Search found 396 matches

by BUBear29
Fri Mar 15, 2024 1:49 pm
Forum: Personal Consumer Issues
Topic: Getting new car
Replies: 53
Views: 6454

Re: Getting new car

For Colorado, you want an AWD for treks into the mountains.

Suggest Subaru Crosstrek (crossover), Forester (xompact suv) or Legacy (sedan). These vehicles are sub 30k

You could also get a Honda (CRV or Accord) or Toyota (Rav4 or Camry).

If it was my money, I’d go 1) Rav4 2) CRV 3) Forester 4) other.
by BUBear29
Fri Mar 15, 2024 8:25 am
Forum: Personal Consumer Issues
Topic: Bedroom air circulation - jumper duct?
Replies: 38
Views: 3843

Re: Bedroom air circulation - jumper duct?

If can’t install returns in each room(this should be first option although more expensive) would just go with the Tamarack above each door (or where possible).

We have a bedroom closet that doesnt get air and I bought one to let air flow between room to closet.
by BUBear29
Sun Feb 18, 2024 8:46 am
Forum: Personal Consumer Issues
Topic: Recommendations for Vehicle with One Young Child
Replies: 25
Views: 1627

Re: Recommendations for Vehicle with One Young Child

Toyota Rav4 or Honda CRV

I’d buy new because these vehicles are high demand and used market is difficult.
by BUBear29
Sat Feb 17, 2024 4:19 pm
Forum: Personal Consumer Issues
Topic: Removing mold/mildew stains from washing machine rubber gasket
Replies: 16
Views: 1802

Re: Removing mold/mildew stains from washing machine rubber gasket

Removal: 50/50 water bleach mix in bucket (wear gloves) Soak enough rags in solution to place inside/on the rubber gasket where mold is present (usually its the lower ring of the gasket so I usually need 2-3 rags). Let the rags soak on the gasket for several hours until mold is gone - scrub away any remaining if needed. If the above does not work (usually does for me), buy a replacement gasket and youtube how to replace your specific model. Make sure to wear work gloves because the metal panels can be extremely sharp. I ended up in urgent care with stitches after replacing my gasket. Maintenance: After done washing for day, quickly wipe down door, rubber gasket and leave door propped open to allow air in. Leave soap tray open as well to air...
by BUBear29
Tue Feb 13, 2024 10:16 pm
Forum: Personal Consumer Issues
Topic: Best dumb thermostat?
Replies: 35
Views: 3076

Re: Best dumb thermostat?

Honeywell T9. Best thermostat I’ve ever used. Integrates with Apple Housekit if you want. If not, you can easily hook up sensors and use it as a smarter dumb thermostat. Its a better version of an Ecobee imo.
by BUBear29
Sat Feb 03, 2024 3:37 pm
Forum: Personal Consumer Issues
Topic: Fish at Costco
Replies: 43
Views: 6249

Re: Fish at Costco

We do the frozen salmon (wild caught but most people like the farm raised better), raw peeled shrimp (farm raised), raw peeled Argentine shrimp (sweeter and red like lobster). All are great. Just pull out night before and let thaw in fridge.
by BUBear29
Fri Feb 02, 2024 9:02 pm
Forum: Personal Consumer Issues
Topic: 4runner vs. Highlander?
Replies: 109
Views: 27853

Re: 4runner vs. Highlander?

Wannaretireearly wrote: Thu Dec 15, 2016 12:14 am Checked out both today and continued to fall for the 4runner...
1. Rugged looks
2. Seems to be safer overall? E.g. better traction in rain/snow?
3. Ruggedness helps with occasional offroading & cali roads :)
4. More interior space
5. Both have third rows

I haven't test driven them yet. I'm just looking & not in any rush. I have narrowed down my search to Toyota only SUV's.

Thoughts my BH friends ???
used to have a few 4runners, loved them. got a slightly used Lexus GX last year (cheaper than new 4runner) and wonder why i wasted so much time with 4runners. GX is amazing.
by BUBear29
Fri Feb 02, 2024 8:59 pm
Forum: Personal Consumer Issues
Topic: China trip paranoia [visa requirements]
Replies: 68
Views: 6535

Re: China trip paranoia

Been to China multiple times. Worth the visit to Beijing if you are nearby.

Google how to get visas, its not that bad. Usually you have to go to consulate nearby.

I’d look into getting Yuan here in US for the trip to use. I was able to exchange at a bank in China but my friend spoke chinese so that helped.

