Bogleheads.org
Forum  •  Wiki  •  Blog About Us  Search
Support This Site  •  Contact
Bogleheads.org - Investing advice inspired by Jack Bogle
New to investing?
Start here
Video: Investing
Suggested Reading
Bogleheads® Forum
Forum Home
Forum Policies
Login
Bogleheads® Wiki
Wiki Home
Investing Philosophy
John Bogle
Bogleheads® Blog
Blog Home
Local Chapters
Calendar of Events
Podcast
About Us
About Us
Support this site
   - Donate
Affiliate Links
   - Amazon.com
Contact
Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


Post ListingsView subforum list

1497 new posts and replies over 240 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
0pMedicare and waiting for elective services04:59 MrWasabi65 
3pBuying a medical practice… help me understand the accounting01:36 Carguy8504:52 Carguy85
4hRequest input on plans11/04 dcmurray8404:50 dcmurray84
3pI've filled out 8606 wrong for years14:31 Navy24704:48 Asyouwish
27pDoes anyone find higher tier accounts worth it (Chase Sapphire, CitiGold, WellsFargo premier)? What perks do you value?07:34 MtnTravel04:40 volstagg
4nFixed income and tax10/22 alwaysonit04:39 alwaysonit
4pSalary negotiation/career advice requested22:34 civex04:29 4nursebee
74pTurboTax 2024 software offer11/05 idenbglhd04:25 mapleosb
6cFountain Pen Recommendations19:36 Silentnight04:16 PottedPlant
6hTime for TIPS?17:04 hcs7713504:00 Pdxcess
7433pFidelity as a one stop shop2018 BogleMelon03:58 volstagg
509pPhysician Retirement Savings2016 llessac1503:42 kinaokole
37cWhat's your opinion on EV for your tech challenge parents13:55 gavinsiu03:35 hunoraut
161p"Buy a new Toyota, and drive it until the wheels fall off"11/03 gutrageous03:12 majiaknight
64c5 Day Trip To London11/01 zachtede02:47 02nz
27cXfinity autopay: Gaming the system to get discount01/19 boomer_techie01:30 boomer_techie
38cThoughts on hearing aids11/05 JBSjr01:27 EZ James
4pWarning: Positive LCE IRMAA decision retroactive reversal-worth appealing?11/07 LuckyOneToday01:19 Klewles
2pInheritance Questions - Splitting International Real Estate w/ Aquaintance22:14 Northern Colora01:11 Cruise
0p2024 IRS draft tax forms are available!01:10 boomer_techie 
4tAOR-like fund but with shorter duration bonds?18:31 sjwoo00:49 the_wiki
15nWhat are good podcast or youtube channels for UK investors10/30 gavinsiu00:38 5outof10
38hAdvice for Sister-in-law....$150k to her name. Age 64....11/07 atwnsw00:34 5outof10
11pWarned of Credit Inquiry20:32 kilkoyne00:27 Northern Flicke
2cExperience with safety features on Cars22:58 gavinsiu00:19 henry
53cYour experience with vehicle reliability and cost of maintenance11/01 BernardShakey00:18 4nursebee
3hAdvice on strategy to avoid taxes with accounts11/07 Homerun00:15 FiveK
38hBetter diversification than VTI11/07 AceSD00:08 bog007
6pRoth conversion in no tax state, residency question20:07 goglehead00:07 Wash.Invest
7hUnrealized gains in VG MF's and ETFs07/20 Jay Dee00:04 babystep
0hCambria Tax Aware ETF00:04 llin 
4hPortfolio Review & 2025 Plan16:48 ForeverInvestor23:57 HomeStretch
24cLooking for a cd-based sound system07:20 AzWDC23:46 rgs92
5pGEBA Expands Membership Eligiblity - Former Federal Employees & Veterans15:03 tj23:45 tj
2pMedicare & Dental13:16 LaurenRose23:39 tj
