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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1407 new posts and replies over 216 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
11hFuture US Stock market returns16:05 kissmoneyblog16:48 kissmoneyblog
11hFirst Time T-Bill buyer02:30 aa41116:48 tenkuky
9hLimit orders on mutual funds14:15 Cara16:48 Northern Flicke
7cMacBook Air 13.3" (M1 Chip) sells at Costco for $80012:02 September16:47 September
19cMicrosoft 365 (Office) Subscription deal at Amazon - $43 after GC, Home & Student 2021 $10011/27 02nz16:47 TravelGeek
32cApple Watch for “health and wellness”11/26 MtnTravel16:44 bloom2708
35tIncome stability --> stay the course?11/22 shriram16:42 jh
3cOrlando Universal Studio question14:54 FB0116:42 deecee
4tWhy harvest gains on LOWEST cost basis shares (not HIGHEST)? . . confused (as usual)16:01 CenTexan16:39 SnowBog
43cLights flickering when washing machine starts11/05 Faisal16:39 Faisal
68lSad news - Sheepdog passed away22:17 Miriam216:37 HopHead
20cBasement Dehumidifier06:12 LifeIsGood16:36 Saving$
9p401K max logistics13:55 PoorRichards16:35 PoorRichards
24cRecommendation for Yellowstone National Park09:19 FB0116:34 RuralLivin
3pReal estate property tax timing11/27 ABS16:33 averagelonghorn
5pIRMAA question need advice11/26 Ninja16:32 busdriver
534tI can't believe I am thinking this [Panic and Survival 2008-09]2008 Sheepdog16:32 EnjoyIt
10tStructure of Berkshire-Hathaway holdings11/27 pghbob16:31 seajay
16pMost cost efficient way to create a trust?09:39 Rise2shine7916:27 afan
14cCyber Monday 202208:10 mtmingus16:27 montanagirl
36hBuilding a Boglehead Portfolio11/20 characterfour16:24 tibbitts
13pChoosing a medigap policy14:28 nss2016:24 InMyDreams
63pHow much should you know about your parents finance11/26 gavinsiu16:23 Broken Man 1999
142tI don’t understand why tax loss harvesting is that beneficial2021 I-Know-Nothing16:21 international00
1t'Bogleheads® Live' #31 podcast is out: Charles Ellis13:01 JonL16:21 Prokofiev
11hInherited IRA and RMDs. Help17:00 SoaringEagle16:19 windaar
3hHow to set myself up for my future11/25 zukesmini16:18 zukesmini
0p529 withdrawals16:16 epilnk 
13pI just did a backdoor Roth IRA; but employer announced liquidation of current 401(k); does pro-rata rule apply?13:17 bestisfree16:15 retiredjg
2090tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory2021 skierincolorado16:15 comeinvest
37hTIPS fund for inflation11/27 aaaxl16:11 slicendice
10hBest way for me to rebalance? Either converting bonds to equities in 401k or making equities contributions in brokerage11/25 Aguilar16:09 asset_chaos
7hStay in Ameriprise for the 3% match??11:02 julesmakr16:09 retiredjg
1131cPC Build Thread - 2020... and beyond!!!2020 Independent Geo16:08 Independent Geo
1105hPurchasing MYGAs (multi year guaranteed annuities) - mega thread2020 Stinky16:05 indexfundfan
0hThere you go again ! Options trading16:00 prettybogle 
21tUnderstanding Bond fund yelds - VGSH for example09/17 Goldilocks15:59 Candor
14pPossible lost check11/26 AAA15:54 bradinsky
114t100% defensive stocks vs 60/4009/02 Logan Roy15:53 Logan Roy
15tIs cash emergency fund better than stocks/bond?07:32 Kelly15:50 Candor
17pTech industry potential severance payout - take it or stay?14:01 vrr10615:50 TheHiker
31tHow will the 1% excise tax on buybacks affect dividends?08/16 Lyrrad15:48 firebirdparts
2pW2 & 1099 employment unknown - wait on Solo 401k employee contributions?12:53 ThankYouJack15:47 ThankYouJack
