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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1639 new posts and replies over 213 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
1h2021 Roth Contribution thru small tIRA or Roll tIRA into old 401k then Conversion of same funds?02:33 Eager for FIRE03:39 shess
78pRoth Conversion Poll11/25 thor11103:28 SGM
9creplace a car battery without a jump starter?20:24 invest12303:19 marcopolo
0hGood amount of money but no job, and feeling clueless02:48 VartAndelay 
6pCredit cards with travel insurance a really good deal?18:24 cat_guy02:37 RosieQ
24hTIPS Allocation and Duration11/26 spartyfanaa02:36 Centexbob
3tHow much of the historical average return comes from dividends?00:32 alex12371102:34 AlohaJoe
1hInvesting in ETF or comparable Mutual Fund22:07 Bnjg02:34 Doctor Rhythm
59tUnder what conditions is a 50/50 portfolio worse than any other?11/28 Phyneas02:21 Phyneas
10hAfraid to realize capital gains or rebalance00:47 resting02:20 dboeger1
127pHigh Cost Once-in-a-lifetime "Vacation"11/24 CincyGuy02:17 VaR
669pTales from this insane real estate market03/23 ASpenderInRecov02:08 vfinx
27tArticle on retirees- how finances stack up15:00 am01:58 22twain
7tFuture US Stock Market Returns19:12 Kal198101:53 22twain
1pBest time to lock in a new lease? Los Angeles/CA18:28 pppez8001:50 boglerdude
2pTrust distribution strategy21:49 frisbeeaddict01:48 lstone19
0pACA Plan Strategy - Living in Mexico01:35 felizcortez 
35cWhat Do You Pay Your Housekeeper/Cleaner?11:03 Small Law Survi01:32 Gnirk
3pTax efficient sweet spot for employer/employee?12:41 bigcarguy01:31 bigcarguy
12pMedicare or company insurance for a disabled spouse?16:37 Howie01:27 chalet
6pSetting up a will to benefit minor children - anything on this specific topic?22:37 rasputin01:24 PowderDay9
168pBest decision(s) in your financial life02/23 ArtsyProf01:12 AnnetteLouisan
107hHow are People Mitigating Sequence of Return Risks?11/27 MrCheapo01:05 seajay
4tAsset Allocation In These Times09:58 Munir00:53 BHawks87
17cOffice 365 Family deal at Amazon (Cyber Monday 2021)09:15 02nz00:53 Snezz1e
14nCould I be doing better than I am now?11/23 Cyath00:51 Cyath
40hI Bonds - purchase end of October or end of November?09/28 JohnWild00:47 Mel Lindauer
1hWash sale question00:18 chr00:45 twh
72tRitholtz argues inflation will be mostly transitory11/23 prioritarian00:23 Northern Flicke
4cAny Recent Experience Replacing Above-Ground Heating Oil Tank?14:45 iceport00:15 iceport
16tThinking about dialing back on int'l bonds and adding tips11/25 Raspberry-50300:13 prioritarian
63tCore bond fund which lost -40% in 12 months (2008-9) rates five stars today11/25 nisiprius23:54 prioritarian
42cRent a car at the airport without flying11/27 MaskelyneW23:52 toast0
25cBest cities worldwide for bicycling11/26 Raybo23:50 bwheeler
251tInflation could be 20% in the next three years: Wharton's Jeremy Siegel05/15 invest2bfree23:50 Phyneas
4hOne fund portfolio19:02 BirdMan 123:48 dru808
9twill the pre dot com bust of the late nineties prove to be a worse market entry point than the pre great depression?20:17 linate23:45 AnnetteLouisan
0hCorrect my allocations23:41 rehpyc 