7184tInternational (Non-US) versus US Equities (The "Arguments")2023 CraigTester23:38 CraigTester
15hConcerns About SIPC Coverage Limit11/04 MD805623:38 Northern Flicke
18hTax loss question10:47 pharmacist2523:36 agilecoder
13hHow to allocate a windfall for my mom (and get her out of Fisher Investments)11:23 someonesson23:29 HomeStretch
21pTax Optimization for Multiple Income Streams2022 Geodetic23:27 babystep
34p["Should I consider buying a deferred income annuity (DIA)?]10/25 ch4au223:23 TheEleven
3cHotel recommendation in Santa Barbara?16:31 cadreamer201523:21 123
13tWhy the difference? Overnight trading had huge leap, but normal trading today11/06 Beat Farmer23:17 AlphaLess
132cDr.Peter Attia's book...Outlive07/15 ocean23:16 protagonist
0tWhen will Bogleheads presentations be on YouTube???23:09 BeachPerson 
6tAllocation, International and other questions? Portfolio review19:36 Sho23:08 assetmix
5twhy vanguard is slow vs ishares for updating the holdings20:53 babystep23:06 babystep
15tSmall Cap Value stocks11/06 smartinvestor2023:05 assetmix
1pThrivePass HSA, is the fee too high?22:42 StayOnTrack23:02 mhalley
5hShould I start converting IRA to Roth11:10 RetiredBogler22:57 heyyou
12174cWhat Movie Have You Recently Watched?2014 abuss36822:55 daleddm
163pPralana Online Released - Impressions10/03 Exchme22:46 Wannaretireearl
440pTime to reach 1M and 2M milestones2015 sanfran201522:38 Ron Ronnerson
165tWhy is determining a withdrawal rate or method so difficult?11/03 TheTimeLord22:28 heyyou
5cExercise bikes11/08 4nursebee22:28 Alfonsia
13hAnaylze this 403b portfolio assembled by a financial advisor11/07 fortfun22:25 Northern Flicke
7hRule of 55 question for participant in employer and solo 401k08:50 confuzzled22:24 Alan S.
6hRebalancing with cash vs existing investments21:08 amcghee22:23 SnowBog
4pTake Equity-Backed Line of Credit to Gift Children???20:53 duffer22:13 duffer
5pSocial Security Clarification.11/01 rjs595922:12 rjs5959
26hMid-40s and wishing to leave megacorp life11/07 kty22:10 bdwb
10pStrategies for a Tax Bracket-Busting Payout11:56 CuriousChap22:04 Wash.Invest
2hHow will my 3 fund strategy benefit from record Dow Nasdaq and S&P 500?18:33 Jxmos21:58 Taylor Larimore
321pBank of America promo: extra 2%/2x credit card rewards [Updated later in thread for Nov 7, 20242022 sycamore21:53 tj
11pEstate Planning Question11/07 bh3fpinv21:53 bh3fpinv
21cWhere to get prebuilt computer with AMD x3D CPU15:39 OldSport21:53 PassivePanda
32pNew Construction- Potential Upgrades worth the extra money11/05 Gardener21:53 Duzz78
4588tTrading Treasuries (nominal and TIPS)2022 Kevin M21:52 protagonist
3pRevoking LLC S-Corp election, impact on solo 401k?20:09 hunnypuppy21:43 MP123
373tFilling the TIPS gap years with bracket year duration matching05/22 Kevin M21:43 MtnBiker
6pMedicare 2025 Part B Premium and Parts A and B Deductible19:33 ModifiedDuratio21:43 Svensk Anga
12tWhat is going on with Vanguard PRIMECAP Fund Admiral (VPMAX) in the last year?18:15 jdjd0921:28 arcticpineapple
2hPreparing for retirement, portfolio and withdrawal advice17:23 mjk6321:23 mjk63
22pThread about Vanguard Account Maintenance Fees?10/31 catchinup21:20 UpperNwGuy
