Search found 12 matches

by RJNetworking
Sun Dec 24, 2017 8:26 am
Forum: Personal Finance (Not Investing)
Topic: Military Retirement; Time value of drawing a pension at 20 years
Replies: 27
Views: 4432

Re: Military Retirement; Time value of drawing a pension at 20 years

Parsox,

It is about a year later, what did you decide? This thread was very insightful, thank you!
by RJNetworking
Tue Aug 15, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: buying a rental property vs investing more in stocks
Replies: 26
Views: 6674

Re: buying a rental property vs investing more in stocks

Huh. Has worked out great for my family for over 20 years so it seems like until you actually do it you shouldn't be a naysayer, eh!? What percent of your gross rent goes to management fees? Between 6 and 10% in different cities with 8% being the most common. That's cheap for not being responsible ...
by RJNetworking
Fri Jun 23, 2017 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Online Savings vs No Penalty CD
Replies: 22
Views: 5150

Re: Online Savings vs No Penalty CD

No penalty cd seems too good to be true. If you anticipate needing the money, recommend using intervals of $25'K so the rest of your money continues to grow.
by RJNetworking
Fri Jun 23, 2017 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Tracking progress to $1M portfolio and no mortgage by 40
Replies: 112
Views: 31746

Re: Tracking progress to $1M portfolio and no mortgage by 40

Keep up the good work! Very motivating thread indeed!
by RJNetworking
Fri Jun 23, 2017 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 44045

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

LadyGeek wrote:RJNetworking - I merged your thread into here.

The combined thread is now in the Personal Finance (Not Investing) forum (CD rate).
Thank you LadyGeek!
by RJNetworking
Fri Jun 23, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 44045

Re: Ally no penalty CD rate increase

runner3081 wrote:Already posted...

viewtopic.php?t=221553
My bad... I did a search before posting and couldn't find anything, I'll refine my search technique...
by RJNetworking
Fri Jun 23, 2017 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 44045

Ally no penalty CD rate increase

[Thread merged into here, see below. --admin LadyGeek] Ally increased the rate of its no penalty cd to 1.5% for accounts with 25'K and above. It's a great deal, they allow you to withdraw the balance and interest after six days of the initial deposit without penalty. Just passing along for those lo...
by RJNetworking
Mon May 29, 2017 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: Play Money for Spouse....
Replies: 138
Views: 16033

Re: Play Money for Spouse....

There are a lot of great suggestions on here. My wife has her own checking account and credit card that she can use for personal purchases. I also have my own credit card I'll use for gifts or personal purchases. Although > 95% of our finances are joint accounts/ credit cards, the individual checkin...
by RJNetworking
Mon May 29, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: High School Graduation Gifts
Replies: 41
Views: 6062

Re: High School Graduation Gifts

Larry, I forgot to include our typical gifts. For high school we typically mail a $20-$25 check for kids we don't know that well. For college we've started sending books that I wish I had read when I was in my early 20s. Recently we sent Random Walk Down Wall Street and Millionaire Next Door . My go...
by RJNetworking
Mon May 29, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: High School Graduation Gifts
Replies: 41
Views: 6062

Re: High School Graduation Gifts

This is a very timely topic. I like the book idea from physics teacher. What is the expectation on thank you notes? We rarely receive thank you from checks or gifts we send, which is frustrating. Is there an easy way to bring it up? Taking a few minutes to write a note or even an email goes a long w...
by RJNetworking
Sat Feb 20, 2016 9:11 am
Forum: Personal Finance (Not Investing)
Topic: I've had it with USAA insurance
Replies: 26
Views: 5369

Re: I've had it with USAA insurance

I have used USAA for over 40 years. I am not concerned about the cost. But I can say that the speed that they handle a claim is great. Over the years I have had two cars totaled and a significant damage on another. Recently a tree fell on one house causing 52K of damage. The claim service was great...