Search found 3641 matches

by F150HD
Sat Apr 17, 2021 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Can I make a Roth for my daughter?
Replies: 31
Views: 3082

Re: Can I make a Roth for my daughter?

+1, once the account is open you can deposit your money directly into it using EFT, wire, or old fashioned check. this would show the $$ coming from someone other than her (??) Doesn't matter where the money comes from. It's a gift to the daughter and she can fund her IRA up to the limit or amount ...
by F150HD
Sat Apr 17, 2021 9:40 pm
Forum: Personal Consumer Issues
Topic: Carpenter Ants
Replies: 7
Views: 746

Re: Carpenter Ants

Question, has anyone ever dealt with these crazy beasts? I found some in my chimney, from the bottom of it. I sprayed and got rid of them, seems there was some water coming in from the cap. But now I often wonder are they in my walls. The only way they could get in would be through the roof? (some ...
by F150HD
Fri Apr 16, 2021 6:54 am
Forum: Personal Finance (Not Investing)
Topic: Can I make a Roth for my daughter?
Replies: 31
Views: 3082

Re: Can I make a Roth for my daughter?

Fat Tails wrote: Fri Apr 16, 2021 1:27 am +1, once the account is open you can deposit your money directly into it using EFT, wire, or old fashioned check.
this would show the $$ coming from someone other than her (??)
by F150HD
Tue Apr 13, 2021 8:56 pm
Forum: Investing - Theory, News & General
Topic: Coinbase IPO - anyone tempted?
Replies: 191
Views: 12797

Re: Coinbase IPO - anyone tempted?

I am no analyst but in reading...most (nearly all?) of their revenue is from fees from folks trading bitcoin/ether which makes their revenue nearly completely dependent on them? we all know how volatile BC is (dropped 75% a few years ago?) so that dependence is a huge Achilles heel. Also....thinking...
by F150HD
Sat Apr 10, 2021 8:22 pm
Forum: Personal Consumer Issues
Topic: Gardening 2021
Replies: 32
Views: 2618

Re: Gardening 2021

Sheepdog wrote: Sat Apr 10, 2021 4:40 pm I have rabbits, squirrels, raccoons, 'possums. I don't know why they have never given me an appreciable gardening problem.
they must have other (preferred) food sources nearby. Have had rabbits even start eating trees here in late winter - branches and the like.
by F150HD
Sat Apr 10, 2021 8:18 pm
Forum: Investing - Theory, News & General
Topic: Schwab - $1.2 million mistake
Replies: 3
Views: 2424

Schwab - $1.2 million mistake

:oops: Woman arrested after she refuses to return $1.2 million put into her bank account by mistake ...Authorities said a clerical error had caused Charles Schwab, a major financial services corporation, to deposit more than $1.2 million into her brokerage account when it only meant to transfer abou...
by F150HD
Sat Apr 10, 2021 12:03 pm
Forum: Personal Consumer Issues
Topic: Gardening 2021
Replies: 32
Views: 2618

Re: Gardening 2021

I planted 250 + tulip bulbs last fall added to the many other earlier blooming spring bulbs already in the ground. The hyacinths were especially pretty this spring and were very sweet smelling. The early spring flowering bulbs are now past their peak, but the tulips are at their peak now, It was wo...
by F150HD
Fri Apr 09, 2021 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Help with making large mortgage principal payment
Replies: 9
Views: 786

Re: Help with making large mortgage principal payment

any mortgage servicer I've had, you can login online and apply extra $$ to the principal with each payment. So it pulls your mortgage payment first, then pulls the extra $$ you wish to apply which goes directly to the principal.
This is the route I'd go. Simple. Safe.
by F150HD
Thu Apr 08, 2021 8:18 pm
Forum: Personal Consumer Issues
Topic: Bathroom remodel with no GC?
Replies: 15
Views: 2009

Re: Bathroom remodel with no GC?