Don’t miss out on Tiananmen Square, Forbidden City, Great Wall, National Stadium, etc.

Make sure to eat Xinjiang style food when there. Amazing.
by BUBear29
Thu Jan 25, 2024 6:38 am
Forum: Personal Finance (Not Investing)
Topic: Daughters first paycheck as a medical provider
Replies: 46
Views: 5718

Re: Daughters first paycheck as a medical provider

Given her recent start in the real world, roth 401k makes sense. She should also open up a roth ira and fully fund that every year. I started out much lower and contributed to roth 401k until I reached the middle income tax brackets (I didn’t and don’t expect to be in the top bracket). At that point, I changed my Roth 401k to traditional (pre-tax).
by BUBear29
Fri Nov 17, 2023 8:12 pm
Forum: Personal Consumer Issues
Topic: Buying a new Toyota (2023)
Replies: 31
Views: 7315

Re: Buying a new Toyota (2023)

I looked around at the rav4, 4runner and grand highlander. Ended up getting a 2022 Lexus GX Blackline for $52k in the mid 20k miles range. Love the car and feel like it was a good deal being able to step up to Lexus for the same price or slightly cheaper than the 4runner and GH.

edit: yes gas mileage sucks but i was willing to sacrifice that for the comfort and reliability of the GX
by BUBear29
Fri Nov 17, 2023 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

classicindexer wrote: Fri Nov 17, 2023 6:54 pm That stinks that Fidelity BillPay doesn’t have an electronic relationship with a BoA credit card. FWIW they do with Chase, American Express, Synchrony, Barclay’s, Macy’s credit card, etc.

I hear BoA is popular for their premium awards. Would be annoying though to not be able to push a bill pay to it from Fidelity.
i literally just did this today. everything from bofa eorks for ebill pay. credit cards, car loans..
by BUBear29
Fri Nov 03, 2023 10:14 pm
Forum: Personal Consumer Issues
Topic: Thermostat - Ecobee vs. Nest vs. Others?
Replies: 49
Views: 5749

Re: Thermostat - Ecobee vs. Nest vs. Others?

I’ve been very happy with my Honeywell T9 with sensors. Integrated super easy into Apple Home. The T9 sensors let you set temp of average of rooms, a single room, etc. More flexible than Ecobee sensor-wise and cheaper too.
by BUBear29
Fri Nov 03, 2023 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 7203
Views: 1421970

Re: What's Your Credit Card Rewards Strategy?

I just got the BofA Preferred Rewards card. Moved my RIRA to ML to get Platinum Honors. I also got the CCR card but won’t be using it unless just booking travel, its not worth the hassle when the Preferred Rewards has a high base earning. Between the two credit cards and a checking account (used for Zelle only), i got over $1,000 in bonus.

Preferred Rewards (PH 75% boost) is my primary now
and the Fido 2% is my backup.
by BUBear29
Wed Aug 09, 2023 7:45 pm
Forum: Personal Consumer Issues
Topic: Getting rid of my wallet?
Replies: 101
Views: 10827

Re: Getting rid of my wallet?

Beck49 wrote: Wed Aug 09, 2023 6:47 pm
BUBear29 wrote: Sun Aug 06, 2023 5:14 pm Saddleback Leather front pocket wallet. Hand crafted in Fort Worth, TX. Had mine going on 10 years. Fantastic quality

https://saddlebackleather.com/leather-wallet-mens-front
+1 on Saddleback wallets. As I recall their motto is something like "your heirs will fight over this wallet" it's so well made.
“they’ll fight over it when you’re dead”
by BUBear29
Sun Aug 06, 2023 5:14 pm
Forum: Personal Consumer Issues
Topic: Getting rid of my wallet?
Replies: 101
Views: 10827

Re: Getting rid of my wallet?

