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Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


Post ListingsView subforum list

1398 new posts and replies over 196 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
2pIRA inheritance question00:44 JBTX01:12 wangle
5hI messed up huge….00:39 ACJC01:08 wangle
7hCashing out I-bonds: Treasury Direct and speed of withdrawal2022 ThisJustIn01:06 telemark
1517tVanguard to Exit Individual 401(k), Multi-SEP, and SIMPLE IRA Plans With Ascensus Deal04/16 foolio9700:59 numberman
36cEngineer camp for teens?10/10 YeahBuddy00:57 TrueNorth33
34pDo I get to re-retire if my portfolio goes up?16:46 lecithar00:55 ReadyOrNot
7hVanguard 529 Expense ratio question13:21 pch32400:44 pch324
24cI'm buying a house with cash, can I get a mortgage on it later?09/07 mark_in_denver00:35 leland
91cTesla robots for homes - are we there?10/11 Robin123400:35 mrspock
3cWhat is the best portable tire inflator for cars?23:15 teelainen00:34 Doctor Rhythm
44cSolar powered generator info10/08 cubs199900:32 LotsaGray
14pLiving trust income problem09:26 Mr. Potter00:30 JBTX
5pFidelity Now Allows Authenticator Apps22:29 southerndoc00:28 latency
1hRetirement on the horizon (starting in about 3 years)10/06 Nyc196700:13 wangle
21tHow to get coworkers excited about investing?20:29 tman994000:09 gavinsiu
1hPortfolio Review20:35 c_is_for_cow23:58 Tyler Aspect
14cUPDATE KitchenAid Appliances - Help, now what can we do?12:08 557880yvi23:57 LotsaGray
6hSpending portfolio to "zero"21:37 SingleLine23:57 ResearchMed
5pMarcus POA difficulties - how to get money out?10/09 camroontheprune23:52 wangle
8hWindfall, retired, total newby10/10 whatthehay23:41 wangle
55cCreative way to get neighbor’s cars and junk off my property10/11 insidemoves23:37 LotsaGray
9pGiving while Living - "Wealth Depletion"14:05 Coastingthrulif23:36 desiderium
683p[Split from "Fidelity as a one stop shop" thread - locked or restricted Fidelity account issues]09/15 ez_mode23:32 cb474
31pCalculating how much umbrella insurance you need10/11 ROIGuy23:30 cubs1999
5pHow to send check from QCD?08:25 Raybo23:28 RationalWalk
0hNon-governmental 457b distribution options23:28 mudfud 
12028cWhat Movie Have You Recently Watched?2014 abuss36823:24 littlerfish
0h54yo - Can No Longer Work Due to Health - How to Plan?23:21 DrZaius 
16cideas for super low budget adult Halloween costume?10:44 biscuit523:20 Beensabu
34hWhat kind of situation would TIPS be appealing in?10/12 icbmwapg4123:12 icbmwapg41
6pDeductible Mortgage Interest Questions w/ Balances Above $750k, Exact Method04/02 hbomb27223:10 wangle
30hYARQ (Yet Another Retirement/Roth Question)10/09 LindtChocolateL23:09 Wannaretireearl
7020tInternational (Non-US) versus US Equities (The "Arguments")2023 CraigTester23:00 Nathan Drake
225hRetire with Less Than $1 million?2019 GoneOnTilt22:57 whodidntante
25pHome insurance for the lapse period10/11 edgefid132822:53 Hot Sauce
13pIRA after the death of the owner10/11 cnc44922:49 wangle
41pTaking SS Early Question10/11 dharma student22:35 grabiner
23cTiVo vs Xfinity set top boxes09/30 Copernicus22:34 southerndoc
6pPayment of taxation of needed withdrawals in retirement10/12 ryman55422:30 secondcor521
232tAfter 2022-23, how are we feeling about Vineviz’s first 20% of bonds in Long-Term Treasuries?10/05 TrustTheMarket22:27 watchnerd
6hPaper stock certificates in estate.20:06 Wanderer1622:25 bsteiner
26pAny concerns with having large accounts at Merrill Edge and JP Morgan Self Directed vs. traditional discount brokers?10/12 LAMTA22:22 PersonalFinance
2hYour thoughts on Pension Buyout offer?18:06 hand22:19 queenofthemadho
19cA streaming debacle (technical and streaming issues)07:56 YeahBuddy22:14 Parkinglotracer
17pPoints and miles credit cards: useful long term, or just for signup bonuses? Do you get value from yours?16:58 NYCaviator22:06 Parkinglotracer
13pMortgage interest deduction for money borrowed from a relative.02:35 Boron191322:02 Boron1913
4559pShare your net worth progression2014 techcrium21:54 icrf
13pQuestions about Medicare Advantage09:01 sophy21:52 mkc
1pFeedback on home buying plans14:19 pandor21:52 SuzBanyan
9hRollover Roth IRA questions.19:10 tr0ppd0gg21:49 Alan S.