188cAll-electric vs. hybrid cars. Teach me! [Car with tech bells and whistles that’s not a Tesla]11/20 bertilak15:46 TomatoTomahto
59tSequence of Health Risk: AKA What Age is it Worth Planning For a Full Life To?11/20 Patzer15:44 Lee_WSP
44pJames Welch and i-ORP off-line?06/14 JohnFiscal15:44 spammagnet
500tNew Avantis worldwide ETF with value tilt06/28 brademac15:42 guppyguy
27pEvery day credit card & I need a Visa11/27 71GTO15:36 Jags4186
22hAuto-roll Tbill experience at Schwab2020 Nate7915:35 #Cruncher
7pMedicare Part D (Drug Plans)-Any Gotchas?11:50 pennywise15:35 busdriver
18tLife-Cycle/Target Date alternatives to Vanguard?11/27 friar161015:20 friar1610
121tWhat's going on with Fidelity's mid cap value & small cap value index funds?11/23 JasonHutt15:17 Northern Flicke
53cCheck refrigerated items on a 30 hour intl airplane trip?11/14 need403bhelp15:16 need403bhelp
16cSuggestions for good solar entry lighting20:17 jplee315:15 jplee3
15cFitness Tracker Recommendation2021 Mudpuppy15:13 Mr.BB
45hBackdoor Roth Newbie11/26 eboats15:11 02nz
1pAdvice needed on updating ACA info14:32 relentless115:10 sycamore
107hManaging my mom's account09/22 LadyGeek15:03 LadyGeek
2385cWhat frugal thing did you do today?2017 Nectarineman14:58 Colorado14
214pH&R Block 2022 software offer10/19 hudson14:57 Church Lady
4388c[What TV Show Have You Recently Watched?]2016 dbCooperAir14:55 ruralavalon
19hUnderstanding impact of expense ratios11/23 investment guy14:55 hudson
3hVBILX and VFICX to VWIUX - Wash-Sale Rule?14:03 Wading Ashore14:54 Wading Ashore
4pRefund of Social Security Overpayment Question06:05 Vanguard Fan 1314:41 jebmke
52tOptions for a new widow or widower who is not expert on managing retirement investments10/24 tadamsmar14:36 nedsaid
1pIdentityForce subscription renewal14:29 relentless114:35 stan1
5nNew wiki page, for US persons in the UK11/27 TedSwippet14:30 tubaleiter
11hExchanging Mutual Funds11:17 boater0714:28 livesoft
3pTreasury Direct -How did this happen? Anyone else?11/27 camden14:21 JayDee37
3ccar shipping service12:45 MattB14:14 bubbadog
3hEnd of year checkup/Roth IRA conversion question13:15 Doctor_ice14:13 retiredjg
63h401k administrative expense 1.5% -- high?11/25 kinks14:08 ruralavalon
15hEmergency fund revisit to higher levels11/25 Wricha14:05 Wricha
2hSchwab Intelligent Portfolio Asset Location11:10 Jobseeker201313:54 BF3000
5hPortfolio Review for soon to be US->UK expat09/14 djheini13:51 TedSwippet
24tWhat are the advantages of gifting as a legacy strategy11/26 Cannibly13:50 secondopinion
75tWhat's your International play and why?11/25 Genuinesarcasm13:47 jginseattle
14pHSA Contributions but no HDHP11:33 loganvonstrangl13:38 AnEngineer
133tThe Classic 60-40 Investment Strategy Falls Apart. ‘There’s No Place to Hide.’11/14 stephenspapa13:35 canadianbacon
226hPoor Publix employee seeking 401k investment advice - no longer have Publix stock04/06 ralphboy13:31 ruralavalon
14hVanguard Personal Advisor recommendations00:39 linguista5713:29 Taylor Larimore
8cInfected by Ransomware17:53 arf141013:25 rich126
5hRequest Recommendations for 2022 Conversion Amount within Desired IRMAA Bracket01:04 texasgal4713:20 FiveK
15hPay now to exercise startup stock options or wait and watch11/26 binvesting13:13 twh
57tUTMA coming due for estranged child11/23 FelixTheCat13:08 Stinky
12t"Predicting the Past"11/27 Taylor Larimore13:03 hnd
41pProbably a naïve issue. Pay mortgage or invest.17:33 Caliscotsman13:01 fyre4ce
4pIRA unclaimed assets08:56 Patrick58412:58 Patrick584