18hHelp needed. IRA to convert to ROTH IRA with minimal taxes and other newbie questions.11/04 EVH 515021:19 heyyou
17hTSP G and F fund?06:42 gratus21:19 lakpr
9308tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab21:09 hmw
9cDo I need to replace my rain gutters?19:48 BenMcCool21:02 Jeepergeo
25pHelp! My late father bought me a variable universal life insurance policy when I was 8. I'm 45 now and it's still going.11/05 NeoNeo20:53 Stinky
35cProblem downloading Vanguard CSV data2023 bertilak20:49 nisiprius
4hArchitecting Auto-Investments.11/05 StrawmanInTheFi20:47 medchemguy
32tWhen do you change your stance?11/07 gavinsiu20:47 Padlin
2tKiana Danial Invest Diva - scam or legit?20:17 BornInCA20:45 BornInCA
26pIs this Term Life Insurance Good for me?08/28 fred201720:44 Stinky
7pvarious views of aging in CCRC11:50 hghysm2120:40 RudyS
41hWhat are the options for fixed income?11/06 birdbard20:37 valleyrock
361pUS Bank 4% Smartly Visa Credit Card09/05 Bosro20:12 salish sea
27hAnnuitize Your TSP - Why or Why Not?05/26 AnnetteLouisan20:08 Peaches
76pAnybody working for the same employer for a long time?10/28 trek3420:07 London
10pCousin Made My Wife Beneficiary of Life Insurance But Wants Money To Be Given to Cousin's Mother10:37 keyfort20:07 delamer
138cAny tips about owning a bunny?2023 gavinsiu19:53 yankees60
7387cWhat are you listening to now2020 Artful Dodger19:51 yankees60
2tI Bonds + STRIPS in Nov 202415:32 SantaClaraSurfe19:50 SantaClaraSurfe
2pCity of Philadelphia Earnings Tax Scam Collection Efforts19:19 Johninvestor19:37 Johninvestor
0cAccounting software for small 1099 side gig19:36 OCDinvestor 
16hBucketizing 401K for Retirement11/05 tim047619:34 dogagility
6hReceiving stock as a gift17:11 Ringochan19:32 delamer
50cMedicare & FEHB high v. Standard10/30 PoppyA19:30 PoppyA
55tVanguard statements dropped estimated yield and annual income [also cost basis]10/03 ncdcpa19:26 michage
22pSS Windfall Elimination Provision07:48 Ryan_Colorado19:25 RyeBourbon
19hVTI/SCHD/QQQ09:35 gjohn19:24 nisiprius
9pAuto Loan Vs Paying Cash10:37 VINNY19:24 VINNY
8cCan Kaiser Drs Send Prescriptions to Non-Kaiser Affiliated Pharmacies?11/07 GeMoney19:23 inforapound
10pNew construction home- title insurance needed?16:27 Gardener19:22 celia
10pQuestion regarding HDHP and HSA14:33 aragorn119:16 RyeBourbon
45tWhat is negatively correlated with Bonds?09:55 Kinkajou8219:15 watchnerd
13hNot sure what to do with remaining money. Don't feel money should just sit in a bank account. Already have 401k and IRA.16:34 jdjd0918:50 Nubomb
158tFor Over-Savers: Now what?10/27 CraigTester18:47 yankees60
6pshould I keep my disability insurance?09:18 lotrchy18:46 AnnetteLouisan
22h17 year old looking for investment advice11/07 fin.c18:46 Sandtrap
69tIs it better to withdraw monthly or yearly for retirement09/13 Tatala18:45 jabberwockOG
9hThoughts on rising equity allocation in later retirement?14:10 jimmieg18:44 J295
4cDrago's Oysters in New Orleans14:21 bikefish18:28 Minty
81hTotal US Bond Index down more than 3% in past month, time to rebalance into BND11/04 livesoft18:23 Northern Flicke
4pRetirement Plan Options for 501(c)(3) Employee11/06 SavvySaver_7818:14 yankees60
477tCash is a terrible long-term investment2023 gammalaser18:14 watchnerd