My house was built in 1939.
how much galvanized pipe is still in your house?
by F150HD
Wed Apr 07, 2021 9:53 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block Deluxe opening 'Internet Explorer' for data import - how to change browser?
Replies: 2
Views: 167

Re: H&R Block Deluxe opening 'Internet Explorer' for data import - how to change browser?

Is the data being imported correctly? Why the concern over which browser HRB uses? Since PC's come standard with IE, I imagine that is why it is automatically chosen for the time being. Internet Explorer is supported until August of this year. I suspect next year HRB will probably be using Edge. Th...
by F150HD
Wed Apr 07, 2021 9:34 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block Deluxe opening 'Internet Explorer' for data import - how to change browser?
Replies: 2
Views: 167

H&R Block Deluxe opening 'Internet Explorer' for data import - how to change browser?

Windows 10 (fully updated) HRB software is opening Internet Explorer to import data. Where and how do I change the browser it opens to import data? Chrome is already the default system browser I use that I would like to set it to. I don't think IE is even supported anymore and I haven't used it sinc...
by F150HD
Mon Apr 05, 2021 7:55 am
Forum: Personal Consumer Issues
Topic: Deck Levelling- Potential Foundation issues
Replies: 46
Views: 2288

Re: Deck Levelling- Potential Foundation issues

how do you know the house isn't sinking a bit and the deck was built properly
by F150HD
Sun Apr 04, 2021 9:27 am
Forum: Personal Consumer Issues
Topic: Repair or Replace 2003 Toyota Corolla
Replies: 69
Views: 5847

Re: Repair or Replace 2003 Toyota Corolla

2003 Toyota? IME, I'd try to keep it as they do tend to run awhile (unlike some current vehicles)

Consider...putting some $$ into it but then only carrying liability (and comprehensive). Insurance savings may offset some maintenance cost.
by F150HD
Sun Apr 04, 2021 9:14 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 172
Views: 22825

Re: Oil change interval for low-mileage vehicles

An oil thread. :(

For that mileage and age of vehicle, I'd change annually. Use a good synthetic, Mobil 1 seems to be available at many Big Box (it appears), be sure to use a filter appropriate for synthetic as well, Mobil synth filters seem available at Big Box too.
by F150HD
Fri Apr 02, 2021 7:54 am
Forum: Personal Finance (Not Investing)
Topic: Do I keep 2 vehicles or 1 vehicle?
Replies: 27
Views: 2773

Re: Do I keep 2 vehicles or 1 vehicle?

The new to me truck will be a daily driver. My commute to work is approximately 60 miles round trip, 5 days per week, 60% highway miles. I figure I would use my current vehicle as the primary commuter and the truck more of a handy to have vehicle. these contradict? may wanna tweak this. You don't s...
by F150HD
Thu Apr 01, 2021 8:35 am
Forum: Personal Consumer Issues
Topic: Storage Unit Rent Increase
Replies: 32
Views: 2848

Re: Storage Unit Rent Increase

around me they are building storage units like wildfire, unsure why. I get the usefulness on occasion, but not sure where the need is deriving from. I mean, its a lot of them.
by F150HD
Wed Mar 31, 2021 6:54 pm
Forum: Personal Consumer Issues
Topic: Can't remove old shower head
Replies: 38
Views: 1871

Re: Can't remove old shower head

I would strongly hesitate to start torquing multiple wrenches on it as you'll FUBAR something else and create a bigger problem. If you torque something hard enough, it is possible to twist the copper fitting right off of the pipe in the wall. Then you will have to call a plumber to cut through the ...
by F150HD
Wed Mar 31, 2021 6:49 pm
Forum: Personal Consumer Issues
Topic: Can't remove old shower head
Replies: 38
Views: 1871

Re: Can't remove old shower head

I would strongly hesitate to start torquing multiple wrenches on it as you'll FUBAR something else and create a bigger problem. I would undoubtedly hit it with heat - propane torch. Get it to expand/contract a bit to break the bind. Small homeowners version is about $10 at local hardware (comes w/ ...
by F150HD
Wed Mar 31, 2021 1:26 pm
Forum: Personal Consumer Issues
Topic: Can't remove old shower head
Replies: 38
Views: 1871