Saddleback Leather front pocket wallet. Hand crafted in Fort Worth, TX. Had mine going on 10 years. Fantastic quality

https://saddlebackleather.com/leather-wallet-mens-front
by BUBear29
Sun Jul 30, 2023 6:50 pm
Forum: Personal Consumer Issues
Topic: Hard Wired smoke alarms. Recommendations.
Replies: 71
Views: 8849

Re: Hard Wired smoke alarms. Recommendations.

we have 7 Nest Protects (love the auto testing, notifications, etc). Also in each bedroom with a gas line passing through the wall and near my attic doors I have the First Alert Explosive Gas Detectors. These also double as our travel CO detectors. I also have a gas wand that I use periodically when in the attic, like when changing filters, etc. Can never be too careful.
by BUBear29
Wed Jul 19, 2023 3:57 pm
Forum: Personal Consumer Issues
Topic: Help me compare HVAC replacement quotes
Replies: 44
Views: 4389

Re: Help me compare HVAC replacement quotes

If you live in a humid region, fan set to on for a period of time can cause humidity to increase markedly, leading to mold formation.
by BUBear29
Wed Jul 19, 2023 1:10 pm
Forum: Personal Consumer Issues
Topic: Help me compare HVAC replacement quotes
Replies: 44
Views: 4389

Re: Help me compare HVAC replacement quotes

I have three Trane single stage units. Been very happy with them.

Highly suggest smart thermostats with sensors to even out temps. We use the Honeywell T9 which has the ability to take average of multiple sensors. Game changer for hot rooms.
by BUBear29
Sun Jul 16, 2023 10:58 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on work/ dress shoes?
Replies: 86
Views: 9177

Re: How much do you spend on work/ dress shoes?

another vote for Allen Edmonds
by BUBear29
Fri Jul 14, 2023 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Home Insurance- Issue with New Policy
Replies: 3
Views: 1131

Re: Costco Home Insurance- Issue with New Policy

Not sure what state you live in but you should find a local insurance broker (not a state farm agent). Someone who will advise on policy limits and shop around for the best rate on your behalf. They get their cut from the policy issuance and renewal, so no out of pocket for you. If your renewal cost increases, they will shop it for you again at renewal.

I am in Texas if you happen to be and can share who I use via PM.
by BUBear29
Fri Jul 07, 2023 12:23 am
Forum: Personal Finance (Not Investing)
Topic: Where do you bank and why? 2023 Edition
Replies: 306
Views: 39651

Re: Where do you bank and why? 2023 Edition

Fidelity for checking (cma), credit card and everything else (HSA, 529, RIRA, taxable, etc).

Chase for secondary checking account to make Zelle payments when needed or if need a cashiers check.
by BUBear29
Fri Jun 23, 2023 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Don’t want to be house poor
Replies: 27
Views: 3747

Re: Don’t want to be house poor

toblerone wrote: Fri Jun 23, 2023 7:53 pm If you lose the higher paying job, a $6000 mortgage payment would be 36% of 200k gross income. So I think you are OK if you keep the payment below $6k, and you love the place.
I don’t think the budget is big enough for that type of payment. Look at the monthly non housing spend. I’d cap the monthly payment at $4k. *Assuming loss of a job or leaving work force is a likely event*.
by BUBear29
Fri Jun 23, 2023 7:43 pm
Forum: Personal Consumer Issues
Topic: Should I buy a cordless Dyson vacuum ... and which one? (Update! OMG!)
Replies: 83
Views: 12751

Re: Should I buy a cordless Dyson vacuum ... and which one?

Robot vacuum is game changer. Have it run while you dust, do dishes, workout, sleep….

roborock Q7 Max Robot Vacuum and Mop Cleaner, 4200Pa Strong Suction, Lidar Navigation, Multi-Level Mapping, No-Go&No-Mop Zones, 180mins Runtime, Works with Alexa, Perfect for Pet Hair(Black) https://a.co/d/9CNrDRW

Note: the one I tagged has mopping too but the version i have is vac only and it works way better than my shark cordless.
by BUBear29
Fri Jun 23, 2023 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Don’t want to be house poor
Replies: 27
Views: 3747

Re: Don’t want to be house poor

Has your SO considered leaving the work force? Something to consider given age of kids. That would change alot of things here.
by BUBear29
Sat Jun 25, 2022 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

Ive changed all my SPAXX to FDRXX
by BUBear29
Tue Jun 21, 2022 10:06 pm
Forum: Personal Consumer Issues
Topic: Possible Relo to Irving TX
Replies: 19
Views: 2524

Re: Possible Relo to Irving TX

kada wrote: Tue Jun 21, 2022 10:05 pm Portillo's is coming, which is nice :mrgreen:
what?! where
by BUBear29
Tue Jun 21, 2022 9:54 pm
Forum: Personal Consumer Issues
Topic: Possible Relo to Irving TX
Replies: 19
Views: 2524

