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Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


Post ListingsView subforum list

1573 new posts and replies over 210 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
4pFree tax filing for minors with passive income?13:25 themicah13:51 nalor511
69hGone 95% physical gold: best way to store?04:06 steve32113:51 barnaclebob
21hAveraging down into the market18:48 Jacobus213:51 snic
9942tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab13:50 need403bhelp
102cWhat are generic brands/items worth buying?03/06 z9113:50 gunny
10cwater softener not softening10:10 familythriftmd13:49 enad
28hNever ending wash sales.. strategy?2023 teamDE13:49 leland
6fNew security measures mean not able to use VPN?11:40 sailaway13:47 LadyGeek
64pPremium for top university worth it?18:48 marco8813:47 TomatoTomahto
0pPassword Managers and Windows user accounts13:46 Praye 
83tSP500 corrections and bear market risk03/13 prioritarian13:45 Wannaretireearl
8lNew Jersey Chapter01/12 wojo_ate_ur_cat13:43 retiringwhen
36tHow long $1.5 million lasts in retirement?03/16 worthit13:43 FreddyC
14pMessed up tIRA and Roth IRA and taxes :(03/05 blogpie13:42 retiredjg
45tPurchasing income annuities (SPIA, QLAC, etc.) - mega thread02/18 Stinky13:40 Stormbringer
40fSupporting the Bogleheads Forum [501c3 status]03/15 WoodSpinner13:40 stan1
1pIncome tax for Child Question11:54 Dave972913:40 LuckyInLife
63tFelix sticks a fork in buckets, bond tents, and SORR in Favor of Variable Withdrawal Methods17:55 dogagility13:39 coffeeblack
8hVanguard Complaint Experience19:43 padams13:38 Beensabu
35pTax Aide Volunteers?03/15 Mainiac20713:37 ncdcpa
3hHigh W2 Earner - Portfolio Review11:50 Sellery103113:37 simplesimon
4hMACSX vanished from Morningstar site15:33 bill8813:34 bill88
9fBoard Announcement mod03/15 Alex Frakt13:34 LadyGeek
12pFailure to contribute safe harbor 3%03/15 robiu97713:33 toddthebod
2078pRetiree Portfolio Model2012 BigFoot4813:33 jocdoc
15tQuestions about a Cash vs. Margin Account03/14 jb913:32 jb9
11tUnderstanding foreign qualified dividends for 11162022 international0013:32 BayAreaDude
9pRelaxing Miser Mindset on Spending in Go-Go stage08:28 snackdog13:31 Saving$
12hT-bills…Treasury Direct vs Fidelity2023 Lynneandjim13:31 brockmari
18pRMD waiver and Form 5329 question03/08 gavinsiu13:30 gavinsiu
54pWhat does your setup using Fidelity CMA and Brokerage accounts look like?07/15 rich1day13:29 schwank
10pAnnual Taxes produced by Separate Property Inherited Assets?11:15 bmelikia13:29 delamer
51pHow to determine the cost basis for stocks with no records?2023 worthit13:28 Raycpact
37hSell Low buy Low, Sell High buy High15:11 jbogler13:27 jbogler
0pWhen can I file for my SS Spousal Benefit13:25 RosanneR 
42hPlanning to retire in 2 yrs. and looking for any advice on current plan03/10 afr13:23 Harry Livermore
18hTSLA Windfall. Mortgage Payoff, or Index Investment?17:49 Elder_Millenial13:22 wunder
11cLoud drip down spout aluminum gutters during rain05:31 BashDash13:22 BashDash
1hBrokerage bonus13:09 RaviK13:22 123
28pFixed Pension Decision17:56 RobertFIRERetir13:22 ScubaHogg
8pCreative ways to structure sale of raw land10:35 CashConfessions13:14 CashConfessions
