Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.
The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.
This site is composed of two primary resources: our Wiki and our Forum.
The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.
On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.
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1398 new posts and replies over 196 topics in last day (sorted by Latest Reply). Days: 1 2 3 |
# Replies Subforum - Topic Title | First | Last |
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Subforum - Topic | Last | |
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2 | p | IRA inheritance question | 00:44 | JBTX | 01:12 wangle |
5 | h | I messed up huge…. | 00:39 | ACJC | 01:08 wangle |
7 | h | Cashing out I-bonds: Treasury Direct and speed of withdrawal | 2022 | ThisJustIn | 01:06 telemark |
1517 | t | Vanguard to Exit Individual 401(k), Multi-SEP, and SIMPLE IRA Plans With Ascensus Deal | 04/16 | foolio97 | 00:59 numberman |
36 | c | Engineer camp for teens? | 10/10 | YeahBuddy | 00:57 TrueNorth33 |
34 | p | Do I get to re-retire if my portfolio goes up? | 16:46 | lecithar | 00:55 ReadyOrNot |
7 | h | Vanguard 529 Expense ratio question | 13:21 | pch324 | 00:44 pch324 |
24 | c | I'm buying a house with cash, can I get a mortgage on it later? | 09/07 | mark_in_denver | 00:35 leland |
91 | c | Tesla robots for homes - are we there? | 10/11 | Robin1234 | 00:35 mrspock |
3 | c | What is the best portable tire inflator for cars? | 23:15 | teelainen | 00:34 Doctor Rhythm |
44 | c | Solar powered generator info | 10/08 | cubs1999 | 00:32 LotsaGray |
14 | p | Living trust income problem | 09:26 | Mr. Potter | 00:30 JBTX |
5 | p | Fidelity Now Allows Authenticator Apps | 22:29 | southerndoc | 00:28 latency |
1 | h | Retirement on the horizon (starting in about 3 years) | 10/06 | Nyc1967 | 00:13 wangle |
21 | t | How to get coworkers excited about investing? | 20:29 | tman9940 | 00:09 gavinsiu |
1 | h | Portfolio Review | 20:35 | c_is_for_cow | 23:58 Tyler Aspect |
14 | c | UPDATE KitchenAid Appliances - Help, now what can we do? | 12:08 | 557880yvi | 23:57 LotsaGray |
6 | h | Spending portfolio to "zero" | 21:37 | SingleLine | 23:57 ResearchMed |
5 | p | Marcus POA difficulties - how to get money out? | 10/09 | camroontheprune | 23:52 wangle |
8 | h | Windfall, retired, total newby | 10/10 | whatthehay | 23:41 wangle |
55 | c | Creative way to get neighbor’s cars and junk off my property | 10/11 | insidemoves | 23:37 LotsaGray |
9 | p | Giving while Living - "Wealth Depletion" | 14:05 | Coastingthrulif | 23:36 desiderium |
683 | p | [Split from "Fidelity as a one stop shop" thread - locked or restricted Fidelity account issues] | 09/15 | ez_mode | 23:32 cb474 |
31 | p | Calculating how much umbrella insurance you need | 10/11 | ROIGuy | 23:30 cubs1999 |
5 | p | How to send check from QCD? | 08:25 | Raybo | 23:28 RationalWalk |
0 | h | Non-governmental 457b distribution options | 23:28 | mudfud | |
12028 | c | What Movie Have You Recently Watched? | 2014 | abuss368 | 23:24 littlerfish |
0 | h | 54yo - Can No Longer Work Due to Health - How to Plan? | 23:21 | DrZaius | |
16 | c | ideas for super low budget adult Halloween costume? | 10:44 | biscuit5 | 23:20 Beensabu |