Re: Possible Relo to Irving TX

Many others hit it. Coppell, Flower Mound (a little harder for commute), Grapevine, Colleyville, Southlake, Keller and Trophy Club. All excellent communties with great schools. Easy drive to Dallas or Fort Worth. Super easy drive to Irving. We don’t have tarantulas or scorpions up here. Also have not seen a snake in my yard for the 5 years we’ve been here. It is hot for 3 months of the year but the rest are great. Easy to catch flights anywhere in US for decent price. People that say Texas politics are something to be weary of amuse me. People here are nice and welcoming, family oriented. Great place to live. Would love to move back to Colorado one day but know we can’t replicate what we have found here. Assuming yall are yellow iron folks ...
by BUBear29
Tue Jun 14, 2022 6:47 pm
Forum: Personal Consumer Issues
Topic: People are FOMO flocking to Portugal
Replies: 131
Views: 26697

Re: People are FOMO flocking to Portugal

Wannaretireearly wrote: Tue Jun 14, 2022 12:21 pm Home is where my Toto seat is.
i feel that. reading this on my Toto, avoiding the heat outside in Fort Worth.
by BUBear29
Fri Feb 04, 2022 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: "One Stop Shop" or Keep Banking/Credit Cards separate from Investing
Replies: 14
Views: 3295

Re: "One Stop Shop" or Keep Banking/Credit Cards separate from Investing

Fidelity for all investing, checking (cma) and credit card. online hysa for emergency fund (i use alliant and bc inuse them i also have a checking acct bc i can deposit cash at local partner credit union atm)
by BUBear29
Thu Jan 27, 2022 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Cards — Do You Value Rewards/“Hacking” or Simplicity?
Replies: 120
Views: 11581

Re: Credit Cards — Do You Value Rewards/“Hacking” or Simplicity?

1) Fidelity 2% - all spend
2) Citi Double Cash - back up 2% in case of loss or theft or other issue
3) Citi AA Advantage - All airline bookings and use during trips to easily see how much I spent during vacation.

the core of beauty is simplicity
by BUBear29
Sun Jan 23, 2022 12:21 pm
Forum: Personal Consumer Issues
Topic: Signature Kitchen Suite (SKS)- update: thermador vs GE Monogram
Replies: 50
Views: 8481

Re: Signature Kitchen Suite (SKS)

rage_phish wrote: Sun Jan 23, 2022 9:57 am We aren’t going with built in fridge. Just too expensive
we did the same. perviously had a subzero and loved it but cant justify the cost when you can get several nice freestanding fridges for same price as 1 built in
by BUBear29
Sat Jan 22, 2022 11:05 pm
Forum: Personal Consumer Issues
Topic: Signature Kitchen Suite (SKS)- update: thermador vs GE Monogram
Replies: 50
Views: 8481

Re: Signature Kitchen Suite (SKS)

rage_phish wrote: Sat Jan 22, 2022 10:13 pm Now comparing thermador and age monogram… (free standing fridge, 36” cooktop, wall oven with speed over on top, dishwasher.
Promos make it make sense to buy package deals for these two it seems (except monogram would be with a Bosch dishwasher)

Thoughts?
Based on my experiences with GE kitchen appliances. I would say GE. It is also likely to be cheaper than Thermador. I’ve heard the Bosch dishwashers are good. Wee’ve been pretty pleased with our new GE dishwasher with 3rd level utensil rack.
by BUBear29
Sat Jan 22, 2022 8:45 am
Forum: Personal Investments
Topic: Brokerage account for kids - what type of funds are ideal?
Replies: 32
Views: 2606

Re: Brokerage account for kids - what type of funds are ideal?

Set up Index funds , not ETF’s. Why? Because you can setup auto investing into index funds . ETFs have no auto investing option. You will create a habit for your kids of long term passive investing vs trading ETF’s . Once they understand how it works they will decide if they need investing into ETF’s I take it that they don't have $3k for Vanguard's minimum. They would need to do a provider that has $0 minimum. The issue with VTI is share price. They want to do $100/m and VTI is over $200. ITOT would seem to be perfect. SPTM or SCHB as well. Another possibility is M1 Finance which allows you to purchase ETFs in dollar based increments rather than whole shares. If you prefer buying mutual funds to "trading" ETFs but want the porta...
by BUBear29
Sat Jan 22, 2022 8:39 am
Forum: Personal Investments
Topic: Brokerage account for kids - what type of funds are ideal?
Replies: 32
Views: 2606

Re: Brokerage account for kids - what type of funds are ideal?