25tsubmit ?s: Bill Bengen on the 4% rule of thumb11/22 JonL12:52 FactualFran
19pWeird mailings. What is going on here?11/23 tooluser12:46 tooluser
130pTurboTax 2022 [purchase discount thread]11/05 csmath12:45 JerryB
50pJob Offer Evaluation Request11/18 PhillyPhan12:44 chassis
3hCannot sell cash-secured puts in 401k?12:07 Caduceus12:35 fabdog
7hVGSH monthly income?11/08 playahal12:35 Rachel5590
15cBuy a used Toyota online with no test drive and have it shipped to me?11/27 TarHeel200212:28 hand
7pUpdate-Should I claim our college daughter as dependent-ACA dilemma11:44 relentless112:26 FiveK
1573pWashington State Long Term Care Trust Act - 0.58% payroll tax - $36,500 lifetime maximum benefit2021 Soon2BXProgramm12:25 RoyHobbs9
11hTLH'd and bought similar fund: should I buy original fund back after 30 days?11/25 Aguilar12:20 Aguilar
8pCosts to a dentist for accepting discount plan vs insurance22:22 hoops77712:16 VT03008
2hNeed help consolidating please!11/25 arengarajsug8812:16 sycamore
8hWhere do you buy Treasuries? How long after maturity is the $$ available?11/25 LookinAround12:11 Kevin M
2151tTrading Treasuries (nominal and TIPS)05/24 Kevin M12:11 Kevin M
3hVUSB vs VGSH - same 30 day SEC yield09/01 renegade0612:10 Rachel5590
17hRMD, timing of11/27 Capricorn21212:09 Capricorn212
13pShould I follow my tax advisor/preparer?11/27 doob12:05 nedsaid
96tTaxation of Treasury bills, notes and bonds11/15 Kevin M12:05 Kevin M
0pEstate question12:01 secondcor521 
15nShort Term Cash Stash - Ideas? (Italy)11/06 Vogatrice12:01 Siaigi
2p50% cheaper _Mercury insurance experience11:15 Aggieland11:55 Joe Public
6pGot IRS Notice CP22A00:34 AlwaysLearning111:53 talzara
12pParents Created Trust - Sitting Down With Atty to Review - What ?? Should I Ask?09:28 seadoocruzin11:53 Lee_WSP
0cDeleting Morningstar Account11:47 vaylie 
529cDon't pay full price for SiriusXM radio2016 catdude11:47 eddot98
5ceBay Watchers11/20 DTalos11:43 DTalos
2hBack to Money Market After Moving to Cash Deposit09:06 Rachel559011:40 increment
32tHow tax-efficient are iShares Core in One ETFs in a taxable account?2019 longinvest11:39 tj
2cDust or Scratches on Disc?11:12 DTalos11:34 DTalos
13cGifts FROM a dying person11/27 mcamp1811:32 CtScrtDsse
1nUS domiciled ETFs that are UK HMRC reporting funds10:08 blueoak711:29 TedSwippet
10cPC Suggestion - without operating system11/27 keith601411:27 dukeblue219
19pI Can't Find How To Wire Money Anymore11/27 dbc4711:26 Sagenick48
13hTIAA traditional conundrum11/26 itsmeagain11:25 itsmeagain
65cWhat brand and model of typewriter do you have and how much did you pay for it?10/14 helloeveryone11:25 Sandtrap
1cWhiny Laptop fan10:47 gavinsiu11:12 bloom2708
17hBuy a CD using a Personal Line of Credit?11/26 westcoastnerd11:11 8foot7
1hPaycheck/Mega Backdoor Roth Timing Question10:51 anewboglehead11:08 Gronnie
6cHO Scale Train Set Info--Sell or Gift11/25 DTalos11:07 DTalos
66tFunded Ratio Offers a Glimmer of Hope in 202211/19 Horton10:59 NiceUnparticula
7cHotel recommendations: Barcelona and Madrid23:30 Wannaretireearl10:50 Taylor Larimore
2hSorry, another Tax Loss Harvesting Question09:11 HuckFinn10:21 rkhusky
2283cBird watchers – what birds are you seeing?2020 JAZZISCOOL10:19 JAZZISCOOL
4hTax Loss Harvesting/Fidelity SMA17:56 lionplum202010:14 retired@50
12hGenerated over $60k of TLH, live in NJ, NJ does not allow tax loss carry over, should I create some tax gains now ?11/23 sharukh10:12 sharukh
8pLarge capital gain from private company stock17:11 lvewell10:02 NewMoneyMustBeS