21hHelp with bridge to SS06/26 Kiana21:40 TBillT
88fChanges to help cut down excessive quotations10/10 Alex Frakt21:39 InvisibleAeroba
2pCalculating stepped-up basis16:46 Pacific21:38 Pacific
57cRice cooker recommendations?12:33 MtnTravel21:38 InvisibleAeroba
77t16 years before Dow came back??!!10/12 yankees6021:33 jginseattle
1pAchieving a Better Life Experience (ABLE) account20:16 Namashkar21:28 typical.investo
65cLoss of power to refrigerator: How to keep food from spoiling till Monday10/11 bookgirl21:25 Sandtrap
568tNew tool for building a TIPS ladder2023 kaesler21:25 Raspberry-503
59hAllan Roth on "Richest Guy in the Graveyard"2014 Fallible21:25 Parkinglotracer
14pUnited MileagePlus Visa Credit Card - Denied15:51 jeffreys21:21 soretired
162tWhy hold nominal bonds at all? Why not 100% TIPS?10/09 TrustTheMarket21:21 aristotelian
38cSecond Car: EV, Sports Car, or New SUV?08:44 Workqa21:16 upwind
17hHelp with elderly parent's situation10:11 Dabeachi21:08 Katietsu
32pHow Long Does An Estate Take To Settle?10/12 Sublefty21:00 bsteiner
10hBreaking up with advisor - Next steps10/07 zen_invest21:00 zen_invest
746fForum software upgrade bug reports and change requests2015 Alex Frakt20:59 Hot Sauce
6989cWhat are you listening to now2020 Artful Dodger20:58 jginseattle
5047cWhat frugal thing did you do today?2017 Nectarineman20:53 bogles the mind
23pOpinion on IDX - Credit monitoring system2023 Hallo basu20:51 SittingOnTheFen
2cTransfer from one phone to another - My Experience Normal?16:01 yankees6020:48 Chuckles960
11cEditing outside portfolio at Vanguard broken?10/11 Tyler Aspect20:38 Hot Sauce
11p[Pension beneficiary option with spouse and multiple children]10/10 davel31620:36 onwardandupward
187cHow do you utilize AI (artificial intelligence)?11/13 tetractys20:32 Marbling
24hRailroad transport questions04:10 4nursebee20:16 bombcar
35cRefund approved but taking forever10/10 Hot Sauce20:14 ClaycordJCA
12pGnucash best practices/workflows/habits for a newby2023 guppyguy20:09 guppyguy
16h529 Plan - How much is enough? What ROR to assume?10/11 VVenti740120:07 CPCretirement
21pVanguard account for adult disabled child?10/11 kjsammy20:01 OnTrack2020
38cHow to discourage fraud by service techs10/11 snackdog19:56 LotsaGray
116cAre these Mini-PCs any good? If you have one, any advice on which to get?08/31 theac19:55 theac
24cCIT bank anyone?2022 stocknoob411119:53 PizzaGrease
26hEarly Retirement: $1.6m Advice on Portfolio Construction in Retirement with 34 years to SS. TIPS Ladder?10/12 YoungSisyphus19:32 dogagility
8hREIT, TIPS, and bonds10/12 Ependytis19:29 dogagility
7fNew Posts functionality is behaving differently07/25 WoodSpinner19:26 LadyGeek
1hHelp me pick what funds to make available in my solo401k19:22 Ultane19:26 dogagility
83hLeave Bank of America for SoFi Bank?2022 careerdata19:15 PizzaGrease
91hWhen should I convert to Roth, if at all?2023 MoreTaxes19:13 Exchme
203pUS Bank 4% Smartly Visa Credit Card09/05 Bosro19:07 SpaethCo
97pUsing withholding on Roth conversion instead of estimated tax payment02/22 Stinky18:54 twh
8215cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt18:52 wiserabbit
12cEPO vs PPO12:19 funyun18:47 funyun
27hVTIP vs rolling 5 year individual TIPS ladder10/06 smartinvestor2018:06 smartinvestor20
12pMy employment separation and taxes10/12 mzp376918:00 simas
13pGifting stock to spouse for monthly expense -- legal way to avoid capital gains?10/12 frugalor17:47 CAsage
35tDoes a T-bill earn interest on its maturity date?10/12 drealbmw17:45 FactualFran
4pQualified Joint Venture Question14:14 cw12317:44 cowdogman
11cGas fireplace insert: Repair or Replace10/12 MorgansRun17:43 mortfree
18pHDHP vs PPO plan10/09 venus_0617:38 samsoes
3116cBird watchers – what birds are you seeing?2020 JAZZISCOOL17:36 Nver2Late
