulator/motor assemblies and an exhaust manifold leak. About $1000 total for the three repairs. I’d skip the extended warranty. Pretty much our experience with a...
by NCPE
Sat May 09, 2020 8:13 pm
Forum: Personal Consumer Issues
Topic: Where should I go for extended warranty on my Toyota?
Replies: 35
Views: 2055

Re: Where should I go for extended warranty on my Toyota?

Disclaimer - I am not a fan of extended warranties, when you read the fine print there are too many loop holes. We typically buy 3 - 4 year old vehicles with good maintenance history and then put 300,000 or so miles on them before donating them to charity or sending them to the crusher. Anyway earli...
by NCPE
Wed Apr 01, 2020 2:54 am
Forum: Personal Consumer Issues
Topic: wide lace up work boots
Replies: 8
Views: 653

Re: wide lace up work boots

+ 1 for Red Wing. I also have a 4E size foot and they have always been able to get a safety shoe or boot to fit my foot like a glove.


NCPE
by NCPE
Thu Jan 23, 2020 12:56 pm
Forum: Personal Consumer Issues
Topic: Need help to repair a 1975 Maytag dryer Need some folks that are dryer pro's here
Replies: 11
Views: 957

Re: Need help to repair a 1975 Maytag dryer Need some folks that are dryer pro's here

Wow - That is an old Maytag. Your best option would be to find the model number and check the online parts houses to see if they have an exploded parts diagram available for your model. Just off the top of my head www.repairclinic.com might be a good starting point. Not sure about the back of the fa...
by NCPE
Fri Dec 20, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 139
Views: 14481

Re: [Anyone drop cable for YouTube TV?]

As they say "great minds must think alike". We had been looking at alternatives to DirectTV, received their price increase notification letter last Saturday, switched to YTTV on Monday and cancelled DirectTV yesterday. So far very pleased with YTTV, the ROKU devices are much more user frie...
by NCPE
Sat Nov 09, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 7435

Re: Was I ripped off at the car dealership?

You might have needed an oil pan gasket but you should have noticed a large puddle of oil under the car in your garage. The DW took her Honda CRV to the stealership for maintenance while it was under warranty since it was "included" in the purchase price (she also liked the free coffee :? ...
by NCPE
Fri Sep 06, 2019 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Starting A New Busines
Replies: 23
Views: 2141

Re: Starting A New Busines

I would recommend a separate credit card to keep the business and personal expenses separate, and to look at Microsoft Money Plus as a accounting software package. (It doesn't have all the bells and whistles of QuickBooks but it is free :happy )

Good luck with your future endeavors !!!

NCPE
by NCPE
Mon Jul 29, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: What is the official bogleheads home fire extinguisher?
Replies: 52
Views: 3024

Re: What is the official bogleheads home fire extinguisher?

Look for an ABC rated extinguisher with a metal head, should run you around $30 -$35 each at a big box type store.

Remember P-A-S-S

Pull the lock pin
Aim the nozzle at the base of the fire
Squeeze the handle
Sweep side to side at the base of the fire
by NCPE
Wed Jul 17, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: Dash Cams [want recommendations]
Replies: 22
Views: 2420

Re: Dash Cams [want recommendations]

I installed low end Transcend Drive-Pro models in all our vehicles a couple of years ago after one of the daughter was run off the road by another motorist. Long story short the other driver initially admitted fault but as soon as the police department arrived she changed her story. Police Officer r...
by NCPE
Thu Jul 11, 2019 9:13 am
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 11824

Re: Who cuts your hair? And for how much?

Get mine cut every 3 weeks, $14 plus a $3 tip. Same barber for last 35 years, one man shop (think of Floyd's Barber Shop in Mayberry). Able to catch up on all the local news / politics / etc. for the price of a haircut. He used to take walk ins but now everything is by appointment which works great ...
by NCPE
Sun Jun 02, 2019 5:22 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 388
Views: 81865

Re: Roll Call for the Retirement Class of 2018!

Miriam - I FIREd at 57. Was planning to make it to 59 1/2 but the political climate at the monster megacorp that I worked at was sucking the life out of me so I left a couple of years early. This was the best decision I ever made !!! As far as the garage cleaning it is still on the to do list but th...
by NCPE
Sun Jun 02, 2019 4:39 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 388
Views: 81865

Re: Roll Call for the Retirement Class of 2018!