101hRetiring in Three Years: Only Enough Cash For Taco Bell11/23 Charles Joseph09:55 HomerJ
7cBanff/Jasper itinerary for June 202311/27 Theseus09:40 Colorado14
39pAnyone using the Fidelity Rewards Visa card?04/12 Gaston09:31 csmath
5hRoth Convert OR distribution and buy iBonds?06:46 Wrench09:25 Wrench
15hAny reason I should not sell ibonds I bought last January to buy new ones with the higher fixed rate?21:01 Raspberry-50309:17 evelynmanley
21cOffice chair and sit-stand desk recommendations11/21 daheld09:12 teCh0010
143hWhy not do as Buffett?11/15 conservativeX209:10 saver7007
32tWithdrawal based on net worth?11/26 tennisplyr09:07 smitcat
16pHow best to pay off a car loan11/26 miamivice09:02 dknightd
2cChicago Region Cross Country Skiing / Trekking?07:57 DarkHelmetII09:00 camontgo
181hRetiring in 6 months (off TSLA options); Plan Review; 11/22 Update - Ain't Pretty2021 roguewarrior008:59 roguewarrior0
11hEE Savings Bond December 2003 question11/27 tibbitts08:57 chemocean
28cHow is the market for new cars today?10/18 tc10108:44 smitcat
70cHoliday Tipping, Gifting and Donating Season11/19 AnnetteLouisan08:33 muffins14
582tA Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)2019 longinvest07:54 dknightd
24nMoving back from USA to my original UK location11/20 scouser12307:51 Valuethinker
26cFinally Making the Video Doorbell Plunge - Ring or Blink11/22 AllMostThere07:50 BabaWawa
2hFidelity Household View01:20 dlong07:33 runner3081
13hQ about TSP transfer to IRA11/26 HoneyBee07:29 L84SUPR
59tVanguard Ranks Last for Digital Satisfaction; JP Morgan First11/23 Beliavsky07:16 Cannoli
47cSurface pro vs MacBook11/22 Freddobbs07:10 sunny_socal
14hIf you had to choose a managed futures / trend following ETF, which would it be?11/15 Poe2206:53 Poe22
35cFinding "award flights" with Membership Rewards11/24 MtnTravel06:34 MtnTravel
338lSearching for Lost Contributors2021 RovenSkyfall06:32 LadyGeek
9059cWhat Movie Have You Recently Watched?2014 abuss36806:24 LadyGeek
16cWifi Router - replace or keep existing?11/27 Saving$06:09 MGBMartin
4nTax efficient investing (U.K.)11/26 minimalistmarc06:03 pennywiser
6tWhy are goverment bonds taxed this way?11/27 ny1003604:40 prudent
4hDoes Silvergate’s business model work?21:07 rodamusprime03:54 rodamusprime
13pRetirement Budget Calculator11/27 bh3fpinv01:25 MathWizard
14pBuying Rentals with Minimal Cash Flow?11/15 mojorisin00:43 Invictus002
68hIs index fund investing the way to go?11/24 masonstone00:33 Vanguard User
12pshould I "expense" improvements to investment rental property17:04 RustyShacklefor00:32 RustyShacklefor
20cSamsung 10.5" Galaxy Tab A8 vs iPad mini 611/21 September23:40 gavinsiu
74tHow do you balance Need, Ability and Willingness?11/24 TheTimeLord23:21 Marseille07
9c25th Anniversary trip - France / Belgium ?18:11 chickadee23:20 tigermilk
164tAvantis Funds: what's so special about them?07/01 JSPECO922:54 Bama12
4hQuestion on $750K Mortgage interest deduction21:04 pmdonca22:53 lakpr
12p$25k gift of jointly-owned ETF shares to a child--no 709 required?17:29 HouseOfLancaste22:22 HouseOfLancaste
3294pFidelity as a one stop shop2018 BogleMelon22:13 nalor511
6hPretax or Roth contributions, given a large taxable account?11/27 AprilCake21:37 FiveK
5h529 withdrawal11/27 sambb21:31 delamer
2pDifferent yields: Ally CD via Fidelity vs Direct19:09 BayouBoy21:30 Geologist
5hAre unrealized losses unable to be used after death?11/27 illumination21:27 02nz
15pAnother question about inherited Roth IRA and withdraw11/26 gavinsiu21:25 Alan S.