207cHow do you utilize AI (artificial intelligence)?11/13 tetractys18:10 yankees60
68tShipping company that yields 40%+ and returns your money in 3 years (MPCC.Oslo)2022 gougou17:56 gougou
45tFor a 40/60 Allocation, what would you choose ?2021 sixtyforty17:55 Dunningedangkru
59pTrust Services: Fidelity v Schwab v Vanguard v other2023 Swampy17:52 Ranunculus
1hTaking some off the table17:46 mrgeeze17:51 jebmke
119tTIPS -- "When the Numbers Lie"2021 Taylor Larimore17:50 yankees60
719tBill Sharpe's preferred portfolio2017 Quark17:47 guppyguy
86hVOO and Chill11/07 anonymoushead17:46 Dunningedangkru
1hSpending from Taxable to Maximize MBDR during accumulation?17:31 lunch_money17:45 rs9876lg
0tJim Cramer’s take on actively managed mutual funds17:43 BornInCA 
350tWhy hold nominal bonds at all? Why not 100% TIPS?10/09 TrustTheMarket17:39 yankees60
8cDucted heat pump thermostat settings in the winter?11/06 NYCaviator17:23 wwhan
96pBenefits of Quicken in 2024, time to set up, and time to manage?05/15 NYCaviator17:23 yankees60
1pJewelry insurance question16:33 Apple30017:22 ResearchMed
17cAdding my kid as authorized user in Citicard - SSN not asked09:08 FB0117:13 tibbitts
21cNo-Dig Mailboxes?11/07 Boglenaut17:06 btenny
5087cWhat frugal thing did you do today?2017 Nectarineman17:04 yankees60
16cLosing access to Vanguard account10/29 twexpat17:04 twexpat
14pReview of Our Personal Financial Forecast08:50 Prudence17:02 tibbitts
49cReplacing a toilet: how to choose?11/06 MCST17:00 edge
7hHolding $100k in cash11/07 DiceGames16:56 CoAndy
9pACA (affordable care act) 2025 enrollment11:18 Sunshine9816:51 teen persuasion
7hTrying out backdoor Roth IRA for first time11/06 archurisk16:37 Duckie
14hPortfolio Review Request-Hoping to Retire11/06 kmm2416:34 livesoft
1625tVanguard to Exit Individual 401(k), Multi-SEP, and SIMPLE IRA Plans With Ascensus Deal04/16 foolio9716:23 GoldenBear17
8pCapital Gains Tax Status10/28 GameOver202516:14 GameOver2025
22hAdding a Roth solo 401k alongside my exist solo 401k, and moving to Schwab11/04 abyan16:10 abyan
2tUnderstanding BNDX (hedged int'l bond fund) returns12:46 brightlightston16:01 brightlightston
79hTaking your winnings11/07 drspine15:49 avalpert1
4tVanguard "Request cannot be completed"?14:48 rogue_economist15:48 Doctor Rhythm
34hFidelity equivalents to vanguard11/07 Jimsad15:45 ruralavalon
4573pShare your net worth progression2014 techcrium15:38 DiceGames
58hContributing to an Employee 401(k) at 67 - Illogical?09/21 littlefuse15:37 ruralavalon
24cOwning an RV trailer w/o a tow vehicle?11/03 Raraculus15:31 rogue_economist
43cLuggage where two bags can be handled as one09/17 curmudgeon15:15 livesoft
17pLab work without insurance11/07 NorCalHiker15:03 skepticalobserv
3tNo Longer Able to Update Outside Investments on VG Site?14:20 LMK514:56 exodusNH
26cParis Hotel and Trip Recommendations11/06 mike@jb14:48 pawtucket
2907tPurchasing MYGAs (multi year guaranteed annuities) - mega thread2020 Stinky14:41 bog007
11cCamping Pad/Bed Pad08:28 LaurenRose14:39 curmudgeon
92pShould I pay-off my mortgage when mortgage interest is at 3.25% ?11/01 littlefuse14:27 littlefuse
33cBuying a car without visiting a dealer11/07 gavinsiu14:25 Ccthealias