It is hard to believe that I started this thread almost 2 years ago. This week marks my first full year in retirement and I hope my fellow Bogleheads in the Class of 2018 have enjoyed their retirement as much as I have enjoyed mine. Without the knowledge of the many members on this site I would have...
by NCPE
Sun May 26, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: Meaning of "high/low tolerance" in precision engineering
Replies: 12
Views: 7071

Re: Meaning of "high/low tolerance" in precision engineering

Using verbiage to describe engineering information is pretty much marketing spin. Reminds me of Lord Kelvin's quote: “When you can measure what you are speaking about, and express it in numbers, you know something about it, when you cannot express it in numbers, your knowledge is of a meager and uns...
by NCPE
Tue Apr 16, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 17831

Re: What is your hobby and how did it come to be your hobby?

I have a variety of hobbies that wax and wane through out the year (They tend to keep me out of the bars and other undesirable places which makes the DW happy) :happy Amateur radio - always had an interest in wireless communications, first got my license in the mid 1980's and was active for a few ye...
by NCPE
Tue Apr 09, 2019 4:26 pm
Forum: Personal Consumer Issues
Topic: How Much Do You Pay For Haircut?
Replies: 115
Views: 7745

Re: How Much Do You Pay For Haircut?

LCOL area, same barber for 30+ years, $14.00 for basic cut + $2.00 tip

NCPE
by NCPE
Sat Apr 06, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 452
Views: 33164

Re: Received a Ransomware email

I received more or less the same "ransomware" email this morning, it did have a generic password that I used years ago for websites that required a password but I figured I would never visit again and had no financial ties. Same blackmail about the websites, which I don't visit and I don't...
by NCPE
Sat Feb 23, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: Relocate to Carolinas
Replies: 80
Views: 8191

Re: Relocate to Carolinas

timefour - I am a little biased being a lifelong resident of NC. You have a broad choice in living locations /climates here in the Tarheel state - from the mountains in the west to the Outer Banks on the east (Murphy to Manteo as stated above). Probably would be good to come down for a week or two a...
by NCPE
Sun Feb 03, 2019 10:20 am
Forum: Personal Consumer Issues
Topic: Standby Generator Battery
Replies: 9
Views: 793

Re: Standby Generator Battery

As others have said the jump starter should work but "YMMV" (Your Mileage May Vary). Most of the higher end standby generators I have seen have either a weekly exerciser function or a trickle charger built in. If your generator does not have these functions I high recommend a Battery Tende...
by NCPE
Thu Nov 15, 2018 2:38 pm
Forum: Personal Consumer Issues
Topic: Mouse in the house
Replies: 32
Views: 2541

Re: Mouse in the house

Just my opinion but $80.00 / month would be better spent on additional cats :D

One mouse in 17 years is a pretty good track record.

NCPE
by NCPE
Thu Sep 06, 2018 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Should I keep my financial advisor
Replies: 131
Views: 8899

Re: Should I keep my financial advisor

First off welcome to the Bogleheads forum you will find a wealth of knowledge on this site !! We were all in your shoes at one time, I would suggest dumping the advisor and keep the CPA. If you need Investment help use Vanguard's PAS or select a target date fund. An appropriate quote from the Whitec...
by NCPE
Sat Sep 01, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Daily Driver (Car) Over 100K Miles?
Replies: 96
Views: 8054

Re: Daily Driver (Car) Over 100K Miles?

The question for me is which high mileage car :confused 1990 Honda Civic 176,000 2007 Lexus RX350 180,000 1991 Chevrolet S-10 ~300,000 - speedometer doesn't work until you drive it at least 5 miles or so ) 1996 Chevrolet S-10 292,000 Wouldn't bat an eye about jumping in any of these and head across ...
by NCPE
Mon Jul 23, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 8942

Re: Engineers come in.

"Look to you left, look to your right. If you make it through the program they won't". Just retired after a 35+ year career as a PE, from my experience years ago getting my BS in Mechanical Engineering this is spot on. Engineering is a tough curriculum and if he seriously intends to pursu...
by NCPE
Sat Jun 16, 2018 9:54 am
Forum: Personal Consumer Issues
Topic: Contractor - Threatening Lien/Lawsuit
Replies: 55
Views: 7508

Re: Contractor - Threatening Lien/Lawsuit

To late to help with this situation but the first question I always ask a potential contractor is for proof of Liability / Workers Compensation Insurance and the name of the agent who wrote the policy. The scammers / fly by night guys will make all sorts of excuses but this one question screens them...
by NCPE
Sat May 05, 2018 6:51 am
Forum: Personal Finance (Not Investing)
Topic: How old is too old for a vehicle, even for a well running one ?
Replies: 83
Views: 7315

Re: How old is too old for a vehicle, even for a well running one ?