25011tU.S. stocks in free fall2011 Lbill23:41 DarkNyte
58pUnresponsive Estate executors16:53 hotscot23:40 Joey Jo Jo Jr
3cbest light weight pet hair removing upright vacuum cleaner22:13 Cubs Fan23:38 epilnk
11pSoon to be parents of twins, big decisions ahead, help wanted!18:50 LongTermHorizon23:36 Big Heart
2hWSJ Article on 4% Rule21:02 Cruise23:32 9-5 Suited
7360cWhat Movie Have You Recently Watched?2014 abuss36823:22 roamingzebra
6cready-to-wear men's wool dress pants19:50 mookie23:16 phxjcc
19pProper Crummey Trust Setup11/27 NewMoneyMustBeS23:12 Lee_WSP
59hInvesting in bonds11/24 1937bert23:08 9-5 Suited
75tWhat is considered “Early” vs. “Late” Retirement?11/26 iim7V7IM723:08 HomerJ
256cLet's play chess01/15 LadyGeek23:08 Marseille07
2430pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly23:02 anon_investor
8hRoth contributions vs Roth conversions?11/26 rhubarbpie22:59 retire2022
1cGore-tex 3L ski jacket--is shell sufficiently warm?22:28 mookie22:58 anon_investor
4cChess book for children (especially opening strategies?)16:28 ResearchMed22:54 cheapskate
8hSplitting Between 403b and 457 ROTH18:36 maestro186822:46 retire2022
64pHow do I convince my cousin they are doing OK and not to take unwarranted risk?06/04 skor9922:38 delamer
2tHow to calculate cash dividends from holding stock index funds20:42 VartAndelay22:34 venkman
1pGift Tax and IRS Form 70921:37 bpg123422:28 David Jay
3391tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab22:26 Ron Ronnerson
3hIndex fund vs hedge fund manager21:57 argonautI22:11 Makefile
18hQCD's -- are there better ways than Vanguard13:02 Rob5TCP22:05 celia
0pCredit card for Home improvement22:03 rram2k3 
1pHow much to withdraw from 52921:25 sparksfly22:01 SimonJester
4hNet worth calculator/spreadsheet17:55 bigguy843721:55 mhalley
40cAnyone tried to renew a passport recently?11/06 tomsense7621:53 worthit
312hWilling to share your Taxable Portfolio?2020 iudiehard121:53 loghound
19265tU.S. stocks continue to soar!2018 GoldStar21:50 anoop
107cwhich snow blower ?2018 lmea21:49 OnTrack
1pMechanics and Timing of $ Transfers for Downpayment21:41 Kookaburra21:48 runninginvestor
14pQuestion about earning Social Security credits11/25 StoneFeeler21:45 StoneFeeler
6tWhat assets or portfolio construction protect against deflation?20:29 VartAndelay21:41 tetractys
146pComputer science as a college major11/27 painslayer21:40 AnEngineer
11p[Schwab] - Spousal Roth IRA - How to add spouse as an authorized user to deposit funds/buy/trade15:35 Yarlonkol1221:39 irrad
61pLTC Strategies - Options and what are people doing?11/21 MrCheapo21:39 Point
9tFinding a Level between Savings and Stocks06:38 BogleBuddy1221:39 BitTooAggressiv
25hProblem creating treasury direct account11/27 hbdad21:32 OnTrack
91tThe I Bond Manifesto09/23 Mel Lindauer21:19 smectym
19tBuy, Borrow, Die Approach08:51 socialforums20121:16 Nate79
2pBackdoor Roth question11/27 sparksfly21:12 sparksfly
16tWhy not 100% TMF?17:02 Booogle21:11 DMoogle
7pStupid Retirement Account Tax Break Question09:35 Pyrrho20:56 hotscot
77pAre shiny money apps really necessary?11/22 guppyguy20:55 Nate7out
1pNUA Stock and Computershare19:33 Oil Boiler20:52 Alan S.
