Search found 564 matches

by aqan
Tue Apr 06, 2021 1:36 am
Forum: Personal Consumer Issues
Topic: Talk me out of DIY Yard drain project.....
Replies: 37
Views: 2974

Re: Talk me out of DIY Yard drain project.....

OP what was the last big DIY project you did?

Edit: $2400 seems pretty reasonable. I agree with the comments above, unless you are doing this for fun....
by aqan
Mon Apr 05, 2021 7:17 pm
Forum: Personal Consumer Issues
Topic: My Next Car: Tesla S vs BMW 540iX
Replies: 25
Views: 2879

Re: My Next Car: Tesla S vs BMW 540iX

Test drive both cars, make the decision based off that. OP if you haven’t driven both the cars (ideally on the same day) then you’re wasting your time posting this. The biggest deciding factor IMHO (besides the price) is the driving experience, especially for two fine automobiles like Tesla and BMW...
by aqan
Mon Apr 05, 2021 7:11 pm
Forum: Personal Investments
Topic: 2021 Check Up. 31 Years Old. NW $5M.
Replies: 48
Views: 5770

Re: 2021 Check Up. 31 Years Old. NW $5M.

bengal22 wrote: Mon Apr 05, 2021 6:31 pm 31 years old with over 5 million in serious assets!. Only 1 reason to be asking us if you are OK.

You are OK.
The dude rounded $5.74 million down to $5 million in stating his NW. I’d say he’s doing alright.
by aqan
Mon Apr 05, 2021 7:06 pm
Forum: Personal Investments
Topic: 2021 Check Up. 31 Years Old. NW $5M.
Replies: 48
Views: 5770

Re: 2021 Check Up. 31 Years Old. NW $5M.

JD2775 wrote: Mon Apr 05, 2021 6:13 pm The good news is when you reach age 50 you can take advantage of the catch-up extra contribution in your 401k and IRA. If you can somehow survive until then I think you'll be in OK shape
You really made me laugh. Best comment so far.
by aqan
Wed Mar 24, 2021 6:28 am
Forum: Investing - Theory, News & General
Topic: I Almost Researched a Stock
Replies: 17
Views: 2165

Re: I Almost Researched a Stock

I had the bright idea to add some diversification to my portfolio. I was going to look into buying the top three stocks in the NASDAQ 100: AAPL, MSFT and AMZN. How wrong could you go with that strategy? So over I went to Yahoo! Finance to download some historical data. I typed in AAPL and poised my...
by aqan
Tue Feb 16, 2021 7:29 am
Forum: Personal Finance (Not Investing)
Topic: Just landed a permanent WFH job across the country. What's your best WFH investment to make your life better?
Replies: 77
Views: 7311

Re: Just landed a permanent WFH job across the country. What's your best WFH investment to make your life better?

Jabra - it’s a must if you expect to do a lot of meetings/calls. And its on sale.. I think I paid a lot more. Limited-time deal: Jabra Speak 510 Wireless Bluetooth Speaker for Softphone and Mobile Phone – Easy Setup, Portable Speaker for Holding Meetings Anywhere with Outstanding Sound Quality https...
by aqan
Tue Feb 16, 2021 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Just landed a permanent WFH job across the country. What's your best WFH investment to make your life better?
Replies: 77
Views: 7311

Re: Just landed a permanent WFH job across the country. What's your best WFH investment to make your life better?

dukeblue219 wrote: Mon Feb 15, 2021 11:04 pm Forget dual monitor. Buy a big curved high res single display.
I have one but I’m not a fan. Dual monitor is much easier on the neck.
by aqan
Sat Feb 13, 2021 9:50 pm
Forum: Investing - Theory, News & General
Topic: How can 6.45% be a bubble?
Replies: 47
Views: 5972

Re: How can 6.45% be a bubble?