0pQuestion on MD education / Accelerated programs home and abroad13:14 blogpie 
7hPlease, Need Advice on Parent's Portfolio03/15 Bob_Sacamano13:13 delamer
1hfixed income - TIPS additions12:58 retirewithjoy13:13 123
35pRenting in Top School Districts?03/15 phiMD13:11 OrangeKiwi
7pIs physician private practice still viable?14:53 ohboy13:08 coffeeblack
6pCitizenship vs Permanent Resident11:58 Dave972913:06 CaesarPlanter
5pBalance in IRA Account After Roth Conversion22:27 HereToLearn13:05 themicah
112cDoes anyone prefer sedans or wagons over crossovers anymore?03/14 SeattleLaw13:04 onourway
1055tA time to EVALUATE your jitters2011 nisiprius13:03 EnjoyIt
3pAfter tax roth contributions vs roth ira (tax implications of withdrawals)12:48 b17CC13:02 toddthebod
13cRecommend a drive for backup11:28 exodusing12:56 exodusing
13pWhen is it NOT worth converting to a ROTH???09:08 Swampy12:50 billthecat
16hTransfer in kind from Ameriprise to Schwab - now what?03/15 tseattle12:48 Juice3
64hGetting old … RMDs getting larger03/15 sardron12:47 TomatoTomahto
11p1099K Ebay16:18 Mesamaverick12:46 rkhusky
2hPorfolio planning advice/management12:01 emmagator12:46 BetaTracker
327lNE Ohio (Cleveland Area) Master Thread2014 Maid of the Mis12:45 Designairohio
15hAsset Location Quandary - Help09:31 DMLouie12:45 enad
34cTaking up an instrument in retirement - how good have you gotten?03/13 2marshmallow12:41 torso2500
9141tInternational (Non-US) versus US Equities (The "Arguments")2023 CraigTester12:39 rockstar
13211cWhat Movie Have You Recently Watched?2014 abuss36812:38 littlerfish
27hRetiring during a bear market16:18 Cincy_198812:36 rkhusky
4pHelp with taxes MFS11:29 yfonseca12:34 ncdcpa
19cWhy is my computer so slow?02:41 black jack12:34 tuningfork
3473tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory2021 skierincolorado12:31 unemployed_pysi
10psolo 401K (in-plan Roth conversion) two 5 year rule13:54 NaTT12:24 Moniker
5fBogleheads - Cloudflare issues00:53 fetch548212:18 cadzan
5cBest way to clean outdoor carpet10:34 goshenBogle12:10 enad
6tAsset Location "swapping" in retirement07:46 waywardguy12:08 beyou
179tVanguard is creating a T-Bill ETF12/01 capybara1112:07 actionflapjacks
20pConsiderations for Co-Ownership of house with Son03/16 Sage1612:06 123
4pIs TurboTax Miscalculating My SEHID in Multiple Ways?22:33 GoldenBear1712:05 GoldenBear17
4pRetired. Part Time Job. 401K Regular or ROth?09:07 mrgeeze12:03 Watty
8634cWhat are you listening to now2020 Artful Dodger12:00 littlerfish
13tSORO - Sequence of Returns Opportunity?14:50 Rocinante Rider11:51 Retired@58
4p[Various questions about filling out] California 540NR Schedule CA00:07 SHADI833111:43 nalor511
8680cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt11:41 jginseattle
4hPortfolio Question 75 yr old retiree03/16 LuckyOneToday11:36 LuckyOneToday
7tWhich fund is the best proxy for US Inflation?15:13 henryphseven11:33 hudson
2hPaid-down HSA, Possible Alternative10:43 LifesABeach11:33 lazynovice
15pCalifornia Tax Refund Review for Identity Theft14:11 stan111:30 stan1
6pChurning Question: How to find Amex Plat/Gold Biz w/ NLL?03/02 atwnsw11:27 oilrig
1tWhy are VOOG distributions so small when compared to VOOV even though composition is similar11:10 Bishop6911:23 arcticpineapple
