Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.
The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.
This site is composed of two primary resources: our Wiki and our Forum.
The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.
On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.
Post ListingsView subforum list
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| 1079 new posts and replies over 179 topics in last day (sorted by Latest Reply). Days: 1 2 3 |
| # Replies Subforum - Topic Title | First | Last |
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| Subforum - Topic | Last | |
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| 353 | f | Bogleheads Forum website running VERY slowly? | 09/05 | Stinky | 17:10 rich126 |
| 3271 | t | Purchasing MYGAs (multi year guaranteed annuities) - mega thread | 2020 | Stinky | 17:10 EvelynTroy |
| 2 | h | Help choosing Roth or TIRA considering MAGI prevents me from deducting TIRA contributions | 11:32 | Aguilar | 17:09 tibbitts |
| 4 | p | Amend a return for an incorrect passive activity loss on a rental property? | 09:39 | muel87 | 17:08 MarkNYC |
| 15 | h | Need Feedback on Retirement Portfolio | 09:47 | InvestorGeoffre | 17:05 mhadden1 |
| 64 | c | Have any of you had a hair transplant? If so, were you happy with the results? | 01/19 | max79 | 17:04 gunny |
| 222 | h | Thinking of moving my "number" all into cash, market is freaking me out | 03/13 | Lynx310650 | 17:01 littlerfish |
| 3 | n | Voluntarily opt not to invoke Social Security agreement on self-employed income abroad | 03:54 | wineandplaya | 17:01 typical.investo |
| 4 | c | Failing SSD? | 15:18 | eddot98 | 16:54 bombcar |
| 10 | c | Music Lovers - what are your favorite keys? | 12:11 | LilyFleur | 16:53 Jack FFR1846 |
| 62 | t | Why Not ONLY TIPS For Fixed Income? | 03/18 | JSPECO9 | 16:50 dogagility |
| 4 | h | Portfolio Review after Windfall | 03/18 | 2ndgen | 16:44 bonesly |
| 17 | h | International Options in 401K | 03/19 | cshell2 | 16:42 connor |
| 3 | p | H&R Block leaves 1040 SR line 5a blank | 15:16 | OnTrack | 16:41 OnTrack |
| 18 | h | Education on TIP funds | 01/30 | itnetpro | 16:40 Byron the other |
| 9 | p | WEP/GPO & Social Security Spousal Benefits | 03/08 | PoppyA | 16:32 HIinvestor |
| 44 | c | Decluttering -- what to do with old books? | 02:17 | anoop | 16:26 NYGiantsFan |
| 14576 | t | HEDGEFUNDIE's excellent adventure Part II: The next journey | 2019 | HEDGEFUNDIE | 16:26 comeinvest |
| 65 | c | Is it safe to buy food from ALDI ? | 23:33 | teelainen | 16:24 Doctor Rhythm |
| 29 | c | Online Travel Agencies: Business Class Tickets | 03/14 | Warren | 16:19 THY4373 |
| 51 | h | [Unwinding a complicated portfolio from our advisor] | 05/23 | Bogleway | 16:18 Stinky |
| 51 | t | What is going on with Vanguard PRIMECAP Fund Admiral (VPMAX) in the last year? | 11/08 | jdjd09 | 16:10 jrbdmb |
| 105 | n | Keeping Vanguard account as Non resident Alien | 2019 | saroop | 15:48 harvardbmw |
| 47 | h | Anyone use LPL financial? | 2017 | Silas | 15:45 RetiredAL |
| 10 | t | NPR: The markets are down. Here's how to handle your investments | 17:32 | blortchplop | 15:41 WhiteMaxima |
| 8 | h | Under 40 with under $600k - looking for pointers | 21:04 | financetracker | 15:38 mhadden1 |
| 2 | h | Please review my portfolio. Thanks! | 14:13 | DawgMD | 15:30 mike_in_ny |
| 217 | t | Vanguard is creating a T-Bill ETF | 12/01 | capybara11 | 15:23 retiringwhen |
| 8 | h | Should I buy another apartment (not for income) in retirement? | 03:27 | retireddoc | 15:23 jocdoc |