Lot of people are currently saying we are in a bubble. My point is 20 year return of 6.45% is not a bubble but below the long terms average of 9%. P/E =25 could be because E is artificially low because of Covid. I hear that the bubble is in EV and when it oops it will bring down the entire market (...
by aqan
Wed Feb 10, 2021 8:31 am
Forum: Personal Consumer Issues
Topic: NJ EZ-Pass Why a monthly service fee?
Replies: 70
Views: 9072

Re: NJ EZ-Pass Why a monthly service fee?

gasman wrote: Fri Jan 18, 2019 7:47 am Because they can.
Exactly what I was doing to say.
by aqan
Fri Feb 05, 2021 7:54 am
Forum: Investing - Theory, News & General
Topic: TSLA: What Changed?
Replies: 152
Views: 11885

Re: TSLA: What Changed?

what suddenly changed or became known starting about a year ago that catalyzed this (if anything)? If I can summarize it 1. Cheap money 2. FOMO 3. Cult folks jumped on the bandwagon because their fantasy was coming true. 4. COVID Boredom - can’t go to the casino so easily.. umm what’s wrong with Ca...
by aqan
Sat Jan 30, 2021 2:39 pm
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4545
Views: 227752

Re: GameStop GME: anyone joining?

arcticpineapplecorp. wrote: Sat Jan 23, 2021 1:30 pm can't wait til this GameStops.

see what i did there?
Hopefully the GameStops before someone’s HeartStops.
by aqan
Fri Jan 29, 2021 8:29 am
Forum: Investing - Theory, News & General
Topic: 2021 Financial Crisis
Replies: 40
Views: 4122

Re: 2021 Financial Crisis

Anyone else concerned about the wallstreet bets forums and how effective they have been in moving prices. I understand they found a prime target in GME and can squeeze the shorts. But what about everyone in general being at home, and getting in on these get rich schemes? Dogecoin is up %600 in 24 h...
by aqan
Fri Jan 22, 2021 9:47 pm
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4545
Views: 227752

Re: GameStop GME: anyone joining?

warowits wrote: Thu Jan 21, 2021 9:36 pm Shouldn’t GameStop be issuing new shares like crazy right now? Does this process take too long to catch this opportunity?
Would you buy the new shares? I-Banks and super rich are far more sophisticated than us and know all the tricks already.
by aqan
Tue Jan 19, 2021 6:47 pm
Forum: Investing - Theory, News & General
Topic: ARK investment
Replies: 267
Views: 24703

Re: ARK investment

I agree with a lot of ARK's conclusions on the future direction and effect of technology on the equity markets. The biggest risk of holding ARK funds long term is that the talent on analyst team shifts. For people early in their accumulation phase now, do you plan to hold ARK for 30 or 40 years, pr...
by aqan
Tue Jan 12, 2021 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Got a job offer for $840k/yr. Should I come out of retirement?
Replies: 229
Views: 29053

Re: Got a job offer for $840k/yr. Should I come out of retirement?

WarAdmiral wrote: Tue Jan 12, 2021 8:50 pm
Lowlim wrote: Tue Jan 12, 2021 8:29 pm (My expertise is performance marketing for tech companies.)
What is performance marketing ? :beer
I need to know.
by aqan
Sat Dec 19, 2020 10:10 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2743
Views: 273434

Re: [What TV Show Have You Recently Watched?]

The Boys on Amazon was fun. The Queen's Gambit on Netflix was really good I thought. Working on season 3 of The Crown on Netflix at the moment. Just finished The Queen’s Gambit this evening. One of the best series I’ve seen in a while. Five stars. Two thumbs up. Why is it so good? I’m finding it so...
by aqan
Fri Dec 04, 2020 8:20 pm
Forum: Investing - Theory, News & General
Topic: Massive outflow of S&P500 ETF VOO
Replies: 68
Views: 9211

Re: Mystery Surrounds $7 Billion Outflow From Vanguard S&P 500 Fund

Longdog wrote: Fri Dec 04, 2020 2:29 pm It was me. I needed to do some rebalancing. :happy
Good that you confessed. You saved yourself some explaining... Boggleheads were about to get to you.
by aqan
Sun Oct 18, 2020 8:16 am
Forum: Non-US Investing
Topic: How to NOT time the market
Replies: 21
Views: 3059

Re: How to NOT time the market

Do whatever makes you least likely to pull your money out again. Totally agree. Do whatever makes you feel comfortable with your decision. All at once or a chunk now and another chunk after elections and so on. But make sure you’re at ease with your decision. Writing it down may help you see a clea...
by aqan
Sat Oct 17, 2020 6:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2743
Views: 273434

Re: [What TV Show Have You Recently Watched?]