40cAre 4 days and nights enough to explore Oahu, Hawaii?11/15 worthit20:41 Cruise
228tHi! I'm high inflation. Nice to meet you.11/17 burritoLover20:41 novolog
14creceived medical bill 7 years later08:43 sng20:40 TheDDC
21tMorningstar advises SWR decrease from 4% to 3.3%11/27 ebeb20:39 tibbitts
8hprivate investment17:56 seychellois_lib20:38 LFS1234
0nWill a liquidity crisis result in higher interest rates on cash deposits?20:29 Jaymover 
51pWhat/HowTo Sign Paperwork at Dismissal16:39 ToolTimeFlannel20:28 LadyGeek
14cCatalytic Converter Issue11/27 Kagord20:20 TexasPE
11ciPhone Users: How to save iMessage photos to PC16:15 benway20:17 Mr-et-Mrs-R
2416cWhat are you listening to now2020 Artful Dodger20:14 JAZZISCOOL
5tHow I stopped worrying about the market18:40 Professoro20:13 mortfree
84pBuying House for Adult Child11/23 Oddlot20:07 DarthSage
160cHow would you rate the following cities?11/25 wojo862520:07 Kellerreiss
13cCellphone for HS Student11/28 Rose20:00 AllMostThere
4tHelp Understanding Efficient Frontier16:29 cooperdog19:55 Triple digit go
15hDoes it matter if you sell Vanguard TIPS fund before or after ex-div date?11/23 privateID19:45 OkanePlease
29pRelocating to Illinois north shore - advice/suggestions?11/28 2tall4economy19:35 2tall4economy
20tnon-intuitive but simple math: the sensitivity of asset allocation12:01 random_walker_719:34 Beensabu
1cVoLTE Migration and New Phone Conundrum19:04 jb919:32 marcopolo
8hInvestments to retire by 5017:02 Bb07308419:32 Sandtrap
125tWarren Buffett Does Recommend The 90/10 Portfolio2016 rattlenap19:27 InvestInPasta
27hTurning 40! Can we buy a house one day? Portfolio advice please11/27 kinks19:25 teen persuasion
14hNew widow seeking advice11/27 ncsb3919:25 RetiredAL
22hPreparing for Conversion from Traditional IRA to Roth IRA11/25 careerdata19:25 careerdata
419cOddly Difficult to Find Items During the Pandemic2020 alfaspider19:22 macaroon
11pRoth conversion and medicaid eligibility?11/27 Geographer19:22 teen persuasion
15tWhen the brokerage goes bust !?11/27 Domadosolo19:20 100factorial
10pUnexpected Medical Bill12:01 Turtlemilk19:09 Nate79
3pPSA: Please check your paycheck HSA contributions for mistakes here near year-end13:10 livesoft19:07 teen persuasion
10hVanguard Rate of Return calculation11/27 GuitarXM19:04 GuitarXM
23hInsider quant hedge fund investment07:54 hedgefundswe18:40 Tanelorn
14cNew Oil boilers - your experience and comments please.12:38 yarden6018:32 eddot98
1304t[Vanguard may remove secure messages, members transitioning out of Vanguard]07/30 runninginvestor18:22 CRC_Volunteer
10hInvesting tips for a new grad?11/27 alephnought18:17 livesoft
12tThanksgiving Day11/25 Taylor Larimore18:04 AnnetteLouisan
23cSnow Boots Recommendation11/26 karpems18:02 Pinenut
2hPortfolio review - diversification and maxing 401k17:44 xivzgrev18:01 mortfree
2hAvantis tax efficiency14:56 brademac17:41 brademac
2pselling stocks for house down payment - strategy16:11 ps56k17:36 livesoft
14cGood Christmas classical music stations?11/27 Caduceus17:28 InMyDreams
20hMental accounting with gifted money12:19 PA_Boglehead17:26 KlangFool
3337c[What TV Show Have You Recently Watched?]2016 dbCooperAir17:04 telemark
33pHome Insurance Increasing11/21 Ricola17:02 slickracer
41cTow vehicle11/27 the journey17:00 Teague
62hretirement analysis - Help please11/13 ch4pal16:56 ch4pal