82pworth paying full price for a top 10 private med school?03/12 saveninvest11:17 FIRWYW
22pPermanent Home address question for filling state tax03/13 johnkgan10:59 Epsilon Delta
149hThinking of moving my "number" all into cash, market is freaking me out03/13 Lynx31065010:58 exodusing
258tWhat's up (or down) with TIPS?05/28 Kevin M10:52 rockstar
6hPortfolio and 529 feedback03/16 redshift9910:50 intendi
609tWhy Roth conversions always pay off—if you can hold on long enough [Update 2/2025]2021 McQ10:49 FiveK
9hInternational [brokerage] alternatives [for US citizen]03/09 Poppster10:48 ahearn1769
55cPassport card in lieu of Real ID03/08 A44010:43 grok87
10pPresidential Bank - what’s the catch?17:33 manlymatt8310:41 zhiwiller
330fBogleheads Forum website running VERY slowly?09/05 Stinky10:41 LadyGeek
7pAnyone use RMD withholding to pay estimated taxes in Oregon?03/16 Owl10:32 chemocean
5pJD School Options03/13 Kagord10:30 LadyGeek
9tIs the risk/reward better with Stocks than with Bonds?07:27 TrustTheMarket10:30 MathWizard
7pWhole Life Policies - do I need them?03/14 Green_9810:29 Stinky
17pSSA.gov and ID.me17:48 itworks10:28 veggivet
52hHow much can I move from my Optum Bank HSA?2023 passive10110:09 InvestSage
65tS&P500 up today 3/14/25 2.05% — a reminder to stay invested03/14 er99910:07 Hacksawdave
20hFundrise Offering a 14.25% Return17:39 ruanddu10:05 ruanddu
13hPortfolio Review from the Internet Stranger Braintrust03/02 Cutlass_Supreme10:04 DocH
16cCostco AT&T deal03/05 YeahBuddy10:00 ruanddu
15cStreaming services outside the US03/16 LaurenRose09:58 hunoraut
183hWho has a financial advisor/planner and why?2023 MrCheapo09:57 Mando19
60hA Free Google Sheet for Asset Allocation Tracking03/06 TrackerDan09:54 TrackerDan
23cSpa Destination Recommendations for Wife?03/14 ScubaHogg09:48 ScubaHogg
24hHelp me understand - "you don't lose until..."03/14 Becks09:46 Michael128649
4hVG MF Exchange message "The amount you entered exceeds this fund's balance"16:29 RetireGood09:45 RetireGood
162hTreasury Direct - The Eternal Wait and No Way To Track Transfer2023 Arctic Fox09:45 WillRetire
37hActive Management in Down Market03/13 oakbluffs09:38 ScubaHogg
4pLife Insurance ?s for recent widow mom in-law08:10 Fishing2retire09:37 Harmanic
15hBackdoor and Mega Backdoor Roth withdrawal of principle02/11 bspk09:35 retiredjg
169bHappy, Happy 101st Birthday, Taylor! 🎉⚓🎂🎖️01/22 Kathleen Ryan09:34 zaplunken
11pAllocating unearned income on state taxes as part year resident17:52 MGBMartin09:25 chemocean
4pMedicare Supplement Premium Set by Medicare?07:48 Carl5309:08 Vinny_in_NJ
29cHow to extend life of fogging double-pane windows?03/15 peterw09:00 bombcar
43hDollar Cost Average - But How?03/15 TDRex08:34 Ace300
7htaxable vs deferred vs taxed- does my split look right?03/14 sam_likh08:28 DocH
2nExpat living in France [US citizen, Fidelity account and medical expense questions]02/24 Roly08:16 cfo
20h[A second] Puerto Rico muni bond (insured) settlement question2022 Weathering08:03 crefwatch
70cSlim wallet recommendation that can fit cash01/25 MtnTravel07:58 MtnTravel
12tMissed deadline to convert previous employer's 401K to rollover IRA20:42 retiremesoon07:57 toddthebod
5hSEPP, dumb question ... withdraw less?13:56 chumpzilla07:56 chumpzilla