OA
Ted Lasso
Loved both.
by aqan
Fri Oct 02, 2020 6:43 pm
Forum: Investing - Theory, News & General
Topic: [President tests positive for COVID-19 - market impacts]
Replies: 157
Views: 16083

Re: [President tests positive for COVID-19 - market impacts]

burritoLover wrote: Fri Oct 02, 2020 2:28 pm The S&P 500 dropped 2.8% in one day when Kennedy was assassinated and recovered all its losses two days later. Doubt Trump's covid is even a blip on the radar.
Market likes Trumps economic policies and may not like the uncertainty due to Trumps illness.
by aqan
Tue Sep 22, 2020 9:47 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 842
Views: 96700

Re: Why not 100% PSLDX?

firebirdparts wrote: Tue Sep 22, 2020 9:35 pm
nehawk87 wrote: Tue Sep 22, 2020 9:00 pm Anyone else think it feels odd to invest $100K into PSLDX and then realize you own .01% of the entire fund? Just surprised this fund is still <$1B assets under management.
Considering the past performance I think it's odd.
Does it pay out dividends? Maybe that’s causing the outflow.
by aqan
Sun Sep 06, 2020 8:11 am
Forum: Investing - Theory, News & General
Topic: Edelman "Telling" Investors to Sell
Replies: 49
Views: 5902

Re: Edelman "Telling" Investors to Sell

On this mornings show, Edelman was telling are people to sell their stock investments if they feel scared. All the while scaring them with evidence of a market drop, cycles show sell off etc. Are you selling? I am surprised. Usually, Rick does not give that advice. He is focused on getting new busi...
by aqan
Sat Sep 05, 2020 6:49 am
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 164
Views: 16074

Re: What single individual stock would you buy?

FelixTheCat wrote: Fri Sep 04, 2020 2:18 pm
Stef wrote: Wed May 20, 2020 4:57 am SpaceX if I could.
Why won't Elon share? I want SpaceX too. :-)
He’s the fourth richest man in world now. Need no shareholders.
by aqan
Sat Aug 29, 2020 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Should I quit high paying job?
Replies: 144
Views: 17587

Re: Should I quit high paying job?

Dakota wrote: Sat Aug 29, 2020 8:42 am 290k a year, would let my boss yell, and call me any name he wants, would actually encourage it :D while sacking that cash.
Easier said than done
by aqan
Sat Aug 29, 2020 7:01 am
Forum: Personal Consumer Issues
Topic: Adding a UV light to my HVAC supply plenum
Replies: 24
Views: 2072

Re: Adding a UV light to my HVAC supply plenum

wander wrote: Fri Aug 28, 2020 11:09 am I used this one last ten years. Just changed the bulb regularly.
Honeywell Ultraviolet Air Treatment System
Bulb replacement: Part No. RUVBULB1
Is it DIY or you need an expert installation?
by aqan
Sat Aug 29, 2020 6:51 am
Forum: Personal Finance (Not Investing)
Topic: Should I quit high paying job?
Replies: 144
Views: 17587

Re: Should I quit high paying job?

I'd suggest: 1. Mentally check-out, be teflon 2. Do the bare minimum, work no more than 40 hours 3. Actively search for jobs 4. Get some hobbies outside work, especially exercise This... in the exact same order. BTW it may do the trick if you have a mentor or someone else at your bosses level or hi...
by aqan
Wed Aug 26, 2020 9:59 pm
Forum: Investing - Theory, News & General
Topic: Bear Cub Smells Bubble
Replies: 406
Views: 30534

Re: Bear Cub Smells Bubble

000 wrote: Wed Aug 26, 2020 12:00 am Are stocks in a bubble? Or have they reached a permanently high plateau? Or do I need a dose of optimism? :mrgreen:
Sure they are but who can say how long before the bubble bursts? Dive in now or you'll end up making an impulsive decision a week before the crash.
by aqan
Wed Aug 26, 2020 9:57 pm
Forum: Investing - Theory, News & General
Topic: Bear Cub Smells Bubble
Replies: 406
Views: 30534

Re: Bear Cub Smells Bubble

rascott wrote: Wed Aug 26, 2020 12:15 am TSLA isn't a tech stock.

I quit reading after that
its a tablet housed inside a car.
by aqan
Tue Aug 25, 2020 9:24 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Baskets vs. M1 Pies
Replies: 21
Views: 2248

Re: Fidelity Baskets vs. M1 Pies

I just started using M1 3 months ago and so far I’m loving it. Although I don’t like being restricted to two trading windows during the day (M1 Plus), it actually forces you to be disciplined in your investment approach for the long term. I like how you’re able to follow the expert slices by hedge f...
by aqan
Sun Aug 23, 2020 3:54 pm
Forum: Investing - Theory, News & General
Topic: AMZN & AAPL - time to bail?
Replies: 167
Views: 14808

Re: AMZN & AAPL - time to bail?