Not looking to debate whether this is right or wrong to do ... Each month I deposit $100 into two separate accounts (I have two kids). The accounts are in my name and my goal is to "give" them the money once they turn 18. I'll be on the hook for taxes when I sell but I'll control when and how much (entire account or bits and pieces). Having recently learned that mutual funds aren't ideal in a taxable account I'm considering redirecting the money into an ETF. However I wouldnt be able to buy fractional shares. Is anyone doing anything similar? What are my options other than saving up $3k and putting it into a VTSAX which I understand is more tax efficient. Set up Index funds , not ETF’s. Why? Because you can setup auto investing i...
by BUBear29
Sat Jan 22, 2022 8:36 am
Forum: Personal Investments
Topic: Brokerage account for kids - what type of funds are ideal?
Replies: 32
Views: 2606

Re: Brokerage account for kids - what type of funds are ideal?

Fractional shares are available at Fidelity
by BUBear29
Fri Jan 21, 2022 11:05 pm
Forum: Personal Consumer Issues
Topic: Signature Kitchen Suite (SKS)- update: thermador vs GE Monogram
Replies: 50
Views: 8481

Re: Signature Kitchen Suite (SKS)

rage_phish wrote: Fri Jan 21, 2022 10:22 pm We are considering many brands

We liked kitchen aide and Bosch but they seem to be having ver long lead times

Also looking at thermador

Brands like Viking, sun zero, Miele all seem a tad out of our budget

Graying to get a cooktop, wall overnight with speed corn, fridge, dishwasher and u fee counter dishwasher for $12-15k out the door
not sure where you are located. we have always used nebraska furniture mart for appliances. we got refigerator, cooktop, telescoping vent, double wall oven and dishwasher (all GE Profile as mentioned) for $12k.

should mention, in our first house a few years ago, we redid kitchen and had all KitchenAide appliances and were pleased as well.
by BUBear29
Fri Jan 21, 2022 9:40 pm
Forum: Personal Consumer Issues
Topic: Signature Kitchen Suite (SKS)- update: thermador vs GE Monogram
Replies: 50
Views: 8481

Re: Signature Kitchen Suite (SKS)

We just redid our kitchen and went with all GE Profile appliances. We have had good experience so far. A few hiccups from delivery but GE service was out literally the next day to repair. All runs well now.

For more upscale I would go with Wolf or Sub Zero
by BUBear29
Fri Jan 21, 2022 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Baylor and Waco, TX
Replies: 12
Views: 2786

Re: Baylor and Waco, TX

Baylor Bear here. What are you looking to do? Long term rental? Buy house? Hard to tell exactly from your OP. Congrats to your son. Hope he loves it as much as I did. Hi BUBear29, I've seen your posts here before. I probably wouldn't buy anything, more of long term rental, or short term rentals splitting my time in Dallas, Waco, Austin, San Antonio. I hate being in the same place a long time, I love to change sceneries. How was your Baylor experience? We love the small class sizes. Whoops completely missed this. Did your son end up at Baylor? I loved the class sizes and being a Christian, I found great community and support for spiritual growth as well. I was a finance major and also played football my first two years. Baylor was absolutel...
by BUBear29
Fri Jan 21, 2022 9:08 pm
Forum: Personal Consumer Issues
Topic: Car help (Buying)
Replies: 17
Views: 2445

Re: Car help

Rav4 or Highlander. Can get hybrid. Choose based off actual size needed.

I have a 2013 4runner and can fit my 3 girls (all under 4). Feel very safe. Have about 100k miles and plan to run it to 300k bc its a Toyota.

Next car will either be a highlander or lexus rx (if i have enough cash by then)
by BUBear29
Fri Jan 21, 2022 9:02 pm
Forum: Personal Consumer Issues
Topic: DENVER - What are the good neighborhoods to look into for young families?
Replies: 40
Views: 4148

Re: DENVER - What are the good neighborhoods to look into for young families?

Lakewood (Soltara), Stapleton or Centennial (Tech Center area)
by BUBear29
Fri Jan 21, 2022 7:00 pm
Forum: Personal Investments
Topic: Brokerage account for kids - what type of funds are ideal?
Replies: 32
Views: 2606

Re: Brokerage account for kids - what type of funds are ideal?

I have all my kids funds in one account and plan to divide into 1/3’s at a future date. Currently modeling my portfolio after VFORX but i use ETFs since I am at Fidelity.