87hGreen Bay Packers Stock11/20 Fillmore16:55 fishandgolf
8tRebalancing with New Money10/21 SantaClaraSurfe16:50 SantaClaraSurfe
4hGetting out of an annuity IRA12:09 Blister16:50 swylie
2806pShare your net worth progression2014 techcrium16:47 JS-Elcano
15cCancun like destinations11/27 andyandyandy16:35 Bobby206
1cTo add or not to add child (permit) to insurance?16:22 Planner0116:27 cchrissyy
3pQCD & letter of acknowledgment from charity15:22 prd198216:15 jebmke
32cTree branch fell on my car [Resolved]07/20 Tirebiter16:15 Tirebiter
13hVWIAX question09:59 Houdini56315:58 FactualFran
2tBeginners: Allocation, Diversification, Rebalancing...15:33 pkcrafter15:58 Taylor Larimore
90tVanguard Flagship Services Personal Representative11/23 Grrrammm15:48 Broken Man 1999
6h529 College Plan11:23 palciparum15:48 abuss368
18pTransitioning kids from dependent to self sufficient: bank and credit accounts06:40 ClassOf202115:41 LuckyInLife
14hGifting stock to kids to pay for college - how to11/26 fogalog15:40 Makefile
64tIs "compounding" the right/best word to describe equity/index fund growth11/26 coachd5015:40 dbr
3cElectric fireplace under TV?11/27 B4Xt3r15:39 abuss368
2preal estate question - downpayment on second home14:20 longlife24515:19 LittleMaggieMae
459tBox Spreads as Loans - Interactive Brokers IBKR - 202103/30 kellykline15:14 calwatch
10pWhat to do with side hustle profits?11/27 flydelsolsi15:05 Broken Man 1999
46t"The Risk-Return Trade-Off Is Phony"11/15 Ciel14:55 Northern Flicke
21pBanktivity vs Quicken for Mac11/18 guppyguy14:40 guppyguy
20pDo we need to do anything with our 529s in 2022?11/27 miamivice14:36 pizzy
84lRoll Call for the Retirement Class of 2022!06/09 Miriam214:24 Miriam2
12602pRefinance Mega Thread2019 AZAttorney1114:13 Malum Prohibitu
5p72t/SEPP Withdrawal from Etrade11:43 michaeljc7014:13 michaeljc70
7hHow to determine the rate of a pension11/27 daacrusher200114:10 Ben Mathew
9hFidelity U.S. bond index vs. inflation protected bond index fund11/24 mesaverde14:03 ofckrupke
9ccolor printer scanner copier, easy to set up11/27 egrets13:57 bertilak
370lRoll Call for the Retirement Class of 2021!2020 Miriam213:55 Miriam2
10cBerkey Water Filter - Any Recommendations?11/26 ruanddu13:50 ruanddu
589c[On-going Scams - Post them here]2019 ketanco13:38 roamingzebra
11nWorld Bonds vs Intermediate US Treasuries11/26 galeno13:27 Bernmaster
25hOn our own [Leaving financial advisor, looking for advice]11/26 UpstateNY13:24 UpstateNY
904cPC Build Thread - 2020... and beyond!!!2020 Independent Geo13:22 tortoise84
11cReplacing bathroom sink faucets11/27 September13:18 stefan_lec
4997tSmall Cap Value heads Rejoice !!!2019 hdas13:16 muffins14
7pProbable Roth Overcontribution in 2021 - What to do?11/27 legalbeagle12:54 AnEngineer
126tDirect Indexing? Schwab's Next Big Thing11/05 6NDone12:47 gogleheads.orb
104cFilling Gasoline Tank To The Brim To Compute MPG11/18 Leesbro6312:44 Makefile
4hIL | Partial 401(k) to Roth IRA Conversion in Low-Income Year10:01 RocketSauce712:43 RocketSauce7
162p[**Update] - Metrics to Compare Roth Conversion Scenarios ??07/24 WoodSpinner12:31 hvaclorax
28pKabbage checking offering 1.1% on deposits.06/09 EnjoyIt12:26 Cranberry44
39pSalaried employees overtime11/26 BigPrince12:20 Elsebet
13hFI in 15 years - portfolio check-up11/26 FIdream212:19 chipperd