I'm up 67% in AMZN since I bought it this year. It's the only individual stock I hold in my portfolio. I'm not planning on bailing unless something fundamentally changes about the business. I can't call tops, so I'll keep holding it. IMO if there were a second wave Amazon, Costco etc will skyrocket...
by aqan
Sat Aug 22, 2020 3:56 pm
Forum: Personal Investments
Topic: CDs coming due. Where to reinvest proceeds?
Replies: 62
Views: 6285

Re: CDs coming due. Where to reinvest proceeds?

Feed the bubble for a week? Pretty good chance you can make 1% in a week as opposed to full year in a CD. This sounds like taking a walk on the wild side to me. :D How about buy Tesla for a week :twisted: :twisted: :twisted: . Oh that will be more like 25% (at least it was last week) 25% sounds bet...
by aqan
Sat Aug 22, 2020 3:48 pm
Forum: Personal Investments
Topic: CDs coming due. Where to reinvest proceeds?
Replies: 62
Views: 6285

Re: CDs coming due. Where to reinvest proceeds?

Feed the bubble for a week? Pretty good chance you can make 1% in a week as opposed to full year in a CD. This sounds like taking a walk on the wild side to me. :D How about buy Tesla for a week :twisted: :twisted: :twisted: . Oh that will be more like 25% (at least it was last week)
by aqan
Sat Aug 22, 2020 12:56 pm
Forum: Personal Investments
Topic: CDs coming due. Where to reinvest proceeds?
Replies: 62
Views: 6285

Re: CDs coming due. Where to reinvest proceeds?

Feed the bubble for a week? Pretty good chance you can make 1% in a week as opposed to full year in a CD.
by aqan
Sun Aug 16, 2020 6:55 am
Forum: Personal Finance (Not Investing)
Topic: Employee Over Paid by Six Digits
Replies: 36
Views: 4163

Re: Employee Over Paid by Six Digits

I have found that a large portion of the working population has no clue what they should be getting paid (net/direct deposit amount). That is personal experience from many years in HR. I concur. I make a fix sum of money every month but if you include the taxes, 401k, ESPP and other deductions, it ...
by aqan
Wed Aug 12, 2020 11:16 pm
Forum: Personal Investments
Topic: Assets going from 600K->15M, should I change my asset allocation?
Replies: 175
Views: 18131

Re: Assets going from 600K->15M, should I change my asset allocation?

RocketShipTech wrote: Tue Aug 11, 2020 1:50 pm With $15M you can afford better advice than Bogleheads
That’s an invaluable advice!!
by aqan
Wed Aug 12, 2020 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Buying Rentals for retirement income. Worth it?
Replies: 61
Views: 5807

Re: Buying Rentals for retirement income. Worth it?

No personal experience as a landlord. But I can tell you that problems that are an inconvenience at 45 can be a major headache at 65. +1 Although the headache can be reduced by having a trusted handyman or a manager who can be first line of defense. A brand new house is good for 10-15 years at whic...
by aqan
Sat Aug 08, 2020 9:45 pm
Forum: Investing - Theory, News & General
Topic: AMZN & AAPL - time to bail?
Replies: 167
Views: 14808

Re: AMZN & AAPL - time to bail?

The question you need to ask yourself is what would you do with the proceeds.. Personally i feel there's no better place to put your money right now. Amazon is likely to perform better than every other retailer and cloud services provider. Apple may be oversold but again currently its acting as a sa...
by aqan
Wed Jul 29, 2020 9:39 pm
Forum: Personal Consumer Issues
Topic: Mosquitos! Mosquitos! Mosquitos!
Replies: 124
Views: 9532

Re: Mosquitos! Mosquitos! Mosquitos!

I tried the backyard insect killer for the first time this year. Saw a remarkable difference right away. This is just week 1. It’s supposed to last 12 weeks according to the description on the bottle. Wife wasn’t too happy about the toxins going into the grass and dirt so probably won’t do it again ...
by aqan
Wed Jul 29, 2020 1:39 am
Forum: Investing - Theory, News & General
Topic: From lender's perspective, why would they lock in such low long-term debt?
Replies: 61
Views: 6287

Re: From lender's perspective, why would they lock in such low long-term debt?