249lMaster thread for Washington DC Area Bogleheads2014 grabiner17:27 grabiner
15cIs this NYC sidewalk cart worth the wait?10/11 bikefish17:15 investorpeter
56tDiamond NestEgg08/15 artbuc17:15 runcyc
16pInsuring Gold08/27 JeanM17:04 ClaycordJCA
9hWhere to get accurate information on planning for retirement?10/12 painslayer17:03 InMyDreams
100tGreat innovations in investment09/20 Valuethinker17:02 folkher0
28tFormula for Withdrawal Rate09/24 Hot Sauce17:01 Lawrence of Sub
138tSome of my friends are hesitant to invest due to their low income.2023 jyun16:54 gavinsiu
9080tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab16:47 vkolli
15hHow to adjust my asset allocation?10/12 babytuckoo16:44 babytuckoo
15pAnother Mortgage Payoff Post09:20 PizzaGrease16:43 grabiner
13pGifting my entire IRA, consequences?12:51 Mayacallie16:43 Artsdoctor
7162tI Bonds Mega Thread (I Bond Heads Rejoice!)2021 tomsense7616:43 cvn74n2
44pTransition from Saving to Spending2014 Leeraar16:42 Rajsx
2h[Investing for] Life change [in 3 to 4 years]10/12 loklav16:31 loklav
10cLooking for streaming device to support outdoor portfolio management09:20 TheTimeLord16:30 yankees60
0pZynlo Bank16:23 PizzaGrease 
28tNo more tax-deferred space: Vanguard Variable Annuity?2023 gwu1116:13 friar1610
394phow much do you think you need to retire?12/20 brian201315:56 MikeSunRiseWest
34hSeeking Advice on Annuity Concerns for Aging Parent with Cognitive Decline10/09 ZMonet15:45 ZMonet
2pDeath of surviving spouse (RMD age) before withholding for taxes. Now what?14:54 ee_guy15:39 CAsage
40tTwo queries on bond funds10/07 Ferd Burfel15:30 watchnerd
65cAdvice on flying Boston -> Vietnam09/20 Small Law Survi15:30 PassivePanda
8hMega-backdoor roth in-plan conversion and rollover to Roth-IRA07/02 greenman115:30 ssel
12pExcessive mileage on lease (~20k over at current trajectory)08:42 thermo8615:28 delamer
8022pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly15:27 isira
42tDowntown Josh Brown is my guest on the "Bogleheads on Investing" podcast10/02 Rick Ferri15:25 friar1610
41hContributing to an Employee 401(k) at 67 - Illogical?09/21 littlefuse15:12 littlefuse
49tVIG & VIGI: What's the catch?2023 JSPECO915:02 abuss368
43tPoint of Roth 401k contributions if MBR?10/10 blortchplop15:01 retiredjg
4pCredit freeze and canceling credit cards14:31 Caduceus14:52 Caduceus
133nAre there actually any good financial advisers? Wondering about what my FA said. [Singapore]06/15 Cyath14:50 hvaclorax
138pWhat net worth are you targeting at age 90?10/24 TipsQuestions14:46 Wannaretireearl
6pcorporate trustees, solo aging seniors10/08 hghysm2114:42 ScubaHogg
7tE-Trade 2FA confusion with ability to additional numbers at login12:32 the_wiki14:38 RetiredAL
16hNovice on Roth conversion could use some insight05/13 dano25714:35 bikefish
7pAdvice on diminished value after auto accident10/11 mrfisher31514:24 wangle
33c$2000 water bill - yikes!10/12 Outer Marker14:18 FellsGuy
63tIs Buffett’s portfolio really 90/10?10/10 Mayacallie14:15 TN_Boy
4hReady to Move My Cash Into a Three Fund Portfolio - Strategy10/09 CanIRetireYetPl14:09 SnowBog
15tInt'l in Taxable during Retirement/Decumulation?09/20 JohnDoh14:03 grabiner
30hDoes filing taxes "Married Filing Separately" make sense in our situation?2021 katnok13:50 aristotelian
10cYosemite with four kids in mid-November10/12 warner2513:44 alpenglow
62t[TSP I Fund changes to MSCI ex US ex China & Hong Kong index]11/14 oncorhynchus13:42 centrifuge41
6hAsset Allocation Question09:15 BuglheadLuvsLon13:38 BuglheadLuvsLon
23cFamily-friendly Spring Break recommendations?10/06 BobStrauss13:21 Dmanse02
39tNet Present Value of a Roth conversion10/10 Longdog13:18 FiveK
178tFundrise - Real Estate2022 abuss36812:57 abuss368
2658tJack Bogle - Two Fund Portfolio2016 abuss36812:47 abuss368
11pDAF rules and contribution limits for 202410/09 GrilledSardines12:34 Rocky Mtn Man