34 | h | What kind of situation would TIPS be appealing in? | 10/12 | icbmwapg41 | 23:12 icbmwapg41 |
6 | p | Deductible Mortgage Interest Questions w/ Balances Above $750k, Exact Method | 04/02 | hbomb272 | 23:10 wangle |
30 | h | YARQ (Yet Another Retirement/Roth Question) | 10/09 | LindtChocolateL | 23:09 Wannaretireearl |
7020 | t | International (Non-US) versus US Equities (The "Arguments") | 2023 | CraigTester | 23:00 Nathan Drake |
225 | h | Retire with Less Than $1 million? | 2019 | GoneOnTilt | 22:57 whodidntante |
25 | p | Home insurance for the lapse period | 10/11 | edgefid1328 | 22:53 Hot Sauce |
13 | p | IRA after the death of the owner | 10/11 | cnc449 | 22:49 wangle |
41 | p | Taking SS Early Question | 10/11 | dharma student | 22:35 grabiner |
23 | c | TiVo vs Xfinity set top boxes | 09/30 | Copernicus | 22:34 southerndoc |
6 | p | Payment of taxation of needed withdrawals in retirement | 10/12 | ryman554 | 22:30 secondcor521 |
232 | t | After 2022-23, how are we feeling about Vineviz’s first 20% of bonds in Long-Term Treasuries? | 10/05 | TrustTheMarket | 22:27 watchnerd |
6 | h | Paper stock certificates in estate. | 20:06 | Wanderer16 | 22:25 bsteiner |
26 | p | Any concerns with having large accounts at Merrill Edge and JP Morgan Self Directed vs. traditional discount brokers? | 10/12 | LAMTA | 22:22 PersonalFinance |
2 | h | Your thoughts on Pension Buyout offer? | 18:06 | hand | 22:19 queenofthemadho |
19 | c | A streaming debacle (technical and streaming issues) | 07:56 | YeahBuddy | 22:14 Parkinglotracer |
17 | p | Points and miles credit cards: useful long term, or just for signup bonuses? Do you get value from yours? | 16:58 | NYCaviator | 22:06 Parkinglotracer |
13 | p | Mortgage interest deduction for money borrowed from a relative. | 02:35 | Boron1913 | 22:02 Boron1913 |
4559 | p | Share your net worth progression | 2014 | techcrium | 21:54 icrf |
13 | p | Questions about Medicare Advantage | 09:01 | sophy | 21:52 mkc |
1 | p | Feedback on home buying plans | 14:19 | pandor | 21:52 SuzBanyan |
9 | h | Rollover Roth IRA questions. | 19:10 | tr0ppd0gg | 21:49 Alan S. |
21 | h | Help with bridge to SS | 06/26 | Kiana | 21:40 TBillT |
88 | f | Changes to help cut down excessive quotations | 10/10 | Alex Frakt | 21:39 InvisibleAeroba |
2 | p | Calculating stepped-up basis | 16:46 | Pacific | 21:38 Pacific |
57 | c | Rice cooker recommendations? | 12:33 | MtnTravel | 21:38 InvisibleAeroba |
77 | t | 16 years before Dow came back??!! | 10/12 | yankees60 | 21:33 jginseattle |
1 | p | Achieving a Better Life Experience (ABLE) account | 20:16 | Namashkar | 21:28 typical.investo |
65 | c | Loss of power to refrigerator: How to keep food from spoiling till Monday | 10/11 | bookgirl | 21:25 Sandtrap |
568 | t | New tool for building a TIPS ladder | 2023 | kaesler | 21:25 Raspberry-503 |
59 | h | Allan Roth on "Richest Guy in the Graveyard" | 2014 | Fallible | 21:25 Parkinglotracer |
14 | p | United MileagePlus Visa Credit Card - Denied | 15:51 | jeffreys | 21:21 soretired |
162 | t | Why hold nominal bonds at all? Why not 100% TIPS? | 10/09 | TrustTheMarket | 21:21 aristotelian |
38 | c | Second Car: EV, Sports Car, or New SUV? | 08:44 | Workqa | 21:16 upwind |