Re: Can't remove old shower head

I would strongly hesitate to start torquing multiple wrenches on it as you'll FUBAR something else and create a bigger problem. I would undoubtedly hit it with heat - propane torch. Get it to expand/contract a bit to break the bind. Small homeowners version is about $10 at local hardware (comes w/ p...
by F150HD
Wed Mar 31, 2021 11:39 am
Forum: Personal Finance (Not Investing)
Topic: estimate of home value on real estate sites, which site (if any) is 'most accurate'?
Replies: 22
Views: 2702

Re: estimate of home value on real estate sites, which site (if any) is 'most accurate'?

Thanks for all the responses. Most accurate would probably be comparables in your local area that just sold I’ve had good results from looking at recently sold comps myself the whole point of those site estimates is often aggregating comparables to come up w/ the estimate they already show (??) they...
by F150HD
Tue Mar 30, 2021 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: estimate of home value on real estate sites, which site (if any) is 'most accurate'?
Replies: 22
Views: 2702

estimate of home value on real estate sites, which site (if any) is 'most accurate'?

Ones home value is 'estimated' on Redfin, Realtor, Zillow, Trulia...etc Which (if any) of the online sites is the 'most' accurate? or worth even looking at? (I only listed 4 common ones) Am aware these estimates are not official appraisals and they are based on surrounding sales (I assume) but which...
by F150HD
Tue Mar 30, 2021 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Spending money and living now VS saving and living better later?
Replies: 82
Views: 17334

Re: Spending money and living now VS saving and living better later?

BEN FRANKLIN – VIRTUE #9 – MODERATION. “Never go to excess, but let moderation be your guide.” “Be moderate in order to taste the joys of life in abundance.” The problem with this quote is that its implicitely contradictory as isn't that excessive moderation? :confused Maybe we can use this quote b...
by F150HD
Tue Mar 30, 2021 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Spending money and living now VS saving and living better later?
Replies: 82
Views: 17334

Re: Spending money and living now VS saving and living better later?

vas wrote: Tue Mar 30, 2021 10:45 am BEN FRANKLIN – VIRTUE #9 – MODERATION. “Never go to excess, but let moderation be your guide.” “Be moderate in order to taste the joys of life in abundance.”
The problem with this quote is that its implicitely contradictory as isn't that excessive moderation? :confused
by F150HD
Fri Mar 26, 2021 11:49 pm
Forum: Personal Investments
Topic: Investing in Coinbase IPO?
Replies: 8
Views: 936

Re: Investing in Coinbase IPO?

would be curious if you're even able to buy any shares. big thread on IPOs last Fall (?) even the big hitters here don't always get access to IPO stock
by F150HD
Fri Mar 26, 2021 11:39 pm
Forum: Personal Consumer Issues
Topic: Turning unheated garage into woodshop: add raised flooring?
Replies: 19
Views: 1339

Re: Turning unheated garage into woodshop: add raised flooring?

I imagine the concrete would be more uncomfortable in the winter compared to summer.
are you planning on walking around barefoot? (in winter?)

Not clear why the concrete floor is an issue.
by F150HD
Fri Mar 26, 2021 2:25 pm
Forum: Investing - Theory, News & General
Topic: Trading halt on VIAC (Viacom CBS)
Replies: 4
Views: 978

Re: Trading halt on VIAC (Viacom CBS)

^^yep, that already occurred the other day. Not sure I'd bet against them as of yet.
by F150HD
Fri Mar 26, 2021 12:03 pm
Forum: Investing - Theory, News & General
Topic: Trading halt on VIAC (Viacom CBS)
Replies: 4
Views: 978

Trading halt on VIAC (Viacom CBS)

whats up? another Gamestop going on here?
by F150HD
Thu Mar 25, 2021 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance
Replies: 20
Views: 1977