VTI
VXUS
VTEB

Once I accumulate more and kids are older, I’ll aim for 60/40 split.
by BUBear29
Sat Jan 08, 2022 6:59 am
Forum: Personal Consumer Issues
Topic: Dallas and nearby: Things to do?
Replies: 27
Views: 2297

Re: Dallas and nearby: Things to do?

George Bush Presidential Library, Perot Museum, Botanical Gardens, walk downtown Grapevine and stop in Messina Hof for a glass of wine, Cowboys Stadium tour, Fort Worth Stockyards, Deep Ellum, Bishop Arts, walk the Katy Trail and stop by Katy Trail Ice House for brew and bite, catch a Mavs game, White Rock Lake. There are many things to do.
by BUBear29
Thu Jan 06, 2022 10:37 pm
Forum: Personal Consumer Issues
Topic: Is a 3 car garage really necessary?
Replies: 202
Views: 15743

Re: Is a 3 car garage really necessary?

we have a 3 car garage. really would like a 4 car garage
by BUBear29
Thu Jan 06, 2022 10:37 pm
Forum: Personal Consumer Issues
Topic: Is a 3 car garage really necessary?
Replies: 202
Views: 15743

Re: Is a 3 car garage really necessary?

we have a 3 car garage. really would like a 4 car garage
by BUBear29
Thu Jan 06, 2022 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

spammagnet wrote: Wed Jan 05, 2022 11:18 pm
BUBear29 wrote: Wed Jan 05, 2022 9:48 pm1. The title company will likely require a certified check. You can request through fido here http://personal.fidelity.com/misc/ekits ... equest.pdf
In my recent experience, title companies no longer accept certified checks, due to fraud. Bank wire is the only means of payment they accept.

YMMV.
strange. i just bought and sole in 3Q21. wonder if it depends on the title company. Option can be personal check. Earnest was certified check (may depend on anount whether they would accept personal vs certified) and closing funding is wire.
by BUBear29
Thu Jan 06, 2022 7:13 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

CCD wrote: Thu Jan 06, 2022 6:44 am
spammagnet wrote: Wed Jan 05, 2022 11:18 pm
BUBear29 wrote: Wed Jan 05, 2022 9:48 pm1. The title company will likely require a certified check. You can request through fido here http://personal.fidelity.com/misc/ekits ... equest.pdf
In my recent experience, title companies no longer accept certified checks, due to fraud. Bank wire is the only means of payment they accept.

YMMV.
Are you able to start and complete a wire to a third party online with Fidelity? Last time I checked they wanted a Medallion signature to wire to a third party. They offer that at their offices but were closed due to COVID-19.
yes i wired high 6 figures through the online request form
by BUBear29
Wed Jan 05, 2022 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

Folks Anyone knows max limit for check writing on the CMA? Can i write a check for 100k, for example? I don't believe there is a limit, but if you plan to write a check like this, expect Fidelity to call you when the check is presented for payment. I wrote a $50K indirect IRA rollover check from my CMA and they called me to ensure it was legitimate before payment - with a warning that if I did not call them back, they would not pay the check. Unfortunately, they do not send a secure message either - so it is really just waiting to see if they call. Thank you. We are going thru selling/buying a house. So i need to write a check for downpayment like 60k. Maybe i should give them a call ahead of this? 1. The title company will likely require ...
by BUBear29
Tue Jan 04, 2022 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

I was using Fido as one stop but decided to combine with Alliant. Here is my current setup: Fido: CMA as primary direct deposit and checking / credit card / invesments Alliant Credit Union: HYSA / Checking for atm deposit / credit card feel like this covers all the bases How much do you keep in your Alliant account if you don’t mind me asking? Do they care if you just deposit let’s say $5k and let it sit there? I plan on using my Alliant account for similar reasons - HYSA / Checking for atm deposit / credit card - with maybe $100/mo deposit from my DD to keep the account active. but unsure if they’d care. I’ve seen shutdown threads. I think that should be fine. i keep $1k in the checking and transfer $10 a month from fidelity to meet the c...
by BUBear29
Wed Dec 29, 2021 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 6053
Views: 1037344

Re: Fidelity as a one stop shop

I was using Fido as one stop but decided to combine with Alliant. Here is my current setup:

Fido:
CMA as primary direct deposit and checking / credit card / invesments

Alliant Credit Union:
HYSA / Checking for atm deposit / credit card

feel like this covers all the bases