17 | h | Help with elderly parent's situation | 10:11 | Dabeachi | 21:08 Katietsu |
32 | p | How Long Does An Estate Take To Settle? | 10/12 | Sublefty | 21:00 bsteiner |
10 | h | Breaking up with advisor - Next steps | 10/07 | zen_invest | 21:00 zen_invest |
746 | f | Forum software upgrade bug reports and change requests | 2015 | Alex Frakt | 20:59 Hot Sauce |
6989 | c | What are you listening to now | 2020 | Artful Dodger | 20:58 jginseattle |
5047 | c | What frugal thing did you do today? | 2017 | Nectarineman | 20:53 bogles the mind |
23 | p | Opinion on IDX - Credit monitoring system | 2023 | Hallo basu | 20:51 SittingOnTheFen |
2 | c | Transfer from one phone to another - My Experience Normal? | 16:01 | yankees60 | 20:48 Chuckles960 |
11 | c | Editing outside portfolio at Vanguard broken? | 10/11 | Tyler Aspect | 20:38 Hot Sauce |
11 | p | [Pension beneficiary option with spouse and multiple children] | 10/10 | davel316 | 20:36 onwardandupward |
187 | c | How do you utilize AI (artificial intelligence)? | 11/13 | tetractys | 20:32 Marbling |
24 | h | Railroad transport questions | 04:10 | 4nursebee | 20:16 bombcar |
35 | c | Refund approved but taking forever | 10/10 | Hot Sauce | 20:14 ClaycordJCA |
12 | p | Gnucash best practices/workflows/habits for a newby | 2023 | guppyguy | 20:09 guppyguy |
16 | h | 529 Plan - How much is enough? What ROR to assume? | 10/11 | VVenti7401 | 20:07 CPCretirement |
21 | p | Vanguard account for adult disabled child? | 10/11 | kjsammy | 20:01 OnTrack2020 |
38 | c | How to discourage fraud by service techs | 10/11 | snackdog | 19:56 LotsaGray |
116 | c | Are these Mini-PCs any good? If you have one, any advice on which to get? | 08/31 | theac | 19:55 theac |
24 | c | CIT bank anyone? | 2022 | stocknoob4111 | 19:53 PizzaGrease |
26 | h | Early Retirement: $1.6m Advice on Portfolio Construction in Retirement with 34 years to SS. TIPS Ladder? | 10/12 | YoungSisyphus | 19:32 dogagility |
8 | h | REIT, TIPS, and bonds | 10/12 | Ependytis | 19:29 dogagility |
7 | f | New Posts functionality is behaving differently | 07/25 | WoodSpinner | 19:26 LadyGeek |
1 | h | Help me pick what funds to make available in my solo401k | 19:22 | Ultane | 19:26 dogagility |
83 | h | Leave Bank of America for SoFi Bank? | 2022 | careerdata | 19:15 PizzaGrease |
91 | h | When should I convert to Roth, if at all? | 2023 | MoreTaxes | 19:13 Exchme |
203 | p | US Bank 4% Smartly Visa Credit Card | 09/05 | Bosro | 19:07 SpaethCo |
97 | p | Using withholding on Roth conversion instead of estimated tax payment | 02/22 | Stinky | 18:54 twh |
8215 | c | What Book Are You Currently Reading? Part VI | 2014 | Alex Frakt | 18:52 wiserabbit |
12 | c | EPO vs PPO | 12:19 | funyun | 18:47 funyun |
27 | h | VTIP vs rolling 5 year individual TIPS ladder | 10/06 | smartinvestor20 | 18:06 smartinvestor20 |
12 | p | My employment separation and taxes | 10/12 | mzp3769 | 18:00 simas |
13 | p | Gifting stock to spouse for monthly expense -- legal way to avoid capital gains? | 10/12 | frugalor | 17:47 CAsage |
35 | t | Does a T-bill earn interest on its maturity date? | 10/12 | drealbmw | 17:45 FactualFran |
4 | p | Qualified Joint Venture Question | 14:14 | cw123 | 17:44 cowdogman |