| 1481 | t | Total Portfolio Allocation and Withdrawal (TPAW) | 2020 | Ben Mathew | 14:50 Raspberry-503 |
| 3 | p | Can I still do backdoor Roth method? | 04:49 | tcrez | 14:44 toddthebod |
| 1 | h | Tax loss harvesting | 10:48 | canIgetAwitness | 14:41 Duckie |
| 2 | p | Capital gain tax | 13:40 | Bluedoor | 14:08 RickBoglehead |
| 11 | p | Q about filing for spousal Soc Sec benefit | 03/16 | itsmeagain | 13:57 shmidds |
| 2265 | p | US Bank 4% Smartly Visa Credit Card | 09/05 | Bosro | 13:57 LuckyInLife |
| 9 | h | DPOA-friendly investment management companies (Durable Power of Attorney) | 03/17 | daehelgob123 | 13:55 HomeStretch |
| 2 | p | Form 1116: No foreign capital gain and loss but have US capital loss | 03/18 | henryphseven | 13:53 henryphseven |
| 6 | h | portfolio advice for retired semi-early, heavy on cash | 19:49 | chattahoochee | 13:53 chattahoochee |
| 52 | t | Equivalent to BRK.B | 03/12 | HighLonesome | 13:50 Bcdkgf |
| 55 | p | Best Way to Get $1 Million Check Into Brokerage | 03/19 | tony17112acst | 13:47 tony17112acst |
| 114 | t | Felix sticks a fork in buckets, bond tents, and SORR in Favor of Variable Withdrawal Methods | 03/16 | dogagility | 13:44 GP813 |
| 6 | h | Fixed Rate Three Year Annuity | 09:49 | Beckmann | 13:40 Chardo |
| 0 | p | Business checking and savings account for medical practice | 13:32 | robiu977 | |
| 160 | c | Does anyone prefer sedans or wagons over crossovers anymore? | 03/14 | SeattleLaw | 13:29 Cautious Invest |
| 4 | h | Paid-down HSA, Possible Alternative | 03/17 | LifesABeach | 13:23 Charon |
| 31 | h | Question re: Sequence of Returns Risk | 03/18 | oakbluffs | 13:22 alex_686 |
| 1080 | t | A time to EVALUATE your jitters | 2011 | nisiprius | 13:22 EnjoyIt |
| 7 | p | Struggling to prioritize mortgage vs investing | 19:02 | Hjarnkirurgen | 13:16 barnaclebob |
| 9 | p | Open Social Security | 03/17 | badger81 | 13:15 Dufus |
| 0 | h | need advice on tender offer | 13:00 | potatohead101 | |
| 18 | p | Struggling to understand retirement spending + the 4.5% rule??? | 02:35 | MedoraLeigh | 12:22 capran |
| 3 | c | Roth IRA custodian for kids | 10:12 | sunset | 12:15 rkhusky |
| 13 | h | Vanguard Complaint Experience | 03/16 | padams | 12:14 bikefish |
| 8 | t | Practical Advice on Helping People Unwind Awful IUL Policies? | 21:30 | YoungSisyphus | 12:14 Chardo |
| 2 | n | Making sure i am doing this correctly | German investor | 11:15 | LeonIsConfused | 12:10 tre3sori |
| 6 | t | Pre-market trading & order execution | 2021 | tonyclifton | 12:09 Gr8soul |
| 4 | p | Using Coverdell ESA for college bills - what is the proper way to do it | 09:52 | polaris8030 | 12:09 Admiral |
| 35 | p | Supporting Disabled Dependent | 2024 | HIinvestor | 11:53 HIinvestor |
| 26 | t | Psychology of Investing as Net Worth Grows | 03/19 | bingo1980 | 11:52 Notgreg |
| 64 | h | A Free Google Sheet for Asset Allocation Tracking | 03/06 | TrackerDan | 11:47 aristotelian |
| 28 | p | Paying Tax On Roth Conversion | 02/28 | BFranklin | 11:47 AlwaysLearningM |
| 102 | b | Roll Call for the Retirement Class of 2025! | 07/05 | Miriam2 | 11:36 Sandi_k |
| 4 | h | Roth Conv. during career break at age 35? | 10:52 | microphones | 11:33 microphones |
| 9 | p | Buying a home in Seattle? | 02:27 | fung | 11:32 Xrayman69 |
| 9 | c | Multifunction InkJet Printer Quality vs 5 Years Ago | 2022 | DTalos | 11:30 ubermax |
| 10 | h | Guidance on Roth Conversion and Timing | 03/19 | trojans82 | 11:29 smitcat |
| 10 | h | Need 1 X Folio Analysis for a Senior | 19:43 | SeeMoe | 11:13 sleepysurf |
| 6 | p | Living Trust | 23:13 | boogiehead | 11:12 snic |