6pRental property- sell? any way to take cash out?10:26 togb12:18 RedDog
27hMy mother is retiring in one year. Looking for help optimizing her portfolio.11/26 jomama34112:03 abuss368
265pApple Pay. Does anyone use it?2019 Skeeter112:02 minimalistmarc
178pH&R Block 2021 software offer10/21 LadyGeek11:57 nalor511
0hhelp seeing individual accounts with an employer-sponsored plan at Vanguard11:25 Charon 
23hMegabackdoor Roth / General Checkup11/27 sf2sv11:25 sf2sv
3pGifting Appreciated Shares to Another Person's Roth IRA06:40 willyd12311:22 marcopolo
0pSeeking advice on refi + cashout11:15 Loonshot 
16pWhich loan to add extra payment to11/27 Ithrive11:07 grabiner
15hSell SCHF for loss or wait for dividends?11/27 nrkv11:06 livesoft
78cWhat fountain pen(s) should I buy?12/02 z9110:54 Sandtrap
1pExperiences with BOK Financial?11/27 NYCaviator10:49 PatrickA5
168tVanguard Personal Advisor Services Introduces Five-Fund Active Equity Offer11/09 UpperNwGuy10:46 Carol88888
1290pRetiree Portfolio Model2012 BigFoot4810:36 thor111
8tEd Yardeni is my next “Bogleheads on Investing” guest11/27 Rick Ferri10:35 Parkinglotracer
69hNeed direction_understanding MYGA(multi-year guaranteed annuity2020 EvelynTroy10:32 Lieutenant.Colu
1125tI Bonds Mega Thread (I Bond Heads Rejoice!)04/13 tomsense7610:32 anon_investor
69hMost secure Two factor authentication out of Fidelity, Vanguard, Charles Schwab?04/14 slamfire10:25 anon_investor
3hHow to best invest proceeds from taxable company stock compensation?11/27 iim7V7IM710:15 iim7V7IM7
405t"Beacon," Vanguard's new mobile app08/12 anon_investor10:12 LadyGeek
131hRivian - ?next Tesla ; how to buy [stock]11/10 Jimsad10:09 burritoLover
88cIn need of a generator11/24 Blue45610:00 willthrill81
9tVanguard in ??? Monroe, Wisconsin, pop. 11,000, Swiss cheese capital of the world?2020 nisiprius09:58 nisiprius
18cHome security video camera11/24 vk2209:53 illumination
457tA time to EVALUATE your jitters2011 nisiprius09:53 TimeTheMarket
11cWest coast family and adventure trip ideas?11/25 ThankYouJack09:52 Watty
26tAsset Allocation "new money" vs "all money"?11/18 ZWorkLess09:45 ZWorkLess
10tSome takeaways from estate tax return data11/27 2tall4economy09:44 2tall4economy
6tIs there a fund for all developed markets, including US?...11/20 Bill120709:24 burritoLover
12hStarting investment for a child turning 1811/25 Gary2209:19 jwfails
103pTurboTax TY202110/28 billthecat09:10 02nz
14hShould we spend down Taxable to max. Tax-deferred accounts?11/26 L82GAME09:06 L82GAME
8cVoluntourism for the 40+ crowd11/25 motorider08:54 motorider
30cDoorbell Replacement: Any Downside to "Ring"?11/27 bhwabeck353308:43 AnEngineer
80tPredict the next technology in equity investing after low-fee index ETFs?11/26 EventHorizon08:29 LadyGeek
23tiShares Core Allocation ETFs - Fee Reduction10/23 BackToSchoolDad08:10 BackToSchoolDad
9cTravel insurance11/27 MDfan07:46 MDfan
36cPlease recommend a 34" or 38" inch Ultrawide monitor primarily for spreadsheet use11/25 Lou Sevens07:45 MBB_Boy
11pVery high earners ($400k+), how did you do it?07:09 Yefuy.Goje07:39 LadyGeek
31cWhat NOT to bring on long distance moving?11/25 JohnFiscal06:57 boglebob321
18pPrices Not Pulling on Google Sheets2020 pkay06:35 BusterB
8hThoughts on Roth vs tax deferred11/27 ball24105:33 ball241

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