11 | c | Gas fireplace insert: Repair or Replace | 10/12 | MorgansRun | 17:43 mortfree |
18 | p | HDHP vs PPO plan | 10/09 | venus_06 | 17:38 samsoes |
3116 | c | Bird watchers – what birds are you seeing? | 2020 | JAZZISCOOL | 17:36 Nver2Late |
249 | l | Master thread for Washington DC Area Bogleheads | 2014 | grabiner | 17:27 grabiner |
15 | c | Is this NYC sidewalk cart worth the wait? | 10/11 | bikefish | 17:15 investorpeter |
56 | t | Diamond NestEgg | 08/15 | artbuc | 17:15 runcyc |
16 | p | Insuring Gold | 08/27 | JeanM | 17:04 ClaycordJCA |
9 | h | Where to get accurate information on planning for retirement? | 10/12 | painslayer | 17:03 InMyDreams |
100 | t | Great innovations in investment | 09/20 | Valuethinker | 17:02 folkher0 |
28 | t | Formula for Withdrawal Rate | 09/24 | Hot Sauce | 17:01 Lawrence of Sub |
138 | t | Some of my friends are hesitant to invest due to their low income. | 2023 | jyun | 16:54 gavinsiu |
9080 | t | The Final, Definitive Thread on Brokerage Transfer Bonuses | 2016 | Earl Lemongrab | 16:47 vkolli |
15 | h | How to adjust my asset allocation? | 10/12 | babytuckoo | 16:44 babytuckoo |
15 | p | Another Mortgage Payoff Post | 09:20 | PizzaGrease | 16:43 grabiner |
13 | p | Gifting my entire IRA, consequences? | 12:51 | Mayacallie | 16:43 Artsdoctor |
7162 | t | I Bonds Mega Thread (I Bond Heads Rejoice!) | 2021 | tomsense76 | 16:43 cvn74n2 |
44 | p | Transition from Saving to Spending | 2014 | Leeraar | 16:42 Rajsx |
2 | h | [Investing for] Life change [in 3 to 4 years] | 10/12 | loklav | 16:31 loklav |
10 | c | Looking for streaming device to support outdoor portfolio management | 09:20 | TheTimeLord | 16:30 yankees60 |
0 | p | Zynlo Bank | 16:23 | PizzaGrease | |
28 | t | No more tax-deferred space: Vanguard Variable Annuity? | 2023 | gwu11 | 16:13 friar1610 |
394 | p | how much do you think you need to retire? | 12/20 | brian2013 | 15:56 MikeSunRiseWest |
34 | h | Seeking Advice on Annuity Concerns for Aging Parent with Cognitive Decline | 10/09 | ZMonet | 15:45 ZMonet |
2 | p | Death of surviving spouse (RMD age) before withholding for taxes. Now what? | 14:54 | ee_guy | 15:39 CAsage |
40 | t | Two queries on bond funds | 10/07 | Ferd Burfel | 15:30 watchnerd |
65 | c | Advice on flying Boston -> Vietnam | 09/20 | Small Law Survi | 15:30 PassivePanda |
8 | h | Mega-backdoor roth in-plan conversion and rollover to Roth-IRA | 07/02 | greenman1 | 15:30 ssel |
12 | p | Excessive mileage on lease (~20k over at current trajectory) | 08:42 | thermo86 | 15:28 delamer |
8022 | p | Bank of America/Merrill Edge - Preferred Rewards | 2014 | navyitaly | 15:27 isira |
42 | t | Downtown Josh Brown is my guest on the "Bogleheads on Investing" podcast | 10/02 | Rick Ferri | 15:25 friar1610 |
41 | h | Contributing to an Employee 401(k) at 67 - Illogical? | 09/21 | littlefuse | 15:12 littlefuse |
49 | t | VIG & VIGI: What's the catch? | 2023 | JSPECO9 | 15:02 abuss368 |
43 | t | Point of Roth 401k contributions if MBR? | 10/10 | blortchplop | 15:01 retiredjg |
4 | p | Credit freeze and canceling credit cards | 14:31 | Caduceus | 14:52 Caduceus |
133 | n | Are there actually any good financial advisers? Wondering about what my FA said. [Singapore] | 06/15 | Cyath | 14:50 hvaclorax |