| 10007 | t | The Final, Definitive Thread on Brokerage Transfer Bonuses | 2016 | Earl Lemongrab | 11:11 pre |
| 50 | c | Taking up an instrument in retirement - how good have you gotten? | 03/13 | 2marshmallow | 11:10 2marshmallow |
| 3 | h | Simple question: taxation of below par bonds in tax-advantaged | 03/19 | Elric | 11:09 Elric |
| 9 | p | Timing to apply for Spousal Social Security | 12/23 | brainstorming | 11:05 shmidds |
| 31 | c | Decluttering -- scanning stuff | 03:07 | anoop | 11:00 OpenMinded1 |
| 2 | h | Should I move to Roth from IRA at 61? | 10:22 | McPherson614 | 10:50 WalkingBackToHo |
| 12 | h | Please, Need Advice on Parent's Portfolio | 03/15 | Bob_Sacamano | 10:47 delamer |
| 55 | t | Purchasing income annuities (SPIA, QLAC, etc.) - mega thread | 02/18 | Stinky | 10:46 Stinky |
| 2 | p | HELOC/Navy FedCU for Home Improve/Tax Deduct? | 20:06 | TBillT | 10:41 TBillT |
| 14 | p | Timing of new car purchase | 19:38 | St Elmo | 10:40 Jack FFR1846 |
| 4 | p | PFIC/Section 1291 Fund's Dividends are considered Foreign Source? | 03/18 | henryphseven | 10:39 henryphseven |
| 1097 | p | Primer on Paying Taxes With a Credit Card | 2019 | whodidntante | 10:33 tj |
| 5 | p | Dividends across Dec/Jan for taxes - which year does it count? | 03:23 | tcrez | 10:32 CAsage |
| 11 | h | Withdrawal strategy | 03/19 | drspine | 10:20 HMSVictory |
| 90 | c | Continuing Care Retirement Communities: Coping Strategies | 10/19 | Cruise | 10:20 kd2008 |
| 94 | c | Consumer Reports 2025 Best Cars Rankings are Available | 02/25 | Colorado14 | 10:17 heisenberg. |
| 4 | p | Form 7206 Self-employed Health Insurance Deduction | 03/19 | Ret2018 | 10:11 Hebell |
| 25 | p | Fired from job, list it on resume? | 03/18 | neko06 | 10:07 JustGotScammed |
| 17 | t | International Bonds - No straight answers | 2022 | BogleBuddy12 | 10:06 dberry98 |
| 21 | c | Extended repair warranty washer/dryer | 21:07 | doon | 10:06 UALflyer |
| 84 | h | CPI-indexed annuities | 2023 | natureexplorer | 10:06 Alan S. |
| 10 | h | Bond versus a TIPS Index Fund | 18:21 | Webfoot | 10:02 dbr |
| 12 | h | Portfolio review, thanks! | 03/17 | argees | 09:56 HomeStretch |
| 26 | c | Facing Device Addiction and Avoiding Doomscrolling | 03/19 | CambridgeMARent | 09:55 Sagefemme |
| 169 | t | Small Cap Value: Diversification or Di-Worse-Fication? | 03/07 | BetaTracker | 09:52 3funder |
| 31 | c | WSJ 50 cents per week is back! | 02/26 | testing321 | 09:46 crefwatch |
| 7 | p | Looking for Tax preparer/ CPA in NJ | 05/30 | MrVas | 09:46 Brother Grimm |
| 6 | t | Tax Loss Harvest QQQ QQQM | 17:26 | nura | 09:43 sycamore |
| 2 | p | Transfer funds, Vanguard, Wise, Portugal, Wise closed my account, where to go next? | 05:33 | TheGreyingDuke | 09:43 TheGreyingDuke |
| 32 | h | Is Vanguard's Personal Advisor worth it? | 03/18 | knick90 | 09:32 gavinsiu |
| 35 | h | Roth or tIRA for my heirs? | 03/18 | TrustingSoul | 09:26 tibbitts |
| 4 | p | Backdoor Roth - Tax Questions | 03/17 | FIRE-bolt | 09:17 FIRE-bolt |
| 9 | p | Help Needed: Pension Single Or Joint and Survivor Choice | 21:06 | archmen | 09:16 legalwriter1 |
| 4 | c | Using an iPad as a Webcam | 07:26 | LifeIsGood | 09:11 gavinsiu |
| 28 | h | Newly retired - time to get an advisor? | 03/19 | NCNewlyretired | 09:02 FoolMeOnce |
| 35 | c | Recommend a drive for backup | 03/17 | exodusing | 08:59 Second Round |
| 4 | h | Asset allocation in Tax free accounts (bonds in Roth) | 03/19 | lvswts | 08:59 Dufus |
| 20 | p | [Vanguard will prepare Solo 401(k) 5500-EZ Form for Ascensus clients] | 02/24 | keyfort | 08:55 rainbow33 |
| 16 | p | Recent Timeline with IRMMA? | 03/12 | nanciT | 08:49 WeakOldGuy |