1073tWhat is your age and asset allocation ?2020 poppa2321:21 L84SUPR
21cYouTube TV vs Hulu (+'s and -'s)11/19 bhwabeck353321:21 augryphon
816cSo what are you cooking2020 Skeeter121:16 arcticpineapple
3hPlease review my portfolio; focus on fixed income11/27 Klemomann21:12 lakpr
10nMy Vietnam Surprise11/27 Taylor Larimore21:10 black
9hConvert rollover IRA to Roth?20:21 RealEstateGuy21:08 FiveK
4hShould I TLH VBILX, VFIDX and VFSTX and buy VWITX?11/27 Wading Ashore21:06 Wading Ashore
21hMay Have to Sell My Wellesley Fund11/27 dbc4721:02 mkc
21hAccrued dividends in NAV for sell during month11/13 Carsson320:51 Carsson3
166cREAL ID now set to be effective May 3 2023 UPDATE2021 heartwood20:46 grok87
8hRollover my 401K to TSP?11/27 Rogerdodger20:40 L84SUPR
10pCredit Utilization and FICO score19:49 Kookaburra20:36 whodidntante
0pSpecialized Multiple Account RMD/Conversion Strategy Ends20:30 Alan S. 
13tWhen to sell a fund to avoid distributions?11/27 mailman78120:29 grabiner
63pMinimal work at job - Keep at it or actively look for new job?11/02 knightrider20:20 Mr. Buzzkill
5hIndex Portfolio Allocation Question11/27 UnadillaKayaker19:54 pkcrafter
6365cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt19:54 cs412a
11pHow to calculate net income from 1099 contracting job?11/27 ThankYouJack19:41 ThankYouJack
17tNetflix Documentary- Get Smart With Money09/04 sleepysurf19:40 birb
15pSell then rebuy VTI same day for TGH purpose11/24 Brianjp1819:21 Brianjp18
0tMove $$ in ShortTerm TIPS fund to IntermedTermTIPs fund now?19:15 xxsocraticxx 
56cAverage monthly Internet + TV bill11/24 atlanta_dad19:01 Saving$
56cAd Blockers11/14 gerntz19:00 GreenLawn
132tWhat is going on with Gold price?07/05 artking9918:47 Logan Roy
1pI-Bond Gift Box and UK Taxes18:17 Scrabo18:39 Makefile
30cKindle eReader Black Friday upgrade deal11/22 LadyGeek18:33 protagonist
196pAlly offers 1% cash bonus on new deposits - up to $500 bonus10/12 NewbieBogle00718:21 RCL
65hAre Vanguard investment advisors a sound choice of information?11/20 jdkoerner18:19 afan
24pShall I dump chase sapphire Reserve for Amex Platinum?11/25 sksbog18:10 afan
24pSeries I Savings Bond Portfolio Tracker11/02 csmath18:07 Raspberry-503
14cIs Onstar worth the expense?11/26 Calico17:53 Calico
2hBond strategy for different buckets11/27 the_wiki17:43 the_wiki
10hMy yearly Portfolio update - love to get feedback from you11/27 Nyc196717:38 Nyc1967
171tDoes YTM require that coupons are re-invested?11/03 longvista17:31 Kevin M
8pDifferences Between The Fidelity Account and Fidelity Cash Management Account11/27 keyfort17:04 Nver2Late
83pFidelity Holiday Offer - $150 for $50 deposit11/25 ReardonSteel16:51 brian91480
6cOceanside Beach Services - Do You Tip?11/26 stlrick16:51 TootsieWolf

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p = Personal Finance
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