The answer is as many have said are "it depends". Some people are comfortable with driving an older vehicle, some are not. To me age of the vehicle has no bearing, the track history of the particular manufacturer / model and the owner's routine maintenance are the deciding factors. Current...
by NCPE
Fri May 04, 2018 7:06 am
Forum: Personal Consumer Issues
Topic: Need advice on $5M property sale
Replies: 39
Views: 4987

Re: Need advice on $5M property sale

As they - say all things in life are negotiable. Last time I checked in my area realtor commissions on unimproved land runs 10% or better. You can shop around but if the area is really that booming I would be surprised that you have not already been approached by developers / speculators / vultures ...
by NCPE
Sat Mar 24, 2018 5:48 am
Forum: Personal Consumer Issues
Topic: WWYD? Trade Honda CR-V for Lexus RX350?
Replies: 32
Views: 5125

Re: WWYD? Trade Honda CR-V for Lexus RX350?

Wow - A thread I feel qualified to comment on !! We have both a 2007 Lexus RX350 (190,000 miles) and a 2013 Honda CRV (65,000 miles), we like them both but the Lexus probably wins out for the most part for the price difference you are talking about. Pros / Cons - RX350 - Much less road / tire noise ...
by NCPE
Sat Mar 24, 2018 5:31 am
Forum: Personal Finance (Not Investing)
Topic: changing my signature when signing checks and credit card receipts
Replies: 47
Views: 4746

Re: changing my signature when signing checks and credit card receipts

Signature ? What Signature?? Back when banks still returned your cancelled checks the DW wrote one for the yearly insurance (~couple thousand dollars) and forgot to sign it. Went right through with no issues, only happened to catch it when I was reconciling the checking account. I now have regressed...
by NCPE
Sun Feb 04, 2018 6:45 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 661
Views: 94440

Re: Flaunt Your High-Mileage Car

The question for me is which high mileage car :? 1990 Honda Civic 170,000 2007 Lexus RX350 172,000 1991 Chevrolet S-10 278,000 (Probably closer to 300,000 - speedometer doesn't work until you drive it at least 5 miles or so :D ) 1996 Chevrolet S-10 292,000 Wouldn't bat an eye about jumping in any of...
by NCPE
Fri Dec 15, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Uber vs Ambulance - HUGE cost difference
Replies: 85
Views: 12874

Re: Uber vs Ambulance - HUGE cost difference

Speaking from 40 years experience as a Firefighter / EMT - "You get what you pay for" No offense to Uber but if I have a life threatening emergency I want the best possible pre hospital care I can get. For a non life threatening issue Uber is probably fine, but a wrong decision could mean ...
by NCPE
Fri Dec 15, 2017 7:25 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350 - new vs. preowned
Replies: 29
Views: 4429

Re: Lexus RX 350 - new vs. preowned

We bought a Certified Pre Owned 2007 model with 30,000 miles on it in 2009 for about 25% off the best price we could find on a new model. Came with the Lexus 100,000 mile warranty which we never had to use, currently has 186,000 miles. Other than normal maintenance and having to replace a couple of ...
by NCPE
Fri Dec 01, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 16880

Re: Price of haircut?

Had one today, standard cut is $13+$2 tip. LCOL area, I have had the same barber for 35 years.

NCPE
by NCPE
Fri Nov 10, 2017 4:45 pm
Forum: Personal Consumer Issues
Topic: Home backup generator experiences
Replies: 73
Views: 12215

Re: Home backup generator experiences

I never could justify a dedicated whole house generator, instead we installed a manual transfer / lock out plate on the electrical panel and an outside power inlet that we supply using the Bobcat welder we have for welding around the farm, 10 kw pretty much runs everything in the house except the he...
by NCPE
Thu Oct 12, 2017 5:43 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 388
Views: 81865

Re: Roll Call for the Retirement Class of 2018!

I has been 3 months since I officially hit the “R” button and notified my management I will be checking out in 2018 and the stress level in my life due to work has drastically dropped. I had my annual physical this week and my blood pressure is the lowest it has been in many, many years. :D Good luc...
by NCPE
Sun Sep 24, 2017 7:28 am
Forum: Personal Investments
Topic: Large inheritance -questions to ask potential advisors
Replies: 27
Views: 3833

Re: Large inheritance -questions to ask potential advisors

First of all condolences on the passing of your father in law. I went through a similar situation with my mother's estate but you are much smarter than I was - you came to Bogleheads for advice before doing anything. :happy The first item to address will be to identify any tax implications for 2017 ...
by NCPE
Sun Aug 13, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Alternatives/choices with ambulance or rescue squad
Replies: 25
Views: 2043

Re: Alternatives/choices with ambulance or rescue squad

dm200 - The answer to many of your questions is "it depends". I am not sure of your exact location (hopefully you are not inside DC) but I am actively involved in Fire / Rescue response here in NC and can only speak based on my 38 years of being a firefighter / EMT. First off I will apolog...