| 70 | p | Buyer’s agent fee on a $2 million house? | 03/18 | Tirebiter | 08:47 stan1 |
| 9 | p | How to account for Solo 401k employer match/profit sharing in P&L | 17:45 | jomama341 | 08:26 jomama341 |
| 25 | c | 3D Printers | 03/03 | Steve80109 | 08:15 RickBoglehead |
| 16 | c | water softener not softening | 03/17 | familythriftmd | 08:15 familythriftmd |
| 21 | p | Upon our death... | 19:06 | Farmerberg | 08:08 HomeStretch |
| 2 | p | Separate limits for solo 401k and partnership 401k? | 23:14 | cedar4839 | 08:06 toddthebod |
| 13 | h | Portfolio and 529 feedback | 03/16 | redshift99 | 08:03 InvestSage |
| 22 | h | RSU vesting (acquisition) and sold shortly after doesn't trigger wash sale | 03/18 | howardc64 | 07:38 rkhusky |
| 60 | c | Walmart & Amazon | 11/17 | yankees60 | 07:19 andypanda |
| 25 | t | Is the risk/reward better with Stocks than with Bonds? | 03/17 | TrustTheMarket | 07:15 gavinsiu |
| 119 | t | SP500 corrections and bear market risk | 03/13 | prioritarian | 07:06 exodusing |
| 21 | p | Cashback offers - how to manage | 03/18 | RickBoglehead | 07:01 tashnewbie |
| 16 | p | [Financial planning help for] Homeless penniless brother | 03/18 | mdshumaker | 06:55 Silverado |
| 7 | h | Should I sell my limited term tax exempt munis (VMLUX) and buy more NY state munis? | 03/18 | Aguilar | 06:50 Aguilar |
| 3 | p | Form 1116 - Does a high qualified dividend mean less foreign tax credit? | 03/19 | gavinsiu | 06:42 feh |
| 11 | p | Received unrequested IRS refund, 2024 tax year | 03/17 | somewhatenterta | 06:31 somewhatenterta |
| 26 | c | Paper Shredder issue | 03/19 | gavinsiu | 06:16 zlandar |
| 3 | n | UK: does the 30 day rule apply when repurchasing a synthetic ETF to replace a physical one? | 03:08 | steve321 | 04:59 TedSwippet |
| 5 | p | Tax form | 03/17 | yanki-R | 03:46 FullsideCoverma |
| 10 | p | Robinhood SGOV substitute payments in lieu of dividends, stock lending disabled | 02/16 | SwiftKey | 03:25 tcrez |
| 12 | p | Treasury MM dividends and HR Block | 2024 | vtMaps | 03:24 OpenMinded1 |
| 672 | t | Let's Talk SPX Box Spreads | 2022 | GeraniumLover | 02:54 calwatch |
| 13250 | c | What Movie Have You Recently Watched? | 2014 | abuss368 | 00:42 nhs76 |
| 0 | t | Article on Investing and Market Outlook that the Financial Press Got Right | 00:39 | Northern Flicke | |
| 169 | c | How did you cut sugar from your diet? | 03/18 | investingdad | 00:31 Wannaretireearl |
| 218 | c | New 2025 Tesla Model Y | 01/11 | YeahBuddy | 00:30 FrugalProfessor |
| 100 | p | Premium for top university worth it? | 03/16 | marco88 | 00:28 rufflesinc |
| 8664 | c | What are you listening to now | 2020 | Artful Dodger | 00:01 enad |
| 21 | p | USPS () IRS () lost tracking receipt of certified mail receipt [Lost tax return] | 03/17 | OneWorld111 | 23:57 enad |
| 61 | p | Medicare A, B, Medigap and D vs. Medicare A and FEHB (Federal Employees Health Benefits) | 10/21 | Moguls | 23:14 tj |
| 47 | h | Sell Low buy Low, Sell High buy High | 03/16 | jbogler | 23:04 Lawrence of Sub |
| 26 | f | Bogleheads - Cloudflare issues | 03/17 | fetch5482 | 22:39 whodidntante |
| 14 | h | second 401k | 03/18 | Utahdogowner | 22:33 Utahdogowner |
| 54 | h | 8 figures to invest. Talk me into or out of an advisor! | 03/14 | bigbossbilly | 22:18 elmercfuddtheii |
| 17 | h | How do I get rid of international bonds? | 03/18 | RamblinDoc | 22:14 Beensabu |
| 25 | p | Is TurboTax Miscalculating My SEHID in Multiple Ways? | 03/16 | GoldenBear17 | 22:13 talzara |
| 4 | p | Duplex with one tenant at below market rent - tax reporting | 21:14 | ResLife | 21:56 ResLife |