Re: Homeowners Insurance

have read some agents miss this when setting up umbrellas (if you have one) To be eligible for GEICO's Personal Umbrella Policy, you will need to have and maintain certain minimum liability limits on your auto and homeowners policies... https://www.geico.com/information/aboutinsurance/umbrella/insur...
by F150HD
Thu Mar 25, 2021 10:10 pm
Forum: Personal Consumer Issues
Topic: Digital persona - curating your online presence
Replies: 28
Views: 2078

Re: Digital persona - curating your online presence

see many people on FBook who argue politics constantly, not only is it draining, its on public open pages and many of the comments are uncolorful to say the least. Some people just do not think. One really needs to stop and think....what you post today may cost even a grandchild a job/opportunity du...
by F150HD
Thu Mar 25, 2021 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: Owners Title Ins., purchasing property from Judge
Replies: 43
Views: 2630

Re: Owners Title Ins., purchasing property from Judge

We're in our 30s with a net worth of 2.4M
$1000 for owners title insurance
:confused

Penny wise and pound foolish. Spend the $1k. Good luck. Enjoy the home.
by F150HD
Wed Mar 24, 2021 6:07 pm
Forum: Investing - Theory, News & General
Topic: CNBC ...why investors should never try to time the stock market
Replies: 22
Views: 3556

CNBC ...why investors should never try to time the stock market

https://www.cnbc.com/2021/03/24/this-chart-shows-why-investors-should-never-try-to-time-the-stock-market.html ...Bank of America has quantified just how large the missed opportunity can be for investors who try to get in and out at just the right moment. Looking at data going back to 1930, the firm...
by F150HD
Wed Mar 24, 2021 7:37 am
Forum: Personal Consumer Issues
Topic: Anyone still buying Yahoo eMail Pro?
Replies: 17
Views: 1308

Re: Anyone still buying Yahoo eMail Pro?

I see this listed under Pro in settings...wondering exactly what this language means "purged due to long periods of inactivity"? Does this mean if the account itself is not accessed regularly it gets purged? if so, what time interval are we talking? and what specifically keeps an account '...
by F150HD
Wed Mar 24, 2021 7:23 am
Forum: Personal Consumer Issues
Topic: Anyone still buying Yahoo eMail Pro?
Replies: 17
Views: 1308

Re: Anyone still buying Yahoo eMail Pro?

I think more space too. That was one of the reasons I upgraded way back when - but back then it was cheap - it has turned into 'Pro' just a few years ago. you get 1TB free w/ standard, I've used less than 1% of that over 20 years & have 1000s of messages saved were you at your storage limit? 1T...
by F150HD
Tue Mar 23, 2021 9:50 pm
Forum: Personal Consumer Issues
Topic: Anyone still buying Yahoo eMail Pro?
Replies: 17
Views: 1308

Re: Anyone still buying Yahoo eMail Pro?

what does the $34 do? simply make it no ads?

Though I have found ads irritating in the past, they seem to cycle and lately its barely noticeable.

Most emails I read on my phone (simple email app) and there are no ads to deal w/ whatsoever unlike in a browser.
by F150HD
Tue Mar 23, 2021 9:21 pm
Forum: Personal Consumer Issues
Topic: Romaine Lettuce & bagged salads - concerns
Replies: 45
Views: 4382

Re: Romaine Lettuce & bagged salads - concerns

skip the bagged salad and dumpster diving & just graze on your lawn.

Image
by F150HD
Mon Mar 22, 2021 10:06 pm
Forum: Personal Consumer Issues
Topic: Romaine Lettuce & bagged salads - concerns
Replies: 45
Views: 4382

Re: Romaine Lettuce & bagged salads - concerns

Leafy greens are one of the most nutritious vegetables available. I was so thankful when bagged and boxed pre-washed leafy greens (usually organic) became available. I used to spend an hour/week cleaning spinach and lettuce. I've never gotten ill from eating these nutritious and delicious vegetable...
by F150HD
Wed Mar 17, 2021 12:09 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1080
Views: 49247

Re: Bird watchers – what birds are you seeing?

Well this is pretty damn cool. Check it out.