000 wrote: Tue Jul 28, 2020 8:46 pm
Petrocelli wrote: Tue Jul 28, 2020 8:40 pm Rates are insanely low.

I just refinanced a mortgage at 3.825%.

I got a 10 year fixed for 2.625% for 1/4 point with the same bank.

Crazy.
I'm holding out on buying a house until the bank pays me.
I mean if they really want to pay me they’ll have to come to my home.
by aqan
Sun Jul 26, 2020 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: Have 30-year mortgage rates fallen in last month? Advice for requesting re-lock
Replies: 33
Views: 2989

Re: Have 30-year mortgage rates fallen in last month? Advice for requesting re-lock

drk wrote: Sun Jul 26, 2020 5:32 pm
aqan wrote: Sun Jul 26, 2020 2:53 pm Which bank is offering 2.75% these days? I can’t even get close to 3% to refi my 700k.
Is that a jumbo where you live? Jumbo rates are garbage right now, at least relative to conforming.
Yea. Its a jumbo. I won’t mind paying off to make it non jumbo. Thanks for letting me know.
by aqan
Sun Jul 26, 2020 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Have 30-year mortgage rates fallen in last month? Advice for requesting re-lock
Replies: 33
Views: 2989

Re: Have 30-year mortgage rates fallen in last month? Advice for requesting re-lock

Which bank is offering 2.75% these days? I can’t even get close to 3% to refi my 700k.
by aqan
Sat Jul 25, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Vitamix Worth It?
Replies: 167
Views: 23026

Re: Vitamix Worth It?

Totally worth it. I hear there’s a smaller version that goes for $250 or something around that. Bonus - Fits under the cabinets..
by aqan
Fri Jul 24, 2020 8:14 pm
Forum: Investing - Theory, News & General
Topic: From lender's perspective, why would they lock in such low long-term debt?
Replies: 61
Views: 6287

Re: From lender's perspective, why would they lock in such low long-term debt?

One factor is that few mortgages are actually kept for 30 years since people will end up refinancing or moving for one reason or another. I forget what the right number is but as I recall the average 30 year mortgage will be paid off in something like 7 to 10 years. Lenders get free money from Fed,...
by aqan
Wed Jul 22, 2020 11:39 pm
Forum: Investing - Theory, News & General
Topic: Insiders Who Nailed Market Bottom Are Starting to Sell Stocks
Replies: 33
Views: 5110

Re: Insiders Who Nailed Market Bottom Are Starting to Sell Stocks

windaar wrote: Wed Jul 22, 2020 9:23 am Insiders? Isn't insider trading illegal?
I don’t think they are trading on insider information. They just timed the market well to buy their own company’s stock.
by aqan
Mon Jul 20, 2020 7:08 am
Forum: Personal Investments
Topic: When to sell individual stock after run up?
Replies: 51
Views: 4075

Re: When to sell individual stock after run up?

It’s a gamble and my personal experience has been - doomed if you do and doomed if you don’t. Earlier in the year I sold tesla for 300% gain and I was happy that I did until I wasn’t:) Roll the dice, use your judgement, market research, or ask around - the final answer us that no one knows. You just...
by aqan
Sun Jul 19, 2020 9:57 am
Forum: Investing - Theory, News & General
Topic: Puts and Mortgage Downpayment - Shoot my idea down
Replies: 51
Views: 2909

Re: Puts and Mortgage Downpayment - Shoot my idea down

Right but my question being, isn’t it actually the ideal thing to do? Again, I want the highest expected rate of return on this money, given that I do not want to lose more than X. Seems to me like putting all in stocks, buying puts and then selling the covered calls does that. It’s like an annuity...
by aqan
Thu Jul 16, 2020 10:15 pm
Forum: Personal Consumer Issues
Topic: Is my refrigerator running.......properly?
Replies: 14
Views: 1662

Re: Is my refrigerator running.......properly?

Initially, I noticed that the fridge (top half) wasn't as cold and there would be some light condensation on containers (no drips or pooling), similar to when you take a cold drink out into a humid environment. But everything in the fridge would be like that. I set the fridge temp to 37* and got a ...
by aqan
Wed Jul 15, 2020 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10195
Views: 731286

Re: Refinance Mega Thread

So I feel like I'm a bit of a pickle here. I uploaded all my documents to Loan Depot last night because they offered me 2.75% 30 year no-cost mortgage. Once he made the offer I called Better who said they didn't think they could match it. Better called today and said they could match 2.75% no-cost ...