20cMedicare Question03/16 LaurenRose07:55 dbr
1pDo I need to fill out Form 1116?03/16 ikowik07:44 ikowik
5pShould I buy the house?03/15 TF12707:38 TF127
25cWhat is a good budget laptop for a high school student?03/15 worthit07:30 tibbitts
12cHiring a car service in Vienna Austria03/15 BiggerSaver06:49 BiggerSaver
3233cBird watchers – what birds are you seeing?2020 JAZZISCOOL06:23 Miriam2
1317tTaxation of Treasury bills, notes and bonds2022 Kevin M06:20 WalkingBackToHo
7pTax question on US Treasury note15:23 gatorking06:04 gatorking
42cCalls to verify online CC purchase03/14 michaeljc7005:07 exodusing
13n(UCITS) Boglebot: Seeking for opinions03/13 Ivkosky04:22 Ivkosky
9pPaying Tax On Roth Conversion02/28 BFranklin03:57 HomeStretch
4nRetirement account strategy and setup (or not) [Australia citizen working in US]03/15 freshstart99903:21 TedSwippet
2hFirst Portfolio Review and Rebalancing17:10 jomt01:30 lunch_money
4nNot sure what to do with money held in a US bank while living in Japan03/15 greenhornInvest23:56 finite_differen
37cBest way to get yen for Japan trip?03/10 FedGuy23:11 WanderDad
126lSan Francisco Mid Peninsula, California Chapter2018 nance22:29 nance
17pCorrected 1099-DIV for 202403/10 jiceman22:25 Katietsu
7193c[What TV Show Have You Recently Watched?]2016 dbCooperAir22:23 eddot98
37cGround Coffee03/05 LaurenRose22:12 gionnovi
4pAbove 50 years and catch-up contribution question.19:18 johnpau22:11 bogling
13pTalk us into or out of buying this house in retirement16:32 relentless122:06 AlmostThereCT
7tlarge cap value vs small cap value03/13 tcrez22:03 hiddenpower
1pHow Accurate is myintuition.org College Cost Estimator?15:58 curiousinvestor21:37 Pdxnative
51cWalmart & Amazon11/17 yankees6021:21 nisiprius
10pWhen is Capital Gains Tax Due03/13 Bunty21:03 toddthebod
4cNice areas to stay in Toronto?14:27 oaksavannah20:55 oaksavannah
6hHow do you treat in-the-money stock options?15:34 Darth Xanadu20:40 Gopherever
7hAsset allocation for low income 91 year old03/16 okie74520:37 snic
4pHow to calculate HSA contribution while an Oregon resident?15:02 SHADI833120:30 mrb09
7hPortfolio help for 80-year-old MIL03/16 West of Chicago20:26 snic
11pRefinance spouse's auto loan in my name?03/15 ss9820:17 ss98
4cOptions for Getting out of Membership Campground18:34 FairWinds19:59 id0ntkn0wjack
10pHindsite on 2024 Roth Conversions03/16 mrsoul1219:52 FiveK
5hWealthfront for Three Fund Portfolio, skip the robo advisor so zero fee, thoughts?17:30 BuglesHead19:42 BuglesHead
9hHelp with tax effeciency and diversification03/14 jjgaucho19:38 grabiner
6hRebalancing A Portfolio14:38 DMLouie19:23 DMLouie
5433cWhat frugal thing did you do today?2017 Nectarineman19:20 yankees60
38hBND and BNDX in my portfolio03/15 BoglesMyHero19:17 WeakOldGuy
6pTax Software Q - Box 1 of W2's are each calculated different17:15 PlayingLife19:12 Hyperchicken
10hNewbie moves03/13 Tiabird19:06 Tiabird
14hWash Sale rule if selling in Non-Taxable and Buying in Taxable account16:12 DMLouie19:03 lazynovice
10pMerrill Preferred Deposit - worth it?05/16 NYCaviator18:55 persona4826
761cYubikey only at Vanguard now possible.2021 pragmatist18:47 index2max
4p8606 question, of course17:34 tothemoon12318:44 toddthebod