Image

Cornell Lab of Ornithology: https://academy.allaboutbirds.org/featu ... o-tutorial
by F150HD
Tue Mar 16, 2021 7:22 pm
Forum: Personal Consumer Issues
Topic: Parking RV In Driveway
Replies: 60
Views: 4593

Re: Parking RV In Driveway

Question......can most driveways support a large RV? I am just curious if I should be concerned with cracking etc. The RV will be large and am not sure if the driveway can handle the weight or not. Does anyone have any experience with this? is your driveway concrete or asphalt? (you don't state). A...
by F150HD
Tue Mar 16, 2021 7:22 pm
Forum: Personal Consumer Issues
Topic: Parking RV In Driveway
Replies: 60
Views: 4593

Re: Parking RV In Driveway

Question......can most driveways support a large RV? I am just curious if I should be concerned with cracking etc. The RV will be large and am not sure if the driveway can handle the weight or not. Does anyone have any experience with this? is your driveway concrete or asphalt? (you don't state). A...
by F150HD
Tue Mar 16, 2021 7:20 pm
Forum: Personal Consumer Issues
Topic: Parking RV In Driveway
Replies: 60
Views: 4593

Re: Parking RV In Driveway

On a side note, be mindful of your neighbors too. Is the RV hidden enough on your driveway that it’s not an eyesore for the neighborhood. Sorry to be blunt but I think an RV (especially an older model) or large boat looks awful in most neighborhoods. I would be very annoyed if my next door neighbor...
by F150HD
Mon Mar 15, 2021 5:23 pm
Forum: Investing - Theory, News & General
Topic: Cryptocurrency in Free Fall
Replies: 158
Views: 13852

Re: Cryptocurrency in Free Fall

If you correctly call the big crash date, I'll mail you a Twinkie. :greedy
by F150HD
Sun Mar 14, 2021 11:43 pm
Forum: Personal Consumer Issues
Topic: Re-cycling very old PC-s (not MACs) ..how about using Staples?
Replies: 37
Views: 2710

Re: Re-cycling very old PC-s (not MACs) ..how about using Staples?

Pull out the hard drives, place them in old pillowcases and smash them to smithereens, using a rock, hammer, etc. Then bring the PC's (less the hard drives) to Staples for recycling without any worries. Put the pieces of the hard drives in the trash, spread across several trash pickups. ^^^ this wi...
by F150HD
Sun Mar 14, 2021 11:34 pm
Forum: Personal Consumer Issues
Topic: water pipe leaking
Replies: 51
Views: 3509

Re: water pipe leaking

and yes that is the electrical service box coming in from the street which feeds to the electric panels above it, what could possibly go wrong :? I'm guessing (?) the electrical would need to be completely shut off to service this (popping the meter socket), and if you need heat (unsure where you a...
by F150HD
Sun Mar 14, 2021 11:14 pm
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 148
Views: 18801

Re: likely date for a bitcoin crash: does this make sense to you?

Oakland A’s are selling full-season luxury suites for one bitcoin
Published: March 14, 2021 at 6:03 p.m. ET


https://www.marketwatch.com/story/oakla ... =home-page
by F150HD
Sun Mar 14, 2021 9:44 pm
Forum: Personal Consumer Issues
Topic: Happy Pi Day! (And what pie?)
Replies: 36
Views: 2132

Re: Happy Pi Day! (And what pie?)

Kings 7:23

And he made a molten sea, ten cubits from the one brim to the other: it was round all about, and his height was five cubits: and a line of thirty cubits did compass it round about.
by F150HD
Sun Mar 14, 2021 8:39 pm
Forum: Personal Consumer Issues
Topic: Happy Pi Day! (And what pie?)
Replies: 36
Views: 2132

Re: Happy Pi Day! (And what pie?)

anyone remember the little hot apple pies McDonalds used to sell? I recall them as a kid, that was a rare treat when we got one. Ah, via Google I see they are back. Pretty sure the McDonalds apple pie never went away. They did add some other flavors though, I think cherry pie is an option now. I've...