23hMade decision to retire, now what??10/11 Ralphie2212:30 nedsaid
7nGift of Money and where to allocate - Israel10/11 Cintrapark12:26 Cintrapark
10hTDF to 3FP with 5(ish) years to go10/11 ThrottleDown12:18 ThrottleDown
41hInternational Small Cap Value?10/17 renegade0612:16 BitTooAggressiv
59tDo you stay the course AFTER you've won the game?10/12 A44012:14 BitTooAggressiv
4cAny men's hair color product that doesn't get your face/skin dirty?10/12 teelainen12:12 Alfonsia
2cMold [Remediation for home]06:05 Jackofalltrades11:51 bendix
29hRetired: All Out on TSLA/NVDA/NVDL - 2 Fund Portfolio AA & IRA Withdrawal Questions10/11 roguewarrior011:45 cumulus
0tExchange appreciated shares for diversified ETF with no tax event11:43 MnD 
6tReal Estate Investing Return on Equity (ROE) Calculation10/12 Horton11:29 bendix
8pCaptive agents Medigap companies10/12 CWRadio11:22 CWRadio
151lHas anyone heard from Mr. Larimore?05/01 AlwaysLearningM11:04 LynnC
35hHelp with portfolio09/22 NewToFiLateStar11:00 retired@50
5pAvoiding tax penalties for a possible home sale05:08 Ccthealias10:48 Ccthealias
10pEstimated Tax, Roth Conversion, Safe Harbor10/12 KlangFool10:41 KlangFool
6hRetirement upcoming10/12 billeo1010:40 billeo10
2p401k rollover/qdro mistake10/10 Raindroplets10:29 Alan S.
168pWhat role has generosity played in your wealth building?2023 Cruiser10:24 Coastingthrulif
9pPayoff loan vs refinance, is my logic right?10/12 grandnexus10:24 grabiner
1hCA resident - FRSXX vs FTCXX10/12 viveks10:21 cowbman
22tDeclining local [Wealth Management] "planning", tips?10/10 tenkuky10:21 Mullins
2pTaking depreciation with rental income10/12 Ccthealias10:10 grabiner
5hTax loss harvesting10/11 Foodbuilder09:50 grabiner
27pInvest in dual health coverage to get HSA access?10/11 iexaltu09:45 grabiner
2hAsset Allocation & Location06:41 foghorn30009:37 grabiner
11pDoublechecking Vanguard 1099s - Do you do this and how?01:16 Redlee09:36 delamer
1h529- deposit- withdraw- and deposit- again08:41 biker203509:35 toddthebod
2lMinnesota Bogleheads Fall Meeting October 202409/28 Peter Foley09:33 Peter Foley
34cRecommendations for low-profile/height hybrid heat pump water heater or something else?10/08 jplee309:29 PassivePanda
101cIs there a better hotdog?09/26 bikefish09:17 lazydavid
10hwhat to do about rental property investment?10/02 tcrez08:56 tcrez
59hDetermining the "contributions" part of Roth IRA01/14 esipsi08:54 RyeBourbon
108cUpgrade iPhone 14 Pro Max to iPhone 16 Pro Max?? Wait for iPhone 17???09/21 Sandtrap08:51 dalbright
370cFavorite Movies - Name Five2021 OpenMinded108:47 Dornhoefer
10cAny Experience with Daikin Fit or any other inverter whole house A/C2022 mpnret08:38 mgensler
23h$50K CD up for Renewal, best current options/considerations?10/11 lgb08:37 aristotelian
1hAlternatives to Manage a Large Rollover Traditional IRA08:10 alrick08:18 toddthebod
5pShould Megabackdoor-Roth contribution/conversion show up on W-2 form Line 12?10/12 bogle00508:14 RyeBourbon
26tRetirement portfolio allocation & max annual withdrawal -- why not 100% stock?10/11 thegeographer07:56 firebirdparts
12cPortable carpet cleaner - any inputs?06/20 DarkHelmetII07:05 PeninsulaPerson
10nUS Estate Tax on Ireland domiciled ETFs2023 Khan06:07 Lazerr
29cSeeking Post Hurricane Milton Advice......What should I do if damaged?10/08 atwnsw05:53 vested1
2pQualification for capital gain excursion on primary home sales10/12 Ccthealias05:00 Ccthealias
4cWater leak10/12 Sho04:39 Kagord
2393tVariable Percentage Withdrawal (VPW)2013 longinvest03:39 4nursebee
36tWhy Include Bonds in your portfolio?10/08 Tatala02:32 UpperNwGuy
587tHSA Bank eliminating investment options07/22 nps02:15 KomodoDragon

Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration

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