4hChange contribution year for IRA on Vanguard03/16 fastest_raccoon18:44 RetiredAL
93c"Destroy if Dead" box03/13 Caduceus18:35 secondopinion
31fConsider donating to this website2023 ApeAttack18:29 Brewman
5pHow do we mitigate recession drop risk?15:31 RIMDBogle18:28 Silverado
9cUsed car listing, what am I missing??03/15 earlywynnfan18:08 MGBMartin
35h8 figures to invest. Talk me into or out of an advisor!03/14 bigbossbilly17:55 Carol88888
8cBuying New Car in Mexico14:12 spanisharmada17:53 quantAndHold
7hOhio teacher retiring. Help with Partial Lump Sum Payment option02/13 teacher216317:44 lereh
6hHelp needed: SWR, VPW, TPAW, FiCalc, Retire?03/16 Indeterminacy17:43 Indeterminacy
4pForeign Dividends Received - Turbotax03/15 AllTheFries17:19 AllTheFries
9cBasement fridge question14:47 tenkuky17:00 suemarkp
26fA reminder of why [and how to] support this site01/20 Valuethinker16:59 yankees60
4pQuestion about CA state tax exemption on dividend income from MF/ETF that partially held treasuries03/16 UncleLeo16:58 Artsdoctor
2tExcel gurus: Correct use of (M)DURATION16:25 Chogy16:50 Chogy
53tVanguard Proxy Vote Discussion12/04 Oicuryy16:46 index2max
26cChoosing between two used EVs (ID4, Ioniq 5)03/14 gaussmarkov116:41 BiggerSaver
33pState DOR claims remote state employee owes tax. [Department of Revenue]03/12 Nutmeg16:29 Mr. Rumples
8hBackdoor Roth if near but not over income limit03/16 blortchplop16:28 Hacksawdave
7pConfused on what accounts can be combined for RMD?03/16 gavinsiu16:17 JBTX
1pExcess contribution removal for HSA overcontribution14:53 jgalt13316:08 MP123
34tLost Vanguard investment? [Lost deposit check]2023 NorthBayBoy16:07 talzara
8581pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly15:59 epoche
12hWiring proceeds of business sale, to where?03/13 FrankDiscussion15:58 Caliscotsman
6hInvestment Planning Advice amidst general uncertainty03/14 goduckie15:56 goduckie
5542tWhat are you up YTD? [Year To Date]2014 InvestorNewb15:54 Chicagoprof
6pBackdoor Roth and TurboTax03/15 yolli7115:48 yolli71
4nResident Alien left the US Mid-Year (US Federal Tax Residency Status)03/16 hpccpatest15:37 Lazerr
1766c[On-going Scams - Post them here]2019 ketanco15:30 dukeblue219
2pExcess Roth Contribution Clarification03/16 QuirkyEar15:28 Epsilon Delta
11tThe Galeno TPAW Method01/01 galeno15:18 jmk
1pQ about filing for spousal Soc Sec benefit13:56 itsmeagain15:05 enad
32cPortugal Vacation2024 Lindrobe14:59 WhyNotUs
7pQuestion re: US tax filing requirements for foreign (Canada) estate03/15 whyme14:57 bsteiner
48pAlternatives to online banking03/14 Octavia14:49 VaR
4nUS and UK taxes on ETFs03/16 aaaxl14:39 TedSwippet
5pTax Efficient Charitable Donations of Appreciated Mutual Fund03/15 filbert14:28 filbert
8tChanging AA during volatile market times?03/15 Calico14:17 Back Dr
48pGPO/WEP $ now in— [received email or deposit]02/28 PoppyA14:17 SpideyIndexer
7hFirst Time in 15 Years – 401k Refund03/14 lazybones1814:16 GaryA505
6pTax Loss Harvesting in a Trust03/14 MIZCHI14:02 MIZCHI
7pDo I need a corrected W-2 to file my taxes?03/16 MDkate421713:57 stan1

Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
b = Bogleheads Community
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration

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