| 24 | h | POA Helping Parent, advice and variable annuity and MYGA help | 03/18 | germanium | 21:43 germanium |
| 10 | p | California Exempt Interest Dividends- 1099-DIV help! | 03/18 | lundplum | 21:38 lundplum |
| 5 | p | Should I buy the house? | 03/15 | TF127 | 21:31 TF127 |
| 4 | p | Order of filing and paying for Federal and State taxes | 17:36 | henryphseven | 21:18 baconavocado |
| 4 | p | Withholding taxes at source | 03/19 | ssn | 21:13 ssn |
| 7 | h | Internal transfer - what happens to fractional shares? | 10/27 | Admiral Fun | 21:12 Admiral Fun |
| 23 | p | Form 1116 - International Fund with no Foreign Tax Paid | 02/20 | TomBH | 21:04 LadyGeek |
| 54 | c | Why is my computer so slow? | 03/17 | black jack | 20:54 Beensabu |
| 9 | h | Mechanics of first TLH questions | 03/13 | WhenDoISell | 20:50 rkhusky |
| 75 | c | Yubikey | 2023 | shuresm7b1 | 20:39 Cletus Davenpor |
| 16 | h | Roth IRA Conversion Rules - explain it like I'm 5 years old | 03/19 | billj | 20:30 Silk McCue |
| 20 | h | Margin Loan as downpayment source | 03/18 | delamer | 20:20 sharukh |
| 24 | h | How much Should I be contributing to 401k if I might have other large purchases to save for? | 03/17 | wealthsnowball | 20:05 wealthsnowball |
| 5 | h | App that can track collective investment trust within 401k? | 03/19 | investor389351 | 19:56 investor389351 |
| 49 | p | Are there any downside if I file by paper? | 03/17 | gavinsiu | 19:47 capran |
| 4 | p | Foreign Tax Credit Line 18 and OLT Questions | 03/14 | AllTheStocks | 19:36 nalor511 |
| 27 | h | Currently 100% equities, 2 years from retiring and ready to add bonds (or TIPS?). Need help & simple explanations please | 03/18 | SeekingInfo | 19:23 hudson |
| 669 | t | Money Market Optimizer Spreadsheet - Releases, Bugs, etc. | 2023 | retiringwhen | 18:52 retiringwhen |
| 81 | f | Supporting the Bogleheads Forum [501c3 status] | 03/15 | WoodSpinner | 18:47 yankees60 |
| 63 | c | Passport card in lieu of Real ID | 03/08 | A440 | 18:43 Pam01 |
| 22 | t | No Longer Able to Update Outside Investments on VG Site? | 11/08 | LMK5 | 18:42 yankees60 |
| 10 | c | 2FA by automated call | 03/10 | Second Round | 18:39 Wrench |
| 16 | p | Thread to Track Social Security, Medicare, Medicaid & Disability policy changes | 03/19 | peterw | 18:39 stan1 |
| 37 | p | Medigap Plan G: Any Reason To Not Shop Soley By Price? | 03/21 | morsetaper2 | 18:38 ModifiedDuratio |
| 2 | h | Lump Sum Investing | 03/13 | WGA1 | 18:07 ahearn1769 |
| 16 | p | Buying and running a business | 2024 | ssn | 17:58 smitcat |
| 8 | p | Amending old returns with improper deductions | 03/19 | FoolMeOnce | 17:48 Harmanic |
| 11 | p | Anyone use RMD withholding to pay estimated taxes in Oregon? | 03/16 | Owl | 17:46 celia |
| 13 | c | Medicare annual wellness visit billing | 03/19 | exodusing | 17:45 livesoft |
| 0 | h | Calculated taxes on ESPP when price fell from grant to exercise date | 17:35 | dotseattle | |
| 45 | p | Account Beneficiaries with Minor Children and Trust | 03/17 | HawkeyePharmD | 17:30 HawkeyePharmD |
| 118 | t | 2025 Hedge Fund Contest | 01/06 | Tanelorn | 17:25 anoop |
| 7712 | p | Fidelity as a one stop shop | 2018 | BogleMelon | 17:21 bbrock |
| 11 | p | Confused on what accounts can be combined for RMD? | 03/16 | gavinsiu | 17:14 Alan S. |
| 99 | c | "Destroy if Dead" box | 03/13 | Caduceus | 17:13 firebirdparts |
Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
b = Bogleheads Community
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration
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