2hWhat to sell first?12:37 HermitThrush14:21 livesoft
5hPortfolio Review Request - Nearing Retirement09/03 twomoreyears14:20 twomoreyears
4hWash rule when selling and buying within Roth IRA12:20 worthit14:10 worthit
8151pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly14:03 guitarguy
8pHit and run's effect on insurance08:29 gavinsiu13:58 lessismore22
818cGood Modern Science Fiction2014 gatorman13:56 TwstdSista
0sTax residency13:51 tourist 
1tIs this a good time to build a TIPS ladder?13:46 CWRadio13:49 watchnerd
1pseverance and IRA / Board Seat and 1099-MISC12:47 Hillview13:36 runner3081
6cFurnace roof vent question12:00 roamingzebra13:34 roamingzebra
1pMy IRA and 401k13:03 darentx12313:30 sailaway
117nUS Nonresident Aliens - Vanguard freezing legacy accounts06/04 Else13:26 Else
78p[What was it like to purchase individual health insurance prior to the ACA?]11/06 fi_no_retire13:17 LadyGeek
6hRebalancing calculator across multiple accounts and portfolio balancing07:25 beyond13:02 rkhusky
5pDoes HDHP make sense for me?11:31 insidemoves13:02 insidemoves
10pUse lender from the home builder?11/05 Gardener12:52 Gardener
3hInternational allocations?12:09 linberl12:41 retired@50
78lMaster Thread for RTP, North Carolina Bogleheads Chapter2014 Steve Thorpe12:35 Steve Thorpe
0lRTP, NC Chapter Meeting 1:00 PM Sat December 7, 202412:34 Steve Thorpe 
0h529 plan at 2212:31 Op1Kenoby 
3phow to calculate the interest according to the legal agreement05:29 88888812:19 FiveK
3pNeed to buy out sibling [on a property] how best to do it [where to pull funds]12:04 Ed258homer12:18 arcticpineapple
1hbrand new in investing11:15 dng5912:03 GarfieldBogle
19pPlan & questions for kinless aging at home10/28 hghysm2111:40 hghysm21
1ptax treatment of payment for temporary right of way easement11/01 TheBezzle11:37 TheBezzle
40pAutopay in retirement11/07 drspine11:33 quantAndHold
33pIs High Deductible Health Plan and HSA right for me?11/07 StayOnTrack11:31 AnEngineer
7hTIPS or not? Zweig article10:24 phiMD11:31 steadyosmosis
3hSelling two rental properties and ......10:20 Stanczyk11:26 Stanczyk
7hGains exclusion when selling primary home clarifaction needed09:07 nptit11:22 MarkNYC
8hHow to deal with excess 401k ?11/07 dips11:17 dips
15hToo much 401k balance?11/04 pine nut11:09 smitcat
4pWeird capital gains issue in HRB software09:12 montanagirl11:06 Emorla
19tHow to build VTI from limited options in 401K08/27 realclemsongrad11:06 mhadden1
8hInvestment Questions11/06 em477219311:00 em4772193
0pAARG vs Metlife legal plan10:59 haranoth 
35hI have to buy individual stocks. Help me make a plan.11/05 DouroBound10:45 MarkRoulo
3hPost election tax planning and investment strategies10:31 GeoMetry10:44 oldcomputerguy
4pExperience holding House Down Payment in MMFs?2023 vaylie10:30 hkcj
38hWhat would be a good saving rate by number of years to retirement11/06 gavinsiu10:22 ruralavalon
3t529 to Roth rollover -- legal status in New Jersey?07:17 TomP1010:18 Ant7
168hHow many brokerage accounts do you have?2021 BV327310:18 davekiss
20pUse Roth for bridge loan07:03 corn1810:00 corn18
285lSeattle Area Chapter Meetings - Master Thread2015 delconte09:54 boglattle