138 | p | What net worth are you targeting at age 90? | 10/24 | TipsQuestions | 14:46 Wannaretireearl |
6 | p | corporate trustees, solo aging seniors | 10/08 | hghysm21 | 14:42 ScubaHogg |
7 | t | E-Trade 2FA confusion with ability to additional numbers at login | 12:32 | the_wiki | 14:38 RetiredAL |
16 | h | Novice on Roth conversion could use some insight | 05/13 | dano257 | 14:35 bikefish |
7 | p | Advice on diminished value after auto accident | 10/11 | mrfisher315 | 14:24 wangle |
33 | c | $2000 water bill - yikes! | 10/12 | Outer Marker | 14:18 FellsGuy |
63 | t | Is Buffett’s portfolio really 90/10? | 10/10 | Mayacallie | 14:15 TN_Boy |
4 | h | Ready to Move My Cash Into a Three Fund Portfolio - Strategy | 10/09 | CanIRetireYetPl | 14:09 SnowBog |
15 | t | Int'l in Taxable during Retirement/Decumulation? | 09/20 | JohnDoh | 14:03 grabiner |
30 | h | Does filing taxes "Married Filing Separately" make sense in our situation? | 2021 | katnok | 13:50 aristotelian |
10 | c | Yosemite with four kids in mid-November | 10/12 | warner25 | 13:44 alpenglow |
62 | t | [TSP I Fund changes to MSCI ex US ex China & Hong Kong index] | 11/14 | oncorhynchus | 13:42 centrifuge41 |
6 | h | Asset Allocation Question | 09:15 | BuglheadLuvsLon | 13:38 BuglheadLuvsLon |
23 | c | Family-friendly Spring Break recommendations? | 10/06 | BobStrauss | 13:21 Dmanse02 |
39 | t | Net Present Value of a Roth conversion | 10/10 | Longdog | 13:18 FiveK |
178 | t | Fundrise - Real Estate | 2022 | abuss368 | 12:57 abuss368 |
2658 | t | Jack Bogle - Two Fund Portfolio | 2016 | abuss368 | 12:47 abuss368 |
11 | p | DAF rules and contribution limits for 2024 | 10/09 | GrilledSardines | 12:34 Rocky Mtn Man |
23 | h | Made decision to retire, now what?? | 10/11 | Ralphie22 | 12:30 nedsaid |
7 | n | Gift of Money and where to allocate - Israel | 10/11 | Cintrapark | 12:26 Cintrapark |
10 | h | TDF to 3FP with 5(ish) years to go | 10/11 | ThrottleDown | 12:18 ThrottleDown |
41 | h | International Small Cap Value? | 10/17 | renegade06 | 12:16 BitTooAggressiv |
59 | t | Do you stay the course AFTER you've won the game? | 10/12 | A440 | 12:14 BitTooAggressiv |
4 | c | Any men's hair color product that doesn't get your face/skin dirty? | 10/12 | teelainen | 12:12 Alfonsia |
2 | c | Mold [Remediation for home] | 06:05 | Jackofalltrades | 11:51 bendix |
29 | h | Retired: All Out on TSLA/NVDA/NVDL - 2 Fund Portfolio AA & IRA Withdrawal Questions | 10/11 | roguewarrior0 | 11:45 cumulus |
0 | t | Exchange appreciated shares for diversified ETF with no tax event | 11:43 | MnD | |
6 | t | Real Estate Investing Return on Equity (ROE) Calculation | 10/12 | Horton | 11:29 bendix |
8 | p | Captive agents Medigap companies | 10/12 | CWRadio | 11:22 CWRadio |
151 | l | Has anyone heard from Mr. Larimore? | 05/01 | AlwaysLearningM | 11:04 LynnC |
35 | h | Help with portfolio | 09/22 | NewToFiLateStar | 11:00 retired@50 |
5 | p | Avoiding tax penalties for a possible home sale | 05:08 | Ccthealias | 10:48 Ccthealias |
10 | p | Estimated Tax, Roth Conversion, Safe Harbor | 10/12 | KlangFool | 10:41 KlangFool |
6 | h | Retirement upcoming | 10/12 | billeo10 | 10:40 billeo10 |