40cWhich furnace should we go with?10/26 boglegardener09:52 Valuethinker
641cWhat video games are you currently playing?2014 kenyan09:45 Barkingsparrow
68hOut of room in tax deferred but still need more bonds to get to desired AA. What would you buy?11/06 nassau3409:43 retiredjg
19c1Password to BitWarden....worth it?11/06 guppyguy09:36 stl717
7pShould I file a home insurance claim? Geico11/07 head9209:32 Marq1
0pInheriting Equitable Equi-vest contracts09:21 almostretired19 
0pTax Implications of Real Estate Swap in a Foreign Country09:18 Cantarana 
5pDirect transfer of assets11/07 GatorMD09:16 GatorMD
16cStair chairlift for elderly father - reasonable cost?11/04 PNWHiker09:07 PNWHiker
11hBond Question - Comparing Parent's WellsFargo Portfolio to Index Funds11/07 Nateo08:49 mhadden1
54cNatural to Gas Fireplace - Vent Free10/23 guitarguy08:47 lthenderson
189t[Vanguard Class Action Lawsuit Over Target Date Funds to Move Forward]2023 Parkinglotracer08:44 jaMichael
26hVanguard Mandate to Move to Brokerage platform11/06 reddison08:34 crefwatch
6pElder Law Personal Finance11/07 BlueSkies08:34 BlueSkies
66pSS @ 62, spouse SS @ 7010/30 MedEngineer08:32 RyeBourbon
32pBank Notary for TreasuryDirect When You Have Online Bank11/04 hydtbs08:21 crefwatch
44tWhy is gold increasing in value?11/05 Arboecars08:20 seajay
3hApproximating total market funds11/07 BackdoorCough08:06 BackdoorCough
42cA streaming debacle (technical and streaming issues)10/13 YeahBuddy08:04 Doom&Gloom
40hIs it time to get out of TIAA Real Estate (QREARX)?2022 matt9007707:43 tibbitts
69tYour thoughts on a roughly 30% equity allocation and why you chose this11/06 gavinsiu07:29 KEotSK66
20hHow to determine capital gains/loses before a sale at Vanguard2022 tadamsmar07:22 grabiner
4hHold stock through acquisition or sell11/07 NoDice07:20 Outer Marker
3hestate tax exemption [political comment removed]11/07 mdiddy07:20 toddthebod
44tInstead of SWR, why don't we do what endowments do (5% withdrawal from time-averaged portfolio value)?11/03 gwu1107:15 rs9876lg
31cPreparation for solo aging at home [Financial and consumer focus]10/24 hghysm2107:13 4nursebee
792p[Split from "Fidelity as a one stop shop" thread - locked or restricted Fidelity account issues]09/15 ez_mode06:55 anon_investor
68cFrustration with Small Claims Court06/25 krafty8106:30 AllMostThere
13nUK investor : US VMFXX Vanguard Federal Money Market Fund - Interest or dividend ?10/22 bluejeansman06:16 bluejeansman
113tWho looked at their portfolio today?11/06 Cautionary Tale06:00 oldcomputerguy
33cLanudry drying rack? Brabantia, Polder, Ikea?10/27 NYCaviator05:53 hvaclorax
10hHow am I doing so far with my savings?11/07 studdddy1205:50 Wiggums
52nInteractive Brokers: domicile, insurance, taxes2020 Urgestein05:35 bluejeansman
29p[The Finance Buff] TFB: A Rich Life in Retirement11/07 alpenglow05:34 PeninsulaPerson
2p2 credit card breaches in 2 weeks, Europe11/08 TheGreyingDuke05:19 TheGreyingDuke
3966lPost your Financial Milestone Announcements Here2014 Working2notWork05:11 Stinky
7h403b contribution11/07 svho05:09 bogling
13tTreasury Direct, buying after issue date11/06 spdoublebass05:08 LookinAround

Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration

--Back to top--