2 | p | 401k rollover/qdro mistake | 10/10 | Raindroplets | 10:29 Alan S. |
168 | p | What role has generosity played in your wealth building? | 2023 | Cruiser | 10:24 Coastingthrulif |
9 | p | Payoff loan vs refinance, is my logic right? | 10/12 | grandnexus | 10:24 grabiner |
1 | h | CA resident - FRSXX vs FTCXX | 10/12 | viveks | 10:21 cowbman |
22 | t | Declining local [Wealth Management] "planning", tips? | 10/10 | tenkuky | 10:21 Mullins |
2 | p | Taking depreciation with rental income | 10/12 | Ccthealias | 10:10 grabiner |
5 | h | Tax loss harvesting | 10/11 | Foodbuilder | 09:50 grabiner |
27 | p | Invest in dual health coverage to get HSA access? | 10/11 | iexaltu | 09:45 grabiner |
2 | h | Asset Allocation & Location | 06:41 | foghorn300 | 09:37 grabiner |
11 | p | Doublechecking Vanguard 1099s - Do you do this and how? | 01:16 | Redlee | 09:36 delamer |
1 | h | 529- deposit- withdraw- and deposit- again | 08:41 | biker2035 | 09:35 toddthebod |
2 | l | Minnesota Bogleheads Fall Meeting October 2024 | 09/28 | Peter Foley | 09:33 Peter Foley |
34 | c | Recommendations for low-profile/height hybrid heat pump water heater or something else? | 10/08 | jplee3 | 09:29 PassivePanda |
101 | c | Is there a better hotdog? | 09/26 | bikefish | 09:17 lazydavid |
10 | h | what to do about rental property investment? | 10/02 | tcrez | 08:56 tcrez |
59 | h | Determining the "contributions" part of Roth IRA | 01/14 | esipsi | 08:54 RyeBourbon |
108 | c | Upgrade iPhone 14 Pro Max to iPhone 16 Pro Max?? Wait for iPhone 17??? | 09/21 | Sandtrap | 08:51 dalbright |
370 | c | Favorite Movies - Name Five | 2021 | OpenMinded1 | 08:47 Dornhoefer |
10 | c | Any Experience with Daikin Fit or any other inverter whole house A/C | 2022 | mpnret | 08:38 mgensler |
23 | h | $50K CD up for Renewal, best current options/considerations? | 10/11 | lgb | 08:37 aristotelian |
1 | h | Alternatives to Manage a Large Rollover Traditional IRA | 08:10 | alrick | 08:18 toddthebod |
5 | p | Should Megabackdoor-Roth contribution/conversion show up on W-2 form Line 12? | 10/12 | bogle005 | 08:14 RyeBourbon |
26 | t | Retirement portfolio allocation & max annual withdrawal -- why not 100% stock? | 10/11 | thegeographer | 07:56 firebirdparts |
12 | c | Portable carpet cleaner - any inputs? | 06/20 | DarkHelmetII | 07:05 PeninsulaPerson |
10 | n | US Estate Tax on Ireland domiciled ETFs | 2023 | Khan | 06:07 Lazerr |
29 | c | Seeking Post Hurricane Milton Advice......What should I do if damaged? | 10/08 | atwnsw | 05:53 vested1 |
2 | p | Qualification for capital gain excursion on primary home sales | 10/12 | Ccthealias | 05:00 Ccthealias |
4 | c | Water leak | 10/12 | Sho | 04:39 Kagord |
2393 | t | Variable Percentage Withdrawal (VPW) | 2013 | longinvest | 03:39 4nursebee |
36 | t | Why Include Bonds in your portfolio? | 10/08 | Tatala | 02:32 UpperNwGuy |
587 | t | HSA Bank eliminating investment options | 07/22 | nps | 02:15 KomodoDragon |
Subforum key: h = Personal Investments t = Investing - Theory, News & General p = Personal Finance n = Non-US Investing s = Spain u = United Arab Emirates c = Personal Consumer Issues l = US Local Chapters I = Non-US Local Chapters f = Forum Issues and Administration
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